What are the main factors that influence a Credit Analyst II's salary?

The primary factors are: 1) Experience Level, 2) Geographic Location, 3) Education/Skills, 4) Company Size & Industry

How does experience change A Credit Analyst 's salary?

A Credit Analyst 's salary grows with experience: a Credit Analyst I (0-2 years)earns $58,833, a Credit Analyst II (2-4 years)earns $70,250, a Credit Analyst III (4-7 years)earns $86,121, a Credit Analysis Manager (7+ years)earns $119,158, a VP of Credit Analysis (7+ years)earns $209,917,

What are the highest paying states for a Credit Analyst II?

Credit Analyst II salary varies significantly by state. The top 3 highest paying states for Credit Analyst II roles are District of Columbia $76,805, California $76,514, Massachusetts $75,494. These tech hubs typically pay 10-15% above the national average.

How much do different types of Credit Analyst roles make?

Salaries for Credit Analyst level roles vary by specialization: Credit Risk Control Analyst II: $92,800; Credit Risk Officer II: $92,756; Credit Analyst III: $85,041; Credit and Collections Analyst III: $79,889; Commercial Credit Analyst II: $74,544.

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Credit Analyst II Salary in Delaware

How much does a Credit Analyst II make in Delaware?

As of March 01, 2026, the average salary for a Credit Analyst II in Delaware is $70,250 per year, which breaks down to an hourly rate of $34.

However, a Credit Analyst II's salary can vary significantly. Here’s a look at the typical salary range:

Top Earners (90th percentile): $86,461
Majority Range (25th-75th percentile): $60,701 to $78,735
Entry-Level (10th percentile): $52,008

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Credit Analyst II Salaries by Percentile

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$78,735	$6,561	$1,514	$38
Average	$70,250	$5,854	$1,351	$34
25th Percentile	$60,701	$5,058	$1,167	$29

You may get higher pay by adjusting the following factors:

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Check out Credit Analyst II Job Openings in Delaware

Lead Analyst Credit Analytics

OneMain Financial - Wilmington, DE

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First Citizens Bank - Wilmington, DE

Credit Risk Project&amp Execution Analyst

JPMorganChase - Newark, DE

Credit Analyst Analytical Lender&amp Risk Insight

First Citizens Bank - Wilmington, DE

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Key Factors That Influence Credit Analyst II Salaries

A Credit Analyst II's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Credit Analyst Salaries?

Experience is a primary driver of a Credit Analyst II's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

Credit Analyst I (0-2 years): $58,833
Credit Analyst II (2-4 years): $70,250
Credit Analyst III (4-7 years): $86,121
Credit Analysis Manager (7+ years): $119,158
VP of Credit Analysis (7+ years): $209,917

Job Role	Years of Experience	Average Salary
Credit Analyst I	0-2 years	$58,833
Credit Analyst II	2-4 years	$70,250
Credit Analyst III	4-7 years	$86,121
Credit Analysis Manager	7+ years	$119,158
VP of Credit Analysis	7+ years	$209,917

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What Am I Worth?

How Do Credit Analyst II Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Credit Analyst IIs. For example, consider the average annual salaries in these key locations:

District of Columbia: $76,805.
California: $76,514.
Massachusetts: $75,494.

District of Columbia $76,805 California $76,514 Massachusetts $75,494 Washington $75,217 New Jersey $75,189 Alaska $75,092 Connecticut $74,135 New York $73,746

Hawaii $72,504 Rhode Island $71,922 Maryland $71,526 Minnesota $70,985 Colorado $70,777 Illinois $70,708 Oregon $70,444 Delaware $70,250

New Hampshire $70,128 Virginia $69,855 Pennsylvania $69,057 Nevada $68,654 North Dakota $68,523 Michigan $68,315 Wisconsin $68,238 Vermont $68,086

Texas $67,663 Maine $67,635 Arizona $67,593 Ohio $67,545 Georgia $66,906 Indiana $66,587 Wyoming $66,525 Utah $66,428

Iowa $66,386 Kansas $66,053 Louisiana $65,956 North Carolina $65,921 Missouri $65,907 Florida $65,637 Montana $65,491 Nebraska $65,353

Kentucky $65,276 South Carolina $64,999 Tennessee $64,825 Idaho $64,756 New Mexico $64,250 Oklahoma $64,139 Alabama $63,729 South Dakota $63,043

Arkansas $62,668 West Virginia $62,467 Mississippi $61,863

Top Paying Cities for Credit Analyst IIs

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

Lincoln: $72,706
Little Creek: $72,033
Magnolia: $72,331

Lincoln, DE $72,706 Little Creek, DE $72,033 Magnolia, DE $72,331 Milford, DE $72,706 Marydel, DE $71,762 Millsboro, DE $72,706 Millville, DE $73,191 Milton, DE $72,706

Nassau, DE $72,706 Ocean View, DE $73,191 Rehoboth Beach, DE $73,191 Seaford, DE $71,943 Selbyville, DE $73,191 Smyrna, DE $71,679 Viola, DE $72,331 Woodside, DE $72,123

Bear, DE $71,152 Newark, DE $71,180 Claymont, DE $71,235 Delaware City, DE $71,180 Hockessin, DE $71,235 Kirkwood, DE $71,180 Middletown, DE $71,533 Montchanin, DE $71,235

New Castle, DE $71,235 Odessa, DE $71,630 Port Penn, DE $70,985 Rockland, DE $71,235 Saint Georges, DE $71,180 Townsend, DE $71,526 Winterthur, DE $71,235 Lewes, DE $72,706

Wilmington, DE $71,235 Dover, DE $71,998 Dover Afb, DE $72,165 Bethany Beach, DE $73,191 Bethel, DE $71,943 Bridgeville, DE $72,706 Camden Wyoming, DE $72,074 Cheswold, DE $71,832

Clayton, DE $71,651 Dagsboro, DE $73,191 Delmar, DE $71,943 Ellendale, DE $72,706 Felton, DE $72,706 Fenwick Island, DE $73,191 Frankford, DE $73,191 Frederica, DE $72,706

Georgetown, DE $72,706 Greenwood, DE $72,706 Harbeson, DE $72,706 Harrington, DE $72,706 Hartly, DE $71,617 Houston, DE $72,706 Kenton, DE $71,651 Laurel, DE $71,943

Yorklyn, DE $71,235

Credit Analyst II Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Credit Analyst II's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on March 01, 2026

$60,701

Average $70,250/year

$78,735

$5,058

Average $5,854/month

$6,561

$1,167

Average $1,351/week

$1,514

$29

Average $34/hour

$38

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$78,735	$6,561	$1,514	$38
Average	$70,250	$5,854	$1,351	$34
25th Percentile	$60,701	$5,058	$1,167	$29

Credit Analyst II Salary Growth & Career Path

Credit Analyst II

Credit Analyst III

VP of Credit Analysis

For a Credit Analyst II, the most direct path to higher earnings is advancing to the Credit Analyst III role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $86,121 - a projected growth of 23% over your current level.

Salaries of jobs related to Credit Analyst II

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