upper level job

Hourly Wage for Credit Risk Officer I Salary in the United States

What is the highest and lowest hourly pay for Credit Risk Officer I?

As of March 01, 2026, the average hourly rate for a Credit Risk Officer I in the United States is $31, which translates to an annual salary of about $64,592.

However, the hourly wage can vary significantly based on several factors. Here’s a detailed look at the typical pay range per hour:

  • Top Earners (90th percentile): $34 per hour
  • Majority Range (25th-75th percentile): $25 to $32 per hour
  • Entry-Level (10th percentile): $20 per hour
Compensation Planning
Develop a Job Description
Pay Equity
2025 Compensation Trend
Smart Recruiting
AI-Powered HR
Salary Salary + Bonus Benefits
Paid Annually Paid Monthly Paid Semimonthly Paid Biweekly Paid Weekly Paid Hourly
View as table View as graph 25% $25 10% $20 90% $34 75% $32 $31 50%(Median) Didn’t find job title? Click

Credit Risk Officer I Salaries by Percentile

Annual
Salary		 Monthly
Pay		 Weekly
Pay		 Hourly
Wage
75th Percentile $67,571 $5,631 $1,299 $32
Average $64,592 $5,383 $1,242 $31
25th Percentile $52,126 $4,344 $1,002 $25
Check out Credit Risk Officer I Job Openings in the United States
ATR

Avions de Transport Regional GIE - MIAMI, FL

Graduate Physical Therapist Structured Mentorship Orthopedic Career Launch

Therapy Works Physical Therapy - REDMOND, OR

Emergency Room Physician

Golden Triangle Emergency Center - ORANGE, TX

Radiology Technologist

Orthopaedic and Sports Medicine Center - MANHATTAN, KS

Search More Credit Risk Officer I Jobs in the United States
Select State
Select City
Choose Similar Job
Choose Category
Cost of Living
Average Salary for United States
See it in Action

Key Factors That Influence Credit Risk Officer I Salaries

A Credit Risk Officer I's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Credit Risk Officer Salaries?

Experience is a primary driver of a Credit Risk Officer I's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Credit Risk Officer I (0-2 years): $64,592
  • Credit Risk Officer II (2-4 years): $92,756
  • Credit Risk Officer III (4-7 years): $105,026
  • Credit Risk Manager (7+ years): $124,463
  • Credit Risk Senior Manager (7+ years): $138,218
Job Role Years of Experience Average Salary
Credit Risk Officer I0-2 years$64,592
Credit Risk Officer II2-4 years$92,756
Credit Risk Officer III4-7 years$105,026
Credit Risk Manager7+ years$124,463
Credit Risk Senior Manager7+ years$138,218
$64,592 Credit Ri...
$92,756 Credit Ri...
$105,026 Credit Ri...
$124,463 Credit Ri...
$138,218 Credit Ri...
View as Table
View as Graph

What Am I Worth?

Top Paying Cities for Credit Risk Officer Is

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $81,470
  • San Francisco: $80,669
  • Oakland: $78,880

What Skills Can Increase a Credit Risk Officer I's Salary?

Demanded Skills for the Role:

  • Risk Management (Mentioned in 17.79% Job Postings): Risk management is the identification, evaluation, and prioritization of risks (defined in ISO 31000 as the effect of uncertainty on objectives) followed by coordinated and economical application of resources to minimize, monitor, and control the probability or impact of unfortunate events or to maximize the realization of opportunities. Risks can come from various sources including uncertainty in financial markets, threats from project failures (at any phase in design, development, production, or sustainment life-cycles), legal liabilities, credit risk, accidents, natural causes and disasters, deliberate attack from an adversary, or events of uncertain or unpredictable root-cause. There are two types of events i.e. negative events can be classified as risks while positive events are classified as opportunities. Several risk management standards have been developed including the Project Management Institute, the National Institute of Standards and Technology, actuarial societies, and ISO standards. Methods, definitions and goals vary widely according to whether the risk management method is in the context of project management, security, engineering, industrial processes, financial portfolios, actuarial assessments, or public health and safety.
  • Financial Statements (Mentioned in 1.68% Job Postings): Obtaining and creating formal records of business activities and cash flows to provide results for financial performance.
  • Financial Services (Mentioned in 1.31% Job Postings): A services provided by the finance industry, which encompasses a broad range of businesses that manage money. These services involve banking, brokerage, mortgages, credit cards, payment services, real estate, investment funds, taxes and accounting.
See More Skills
Skills Demand Percentage
Risk Management 17.79%
Financial Statements 1.68%
Financial Services 1.31%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Credit Risk Officer I's salary.
  • Relationship Management: Can increase your salary by up to 29%.
  • Business Continuity: Can increase your salary by up to 17%.
  • Strategic Planning: Can increase your salary by up to 14%.
Skill Salary Salary % Increase
Relationship Management
 $83,324
29%
Business Continuity
 $75,573
17%
Strategic Planning
 $73,635
14%
Alignment
 $71,051
10%
Operational Risk Management
 $71,051
10%
Business Strategy
 $71,051
10%
Get Latest Data

How Education impacts a Credit Risk Officer I's Salary?

