As of January 01, 2026, the average salary for an Intermediate Lending Officer in the United States is $74,200 per year, which breaks down to an hourly rate of $36.
However, an Intermediate Lending Officer's salary can vary significantly. Here’s a look at the typical salary range:
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An Intermediate Lending Officer's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.
Experience is a primary driver of an Intermediate Lending Officer's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Levels | Salary |
|---|---|
| Entry Level Intermediate Lending Officer | $71,015 |
| Intermediate Level Intermediate Lending Officer | $71,304 |
| Senior Level Intermediate Lending Officer | $71,739 |
| Specialist Level Intermediate Lending Officer | $72,752 |
| Expert Level Intermediate Lending Officer | $73,910 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Intermediate Lending Officers. For example, consider the average annual salaries in these key locations:
Demanded Skills for the Role:
| Skills | Demand Percentage |
|---|---|
| Customer Service | 6.61% |
| Customer Relationship | 2.6% |
| Consumer Loans | 1.63% |
| Skill | Salary | Salary % Increase |
|---|---|---|
|
Team Operations
|
$93,492 |
26%
|
|
Sales Training
|
$89,782 |
21%
|
|
Leadership
|
$80,136 |
8%
|
|
Lending Products
|
$80,136 |
8%
|
|
Analysis
|
$80,136 |
8%
|
|
Purchasing
|
$79,394 |
7%
|
Your level of education can impact your salary potential. While many Intermediate Lending Officers enter the field with a Bachelor's Degree degree, higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data, the median salary for an Intermediate Lending Officer with a Bachelor's Degree is between $73,349 and $78,664).
Intermediate Lending Officer Salaries by Degree Level
| Degree Level | % of user with this level of education |
|---|---|
| No Diploma | 4.5% |
| High School | 4.5% |
| Associates | 4.5% |
| Bachelors | 68.2% |
| Masters | 22.7% |
| Doctorate | 0.0% |
Understanding how an Intermediate Lending Officer's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
Last Updated on January 01, 2026Promotions are the fastest way to increase your earnings. As an Intermediate Lending Officer, you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.
| Next Step Role | Estimate Salary | Projected Raise |
|---|---|---|
| Construction Lending Manager | $159,900 | 115% |
| Community Development Lending Officer | $93,500 | 26% |
| Middle Market Loan Officer | $113,700 | 53% |
| Loan Officer III | $95,500 | 29% |
Salaries for an Intermediate Lending Officer can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $72,243 in 2023 to around $70,735 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Intermediate Lending Officer salary trends, .
| Year | Average Annual Salary |
|---|---|
| 2022 |
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|
| 2023 | $72,243 |
| 2024 | $71,396 |
| 2025 | $70,735 |
| 2026 |
View More
|
| 2027 |
View More
|
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The salary for an Intermediate Lending Officer ranges from $66,600 to $82,600, with a midpoint of $75,500. This reflects the competitive compensation in the financial sector, ensuring that professionals are rewarded for their expertise and contributions. Salary data is based on various sources and reflects current market trends.
The highest salary for an Intermediate Lending Officer is $82,600 per year. While some loan officer positions can pay significantly more, this role typically offers a salary range from $66,600 to $82,600. As a loan officer, you assist clients in understanding their loan options and finding the best fit for their financial needs.
How many loan officers are there in the US? There are approximately 239,324 loan officers, and the number is expected to steadily increase over the next decade. The salary for an Intermediate Lending Officer ranges from $66,600 to $82,600, with a median salary of $75,500, reflecting the growing demand for skilled professionals in this field.
The highest paying officer job can vary, but for an Intermediate Lending Officer, the salary ranges from $66,600 to $82,600, with a mid-salary of $75,500. Other high-paying officer roles include Police Captain and Chief of Police, with salaries reaching up to $172,500 and $165,000, respectively.
Loan Officers in the US typically earn between $66,600 and $82,600, with a median salary of $75,500. This range reflects the varying levels of experience and responsibility within the role.
A loan officer's job can be stressful due to the pressure of meeting sales targets, managing client expectations, and navigating complex financial regulations. However, the role can also be rewarding, especially with a competitive salary range of $66,600 to $82,600, which reflects the importance of their work in helping clients secure financing.
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)
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