As of April 01, 2025, the average annual salary for a Credit Analyst II - Lending in Rock Hill, SC is $65,890. Salary.com reports that pay typically ranges from $58,280 to $70,800, with most professionals earning between $51,351 and $75,270.
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $70,800 | $5,900 | $1,362 | $34 |
| Average | $65,890 | $5,491 | $1,267 | $32 |
| 25th Percentile | $58,280 | $4,857 | $1,121 | $28 |
An entry-level Credit Analyst II - Lending with under 1 year experience makes about $63,388. With less than 2 years of experience, a mid-level Credit Analyst II - Lending makes around $63,616. After 2-4 years, the Credit Analyst II - Lending pay rises to about $65,888. Those senior Credit Analyst II - Lending with 5-8 years of experience earn roughly $67,722, and those Credit Analyst II - Lending having 8 years or more experience are expected to earn about $68,456 on average.
| Levels | Salary |
|---|---|
| Entry Level Credit Analyst II - Lending | $63,388 |
| Intermediate Level Credit Analyst II - Lending | $63,616 |
| Senior Level Credit Analyst II - Lending | $65,888 |
| Specialist Level Credit Analyst II - Lending | $67,722 |
| Expert Level Credit Analyst II - Lending | $68,456 |
| Entry Level | 4% |
| Mid Level | 3% |
| Senior Level | 0% |
| Top Level | 3% |
| Experienced | 4% |
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Each competency has five to ten behavioral assertions that can be observed, each with a corresponding performance level (from one to five) that is required for a particular job.
Analysis: Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.
Microsoft Office: Microsoft Office is a suite of desktop productivity applications that is designed by Microsoft for business use. You can create documents containing text and images, work with data in spreadsheets and databases, create presentations and posters.
Commercial Banking: Is a profit oriented banking by providing loans to customers and charging interest. The bank’s funds come from money deposited by the bank customers in saving accounts, checking accounts, money market accounts, and certificates of deposit (CDs).
| Skill | Salary | Demand |
|---|---|---|
|
Critical Thinking
|
$103,447 |
57%
|
|
Loan Review
|
$79,727 |
21%
|
|
Analysis
|
$79,727 |
21%
|
|
Billing
|
$77,091 |
17%
|
|
Cash Flow Analysis
|
$76,432 |
16%
|
|
Flexibility
|
$76,432 |
16%
|