Your level of education can impact your salary potential. While many Credit Risk Officer Is enter the field with a Bachelor's Degree degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for a Credit Risk Officer I with a Bachelor's Degree is between $69,501 and $75,784).

Credit Risk Officer I Salaries by Degree Level

Typical Education for Credit Risk Officer I
Degree Level % of user with this level of education
No Diploma 12.5%
High School 12.5%
Associates 50.0%
Bachelors 37.5%
Masters 50.0%
Doctorate 0.0%
view as graph

Credit Risk Officer I Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Credit Risk Officer I's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

  • Yearly
  • Monthly
  • Weekly
  • Hourly
  • Table View
Last Updated on March 01, 2026
$52,126
Average $64,592/year
$67,571
$4,344
Average $5,383/month
$5,631
$1,002
Average $1,242/week
$1,299
$25
Average $31/hour
$32
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $67,571 $5,631 $1,299 $32
Average $64,592 $5,383 $1,242 $31
25th Percentile $52,126 $4,344 $1,002 $25

Salaries of jobs related to Credit Risk Officer I

Most common benefits for Credit Risk Officer I

Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
For Employers

If your compensation planning software is too rigid to deploy winning incentive strategies, it’s time to find an adaptable solution.

Compensation Planning

Common company salaries for Credit Risk Officer I

Here are companies hiring for Credit Risk Officer I and their salaries, click below for more details.

Find Your Next Credit Risk Officer I Job

Ready to take the next step in your career? Browse thousands of current Credit Risk Officer I job openings on our job board. Use the search bar below to find your perfect match.

United States
For Employees

Get a Salary Increase

Analyze the market and your qualifications to negotiate your salary with confidence.

Search Job Openings

Search thousands of open positions to find your next opportunity.

For Employers

Adjust Employee Salary

Individualize employee pay based on unique job requirements and personal qualifications.

Price My Industry Jobs

Get the latest market price for benchmark jobs and jobs in your industry.

FAQ about Credit Risk Officer I

1. What are the responsibilities of Credit Risk Officer I?

Analyzes, evaluates, and monitors credit exposure and risk metrics for a financial institution to mitigate and reduce risk. Evaluates financial statements and credit ratings to conduct credit assessments of new and existing parties and ensure compliance with risk limits. Assists with the development of credit risk models and frameworks to evaluate credit proposals and provide risk-based recommendations. Utilizes programming methodologies to create and maintain financial databases and statistical models. Ensures credit activities, documentation, and reporting adhere to internal policies and regulatory requirements. Requires a bachelor's degree. Typically reports to a manager. Work is closely managed. Works on projects/matters of limited complexity in a support role. Typically requires 0-2 years of related experience.

2. What are the skills of Credit Risk Officer I

Specify the abilities and skills that a person needs in order to carry out the specified job duties. Each competency has five to ten behavioral assertions that can be observed, each with a corresponding performance level (from one to five) that is required for a particular job.

1.)

Risk Management: Risk management is the identification, evaluation, and prioritization of risks (defined in ISO 31000 as the effect of uncertainty on objectives) followed by coordinated and economical application of resources to minimize, monitor, and control the probability or impact of unfortunate events or to maximize the realization of opportunities. Risks can come from various sources including uncertainty in financial markets, threats from project failures (at any phase in design, development, production, or sustainment life-cycles), legal liabilities, credit risk, accidents, natural causes and disasters, deliberate attack from an adversary, or events of uncertain or unpredictable root-cause. There are two types of events i.e. negative events can be classified as risks while positive events are classified as opportunities. Several risk management standards have been developed including the Project Management Institute, the National Institute of Standards and Technology, actuarial societies, and ISO standards. Methods, definitions and goals vary widely according to whether the risk management method is in the context of project management, security, engineering, industrial processes, financial portfolios, actuarial assessments, or public health and safety.

2.)

Financial Statements: Obtaining and creating formal records of business activities and cash flows to provide results for financial performance.

3.)

Financial Services: A services provided by the finance industry, which encompasses a broad range of businesses that manage money. These services involve banking, brokerage, mortgages, credit cards, payment services, real estate, investment funds, taxes and accounting.

Where Does Our Salary Data Come From?

Salary.com salary estimates, histograms, trends, and comparisons are derived from both employer job postings and third-party data sources. We also provide multiple percentiles of salary information for your reference, click here to know Why the Salary Midpoint Formula Is Crucial to Getting Pay Equity Right. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.

Are you an HR manager or compensation specialist?

Salary.com's CompAnalyst platform offers:

  • Detailed skills and competency reports for specific positions
  • Job and employee pricing reports
  • Compensation data tools, salary structures, surveys and benchmarks.
Learn about CompAnalyst