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Fraud Program Analyst II Salary in the United States

How much does a Fraud Program Analyst II make in the United States?

As of October 01, 2026, the average salary for a Fraud Program Analyst II in the United States is $63,280 per year, which breaks down to an hourly rate of $30.

However, a Fraud Program Analyst II's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $72,488
  • Majority Range (25th-75th percentile): $56,670 to $68,100
  • Entry-Level (10th percentile): $50,652
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Key Factors That Influence Fraud Program Analyst II Salaries

A Fraud Program Analyst II's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Fraud Program Analyst Salaries?

Experience is a primary driver of a Fraud Program Analyst II's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Fraud Prevention Strategist I (0-2 years): $56,810
  • Fraud Program Analyst II (2-4 years): $63,271
  • Fraud Prevention Specialist III (4-7 years): $85,130
  • Fraud Prevention Analysis Team Leader (7+ years): $67,115
  • Fraud Program Manager (7+ years): $111,595
Job Role Years of Experience Average Salary
Fraud Prevention Strategist I0-2 years$56,810
Fraud Program Analyst II2-4 years$63,271
Fraud Prevention Specialist III4-7 years$85,130
Fraud Prevention Analysis Team Leader7+ years$67,115
Fraud Program Manager7+ years$111,595
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How Do Fraud Program Analyst II Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Fraud Program Analyst IIs. For example, consider the average annual salaries in these key locations:
  • District of Columbia: $70,060.
  • California: $69,790.
  • Massachusetts: $68,860.

Top Paying Cities for Fraud Program Analyst IIs

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $79,810
  • San Francisco: $78,930
  • Oakland: $77,270

Fraud Program Analyst II Salary by Company Size: Startups vs. Enterprise

Fraud Program Analyst II salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $68,313. While startup companies pay approximate $57,877.

Fraud Program Analyst II Salary by Company Size

Company Size Employees Average Salary
Startup 1~50 $57,877
Growth Stage 51~500 $61,201
Established 501~5000 $65,965
Enterprise 5000+ $68,313

Fraud Program Analyst II Salary by Industry: Top Paying Sectors

For Fraud Program Analyst II roles, the industry you choose can affect earning potential by as much as 40% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Edu., Gov't. & Nonprofit sectors offer the strongest compensation, at 20% above the average. In contrast, Fraud Program Analyst positions in Business Services or Insurance typically offer lower base pay, as these industries often view Fraud Program Analyst II as a support function rather than a direct revenue driver.

The top paying industries for a Fraud Program Analyst II

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Financial Services$75,936$37.020%
Edu., Gov't. & Nonprofit$69,608$33.010%

Fraud Program Analyst II Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Fraud Program Analyst II's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on October 01, 2026
$56,670
Average $63,280/year
$68,100
$4,723
Average $5,273/month
$5,675
$1,090
Average $1,217/week
$1,310
$27
Average $30/hour
$33
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $68,100 $5,675 $1,310 $33
Average $63,280 $5,273 $1,217 $30
25th Percentile $56,670 $4,723 $1,090 $27

Fraud Program Analyst II Salary Growth & Career Path

Fraud Program Analyst II

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Advancement

For a Fraud Program Analyst II, the most direct path to higher earnings is advancing to the Fraud Prevention Specialist III role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $85,200 - a projected growth of 35% over your current level.

Most common benefits for Fraud Program Analyst II

  • Social Security
  • 401 (k)
  • Disability
  • Healthcare
  • Pension
  • Time Off (days)

Common company salaries for Fraud Program Analyst II

Here are companies hiring for Fraud Program Analyst II and their salaries, click below for more details.

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FAQ about Fraud Program Analyst II

1. What industry pays the highest salary for Fraud Program Analyst II?

The Financial Services industry offers the highest average compensation for Fraud Program Analyst II roles, with salaries approximately 20% above the market median.

2. What is the highest salary for a Fraud Analyst?

The highest salary for a Fraud Program Analyst is $75,350 per year. In terms of monthly earnings, this amounts to approximately $6,279. The top-paying industries for Fraud Analysts typically include finance, insurance, and technology sectors, where the demand for fraud detection and prevention is high.

3. What is a cyber fraud analyst?

A Cyber Fraud Analyst is responsible for identifying, investigating, and preventing digital fraud and cybercrime. They analyze data to detect suspicious activities, monitor financial transactions, and collaborate with law enforcement to mitigate risks. The salary for this role typically ranges from $60,600 to $75,350, with a midpoint of $67,030.

4. What does a fraud and risk analyst do?

Fraud risk analysts assess and quantify potential losses, developing strategies to mitigate or eliminate risks. They typically operate in sectors like banking or law enforcement. The salary for this role ranges from $60,600 to $75,350, with a median salary of $67,030, reflecting the importance of their expertise in safeguarding financial assets.

5. How much do Goldman Sachs fraud analysts make UK?

The salary data for a Fraud Program Analyst indicates a minimum salary of £60,600, a mid-range salary of £67,030, and a maximum salary of £75,350. This suggests that the average base salary at Goldman Sachs for this role is significantly higher than the previously mentioned £26K, reflecting a more accurate compensation range for analysts in the UK.

6. Does risk analysis pay well?

Risk analysis can offer competitive salaries. For a Fraud Program Analyst, the salary ranges from a minimum of $60,600 to a maximum of $75,350, with a midpoint of $67,030. This suggests that experienced professionals in this field can earn well, especially as they advance in their careers.

7. What is the salary of fraud analyst in Wells Fargo?

The salary for a Fraud Program Analyst at Wells Fargo ranges from $60,600 to $75,350, with a midpoint of $67,030. This reflects a competitive compensation structure for this role, aligning with industry standards.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

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