As of March 01, 2025, the average annual salary for a Credit Analyst I in Somerville, MA is $65,146. According to Salary.com, salaries can range from a low of $53,450 to a high of $73,233, with most professionals earning between $59,024 and $69,379.
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $61,890 | $5,158 | $1,190 | $30 |
| Average | $58,114 | $4,843 | $1,118 | $28 |
| 25th Percentile | $52,653 | $4,388 | $1,013 | $25 |
An entry-level Credit Analyst I with under 1 year experience makes about $64,689. With less than 2 years of experience, a mid-level Credit Analyst I makes around $65,272. After 2-4 years, the Credit Analyst I pay rises to about $66,220. Those senior Credit Analyst I with 5-8 years of experience earn roughly $66,409, and those Credit Analyst I having 8 years or more experience are expected to earn about $66,536 on average.
| Levels | Salary |
|---|---|
| Entry Level Credit Analyst I | $64,689 |
| Intermediate Level Credit Analyst I | $65,272 |
| Senior Level Credit Analyst I | $66,220 |
| Specialist Level Credit Analyst I | $66,409 |
| Expert Level Credit Analyst I | $66,536 |
| Entry Level | 11% |
| Mid Level | 12% |
| Senior Level | 14% |
| Top Level | 14% |
| Experienced | 14% |
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Each competency has five to ten behavioral assertions that can be observed, each with a corresponding performance level (from one to five) that is required for a particular job.
Analysis: Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.
Credit Risk: Credit risk is the possibility of loss due to a borrower's defaulting on a loan or not meeting contractual obligations.
Transportation: Refers to the mode of travel used to get from home to work most frequently. The transportation are bus, train, aeroplane, ship, car, etc while the mode of transportation refers to road, air, sea/ocean, etc.
| Skill | Salary | Demand |
|---|---|---|
|
Initiative
|
$70,357 |
8%
|
|
Products and Services
|
$70,357 |
8%
|
|
Due Diligence
|
$69,706 |
7%
|
|
Collaboration
|
$69,706 |
7%
|
|
Commitment
|
$67,752 |
4%
|
|
Credit Reports
|
$67,100 |
3%
|
