As of July 01, 2026, the average salary for an Underwriting Supervisor - Life in the United States is $117,248 per year, which breaks down to an hourly rate of $56.
However, an Underwriting Supervisor - Life's salary can vary significantly. Here’s a look at the typical salary range:
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An Underwriting Supervisor - Life's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education, and company size can directly affect your earning potential.
Experience is a primary driver of an Underwriting Supervisor - Life's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Job Role | Years of Experience | Average Salary |
|---|---|---|
| Underwriter (Life) II | 2-4 years | $71,304 |
| Underwriter (Life) III | 4-7 years | $92,697 |
| Underwriting Supervisor - Life | 7+ years | $117,248 |
| Life Underwriting Manager | 7+ years | $137,196 |
| Life Underwriting Director | 7+ years | $163,384 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Underwriting Supervisor - Lives. For example, consider the average annual salaries in these key locations:
Underwriting Supervisor - Life salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $126,720. While startup companies pay approximate $107,393.
| Company Size | Employees | Average Salary |
|---|---|---|
| Startup | 1~50 | $107,393 |
| Growth Stage | 51~500 | $113,537 |
| Established | 501~5000 | $122,431 |
| Enterprise | 5000+ | $126,720 |
For Underwriting Supervisor - Life roles, the industry you choose can affect earning potential by as much as 40% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Healthcare sectors offer the strongest compensation, at 20% above the average. In contrast, Underwriting Supervisor - Life positions in Edu., Gov't. & Nonprofit or Business Services typically offer lower base pay, as these industries often view Underwriting Supervisor - Life as a support function rather than a direct revenue driver.
| Industry Sector | Average Annual Salary | Average Hourly Rate | Pay vs.Avg |
|---|---|---|---|
| Financial Services | $140,698 | $68.0 | 20% |
| Healthcare | $128,973 | $62.0 | 10% |
Your level of education can impact your salary potential. While many Underwriting Supervisor - Lives enter the field with a Bachelor's Degree degree, higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data, the median salary for an Underwriting Supervisor - Life with a Bachelor's Degree is between $111,219 and $116,813).
Underwriting Supervisor - Life Salaries by Degree Level
| Degree Level | % of user with this level of education |
|---|---|
| No Diploma | 100.0% |
| High School | 0.0% |
| Associates | 0.0% |
| Bachelors | 100.0% |
| Masters | 0.0% |
| Doctorate | 0.0% |
Understanding how an Underwriting Supervisor - Life's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
Last Updated on July 01, 2026Promotions are the fastest way to increase your earnings. As an Underwriting Supervisor - Life, you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.
| Next Step Role | Estimate Salary | Projected Raise |
|---|---|---|
| Underwriting Manager - Life | $137,196 | 17% |
| Underwriting Manager - Complex Medical | $131,650 | 12% |
| Underwriting Supervisor - P&C | $115,245 | -2% |
| Underwriting Supervisor | $104,478 | -11% |
Salaries for an Underwriting Supervisor - Life can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $85,005 in 2023 to around $79,543 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Underwriting Supervisor - Life salary trends, .
| Year | Average Annual Salary |
|---|---|
| 2022 |
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| 2023 | $85,005 |
| 2024 | $82,825 |
| 2025 | $79,543 |
| 2026 |
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| 2027 |
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Ready to take the next step in your career? Browse thousands of current Underwriting Supervisor - Life job openings on our job board. Use the search bar below to find your perfect match.
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An Underwriting Supervisor - Life's earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer. According to the latest salary data by Salary.com, an Underwriting Supervisor - Life earns the most in San Jose, CA, where the annual salary of an Underwriting Supervisor - Life is $147,885.
The highest pay for Underwriting Supervisor - Life is $134,836.
The lowest pay for Underwriting Supervisor - Life is $102,593.
Supervises the team responsible for reviewing and analyzing life insurance applications. Evaluates an applicant's medical history, physical condition, occupational hazards, and other information to accept, modify, or decline an application. Utilizes underwriting guidelines, rules, and standards to accept, reject, or mitigate risk for applications. Calculates rates and premiums from approved decrement tables. May evaluate reinstatements and changes in existing policies. Ensures compliance with all industry and governmental regulations. Requires a bachelor's degree. May require Chartered Life Underwriter (CLU) certification. Typically reports to a manager. Supervises a small group of para-professional staff in an organization characterized by highly transactional or repetitive processes. Contributes to the development of processes and procedures. Typically requires 3 years experience in the related area as an individual contributor. Thorough knowledge of functional area under supervision.
The Financial Services industry offers the highest average compensation for Underwriting Supervisor - Life roles, with salaries approximately 20% above the market median.
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)
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