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Hourly Wage for Commercial Credit Analyst III Salary in the United States

What is the highest and lowest hourly pay for Commercial Credit Analyst III?

As of March 01, 2026, the average hourly rate for a Commercial Credit Analyst III in the United States is $44, which translates to an annual salary of about $92,497.

However, the hourly wage can vary significantly based on several factors. Here’s a detailed look at the typical pay range per hour:

  • Top Earners (90th percentile): $55 per hour
  • Majority Range (25th-75th percentile): $41 to $50 per hour
  • Entry-Level (10th percentile): $37 per hour
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View as table View as graph 25% $41 10% $37 90% $55 75% $50 $44 50%(Median) Didn’t find job title? Click

Commercial Credit Analyst III Salaries by Percentile

Annual
Salary		 Monthly
Pay		 Weekly
Pay		 Hourly
Wage
75th Percentile $103,655 $8,638 $1,993 $50
Average $92,497 $7,708 $1,779 $44
25th Percentile $84,736 $7,061 $1,630 $41
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Key Factors That Influence Commercial Credit Analyst III Salaries

A Commercial Credit Analyst III's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Commercial Credit Analyst Salaries?

Experience is a primary driver of a Commercial Credit Analyst III's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Commercial Credit Analyst I (0-2 years): $63,060
  • Commercial Credit Analyst II (2-4 years): $74,544
  • Commercial Credit Analyst III (4-7 years): $92,497
  • Commercial Credit Analyst IV (7+ years): $107,092
  • Commercial Credit Analysis Manager (7+ years): $122,147
Job Role Years of Experience Average Salary
Commercial Credit Analyst I0-2 years$63,060
Commercial Credit Analyst II2-4 years$74,544
Commercial Credit Analyst III4-7 years$92,497
Commercial Credit Analyst IV7+ years$107,092
Commercial Credit Analysis Manager7+ years$122,147
$63,060 Commercia...
$74,544 Commercia...
$92,497 Commercia...
$107,092 Commercia...
$122,147 Commercia...
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What Am I Worth?

How Do Commercial Credit Analyst III Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Commercial Credit Analyst IIIs. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $102,413.
  • California: $102,024.
  • Massachusetts: $100,664.

Top Paying Cities for Commercial Credit Analyst IIIs

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $116,666
  • San Francisco: $115,520
  • Oakland: $112,957

What Skills Can Increase a Commercial Credit Analyst III's Salary?

Demanded Skills for the Role:

  • Analysis (Mentioned in 20.61% Job Postings): Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.
  • Microsoft Office (Mentioned in 2.15% Job Postings): Microsoft Office is a suite of desktop productivity applications that is designed by Microsoft for business use. You can create documents containing text and images, work with data in spreadsheets and databases, create presentations and posters.
  • Customer Care (Mentioned in 1.29% Job Postings): Customer care is the process of building an emotional connection with your customers, whereas customer service is simply the advice or assistance your business provides them.
See More Skills
Skills Demand Percentage
Analysis 20.61%
Microsoft Office 2.15%
Customer Care 1.29%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Commercial Credit Analyst III's salary.
  • PowerPoint: Can increase your salary by up to 9%.
  • Initiative: Can increase your salary by up to 8%.
  • Teamwork: Can increase your salary by up to 7%.
Skill Salary Salary % Increase
PowerPoint
 $100,822
9%
Initiative
 $99,897
8%
Teamwork
 $98,972
7%
Microsoft Office
 $98,047
6%
Leadership
 $96,197
4%
Quality Management
 $95,272
3%
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How Education impacts a Commercial Credit Analyst III's Salary?

Your level of education can impact your salary potential. While many Commercial Credit Analyst IIIs enter the field with a Bachelor's Degree degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for a Commercial Credit Analyst III with a Bachelor's Degree is between $87,555 and $95,424).

Commercial Credit Analyst III Salaries by Degree Level

Typical Education for Commercial Credit Analyst III
Degree Level % of user with this level of education
No Diploma 0.5%
High School 3.5%
Associates 2.5%
Bachelors 51.3%
Masters 41.7%
Doctorate 0.5%
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Commercial Credit Analyst III Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Commercial Credit Analyst III's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

  • Yearly
  • Monthly
  • Weekly
  • Hourly
  • Table View
Last Updated on March 01, 2026
$84,736
Average $92,497/year
$103,655
$7,061
Average $7,708/month
$8,638
$1,630
Average $1,779/week
$1,993
$41
Average $44/hour
$50
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $103,655 $8,638 $1,993 $50
Average $92,497 $7,708 $1,779 $44
25th Percentile $84,736 $7,061 $1,630 $41

Salaries of jobs related to Commercial Credit Analyst III

Most common benefits for Commercial Credit Analyst III

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Pension
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FAQ about Commercial Credit Analyst III

1. What are the responsibilities of Commercial Credit Analyst III?

Collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. Work is generally independent and collaborative in nature. Contributes to moderately complex aspects of a project. Typically requires 4 -7 years of related experience.

2. What are the skills of Commercial Credit Analyst III

Specify the abilities and skills that a person needs in order to carry out the specified job duties. Each competency has five to ten behavioral assertions that can be observed, each with a corresponding performance level (from one to five) that is required for a particular job.

1.)

Analysis: Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.

2.)

Microsoft Office: Microsoft Office is a suite of desktop productivity applications that is designed by Microsoft for business use. You can create documents containing text and images, work with data in spreadsheets and databases, create presentations and posters.

3.)

Customer Care: Customer care is the process of building an emotional connection with your customers, whereas customer service is simply the advice or assistance your business provides them.

Where Does Our Salary Data Come From?

Salary.com salary estimates, histograms, trends, and comparisons are derived from both employer job postings and third-party data sources. We also provide multiple percentiles of salary information for your reference, click here to know Why the Salary Midpoint Formula Is Crucial to Getting Pay Equity Right. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.

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