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Credit Risk Control Manager Salary in the United States

How much does a Credit Risk Control Manager make in the United States?

As of January 01, 2026, the average salary for a Credit Risk Control Manager in the United States is $124,500 per year, which breaks down to an hourly rate of $60.

However, a Credit Risk Control Manager's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $142,267
  • Majority Range (25th-75th percentile): $113,200 to $133,800
  • Entry-Level (10th percentile): $102,912
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View as table View as graph 25% $113,200 10% $102,912 90% $142,267 75% $133,800 $124,500 50%(Median) Didn’t find job title? Click

Credit Risk Control Manager Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $133,800 $11,150 $2,573 $64
Average $124,500 $10,375 $2,394 $60
25th Percentile $113,200 $9,433 $2,177 $54
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Key Factors That Influence Credit Risk Control Manager Salaries

A Credit Risk Control Manager's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Credit Risk Control Manager Salaries?

Experience is a primary driver of a Credit Risk Control Manager's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $120,284
  • Early Career (1-2 years): $120,790
  • Mid-Level (2-4 years): $121,633
  • Senior-Level (5-8 years): $122,813
  • Expert (over 8 years): $124,500
Levels Salary
Entry Level Credit Risk Control Manager$120,284
Intermediate Level Credit Risk Control Manager$120,790
Senior Level Credit Risk Control Manager$121,633
Specialist Level Credit Risk Control Manager$122,813
Expert Level Credit Risk Control Manager$124,500
$120,284 0 yr
$120,790 < 2 yrs
$121,633 2-4 yrs
$122,813 5-8 yrs
$124,500 > 8 yrs
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What Am I Worth?

How Do Credit Risk Control Manager Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Credit Risk Control Managers. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $137,900.
  • California: $137,300.
  • Massachusetts: $135,500.

Top Paying Cities for Credit Risk Control Managers

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $157,000
  • San Francisco: $155,500
  • Oakland: $152,000

What Skills Can Increase a Credit Risk Control Manager's Salary?

Demanded Skills for the Role:

  • Analysis (Mentioned in 7.92% Job Postings): Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.
  • Trading (Mentioned in 1.93% Job Postings): Trading is the act or process of buying, selling, or exchanging commodities, at either wholesale or retail, within a country or between countries.
  • Credit Products (Mentioned in 1.29% Job Postings): Credit Product means a charge or credit card or program, an on-line or mobile credit or charge account, or other credit or charge device.
See More Skills
Skills Demand Percentage
Analysis 7.92%
Trading 1.93%
Credit Products 1.29%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Credit Risk Control Manager's salary.
  • Business Statistics: Can increase your salary by up to 14%.
  • Credit Products: Can increase your salary by up to 12%.
  • Stress Testing: Can increase your salary by up to 12%.
Skill Salary Salary % Increase
Business Statistics
$141,930
14%
Credit Products
$139,440
12%
Stress Testing
$139,440
12%
Continuous Monitoring
$138,195
11%
Risk Management
$136,950
10%
Capital Market
$136,950
10%
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How Education impacts a Credit Risk Control Manager's Salary?

Your level of education can impact your salary potential. While many Credit Risk Control Managers enter the field with a Bachelor's Degree degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for a Credit Risk Control Manager with a Bachelor's Degree is between $123,540 and $136,673).

Credit Risk Control Manager Salaries by Degree Level

Typical Education for Credit Risk Control Manager
Degree Level % of user with this level of education
No Diploma 6.9%
High School 6.9%
Associates 5.2%
Bachelors 34.5%
Masters 50.0%
Doctorate 3.4%
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Credit Risk Control Manager Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Credit Risk Control Manager's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on January 01, 2026

Credit Risk Control Manager Salary Growth & Career Path

For a Credit Risk Control Manager, the most direct path to higher earnings is advancing to the Credit Risk Control Senior Manager role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $138,300 - a projected growth of 11% over your current level.

Salary Trends for Credit Risk Control Manager

Salaries for a Credit Risk Control Manager can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $111,346 in 2023 to around $109,405 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Credit Risk Control Manager salary trends, .

Average Annual Salary of Credit Risk Control Manager Over Time

2022
$???
2023
$111,346
2024
$112,041
2025
$109,405
2026
$???
2027
$???
Year Average Annual Salary
2022
View More
2023 $111,346
2024 $112,041
2025 $109,405
2026
View More
2027
View More

Most common benefits for Credit Risk Control Manager

Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
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Common company salaries for Credit Risk Control Manager

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FAQ about Credit Risk Control Manager

1. Do you need a degree to be a credit manager?

At a minimum, credit risk control managers are expected to have a bachelor's degree in finance or a related field. An online Bachelor of Science in Accounting can provide essential knowledge in finance, statistics, data analytics, and auditing. Salaries for this role typically range from $108,800 to $151,900, with a median salary of $135,900.

2. What is the career path for credit control?

You could start as a finance assistant in a credit control department. With experience, you can progress to a credit controller or deputy manager. As a Credit Risk Control Manager, salaries range from $108,800 to $151,900, with a midpoint of $135,900. The Chartered Institute of Credit Management offers courses at various levels to enhance your skills.

3. Is credit risk a good career?

A career as a Credit Risk Control Manager can be rewarding, offering a salary range from $108,800 to $151,900, with a midpoint of $135,900. This role provides valuable experience in finance and equips you with skills applicable to various positions. For those seeking a challenging and lucrative path, credit risk management is an excellent choice.

4. What is a credit risk manager?

The Credit Risk Manager's role involves a structured approach to analyze, assess, and evaluate the creditworthiness of businesses, organizations, or individuals. The salary for this position typically ranges from $108,800 to $151,900, with a midpoint of $135,900, reflecting the importance and expertise required in managing credit risk effectively.

5. Is credit manager a stressful job?

Yes, being a credit risk control manager can be stressful at times due to the responsibility of managing credit risk, ensuring timely debt collection, and navigating legal complexities. The role typically offers a salary range from $108,800 to $151,900, reflecting the high stakes involved in maintaining financial stability.

6. Is credit control a stressful job?

Credit Risk Control Managers often face stressful situations, particularly when managing overdue accounts and interacting with uncooperative customers. This role demands resilience and professionalism in challenging scenarios. With a salary range from $108,800 to $151,900, the compensation reflects the responsibilities and pressures associated with effectively managing credit risk.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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