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As of August 01, 2026, the average salary for a Mortgage Loan Officer in Florida is $47,182 per year, which breaks down to an hourly rate of $23.
However, a Mortgage Loan Officer's salary can vary significantly. Here’s a look at the typical salary range:
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Mortgage Loan Officer Salaries by Percentile
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $51,989 | $4,332 | $1,000 | $25 |
| Average | $47,182 | $3,932 | $907 | $23 |
| 25th Percentile | $41,536 | $3,461 | $799 | $20 |
ServisFirst Bank - Pensacola, FL
Mutual of Omaha Mortgage - Thonotosassa, FL
NEXA Lending - Homestead, FL
Obsidian Financial Services - Pensacola, FL
A Mortgage Loan Officer's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.
Experience is a primary driver of a Mortgage Loan Officer's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here’s how the average salary grows at different career stages:
| Levels | Salary |
|---|---|
| Mortgage ... Level Mortgage Loan Officer | $46,828 |
| Mortgage ... Level Mortgage Loan Officer | $58,806 |
| Mortgage ... Level Mortgage Loan Officer | $85,749 |
| Mortgage ... Level Mortgage Loan Officer | $88,095 |
| Mortgage ... Level Mortgage Loan Officer | $107,907 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Mortgage Loan Officers. For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:
For Mortgage Loan Officer roles, the industry you choose can affect earning potential by as much as 35% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Edu., Gov't. & Nonprofit sectors offer the strongest compensation, at 20% above the average. In contrast, Mortgage Loan Officer positions in Insurance or Business Services typically offer lower base pay, as these industries often view Mortgage Loan Officer as a support function rather than a direct revenue driver.
| Industry Sector | Average Annual Salary | Average Hourly Rate | Pay vs.Avg |
|---|---|---|---|
| Financial Services | $56,618 | $27.0 | 20% |
| Edu., Gov't. & Nonprofit | $49,541 | $24.0 | 5% |
Understanding how a Mortgage Loan Officer's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
| Annual Salary | Monthly Pay | Weekly Pay | Hourly Wage | |
|---|---|---|---|---|
| 75th Percentile | $51,989 | $4,332 | $1,000 | $25 |
| Average | $47,182 | $3,932 | $907 | $23 |
| 25th Percentile | $41,536 | $3,461 | $799 | $20 |
Ready to take the next step in your career? Browse thousands of current Mortgage Loan Officer job openings on our job board. Use the search bar below to find your perfect match.
PRMG
Miami, FL
PRMG | Miami, FL
Job Title. Bold Mortgage is Built by Originators for Originators. There is a reason why Bold Mortgage is consistently voted one of the best places to work.... more
3 Days Ago
Parada Mortgage LLC
Palm Beach, FL
Parada Mortgage LLC | Palm Beach, FL
Job Description. Job Description. We are looking for an experienced mortgage loan officer to join our team. You’ll work closely with our clients and find t... more
4 Days Ago
USAA
Tampa, FL
USAA | Tampa, FL
Why USAA. At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted... more
2 Days Ago
United Trust Bank LLC
Tampa, FL
United Trust Bank LLC | Tampa, FL
Job Description. Job Description. United Trust Bank is committed to taking care of our customers financial needs and providing solutions that are tailored ... more
4 Days Ago
TD Bank
Tampa, FL
TD Bank | Tampa, FL
Mortgage Loan Officer. Work Location: Tampa, Florida, United States of America. Hours: 40. Pay Details: $14.00 - $14.00 USD. TD is committed to providing f... more
3 Days Ago
Tag Team Nation, LLC
Bonita Springs, FL
Tag Team Nation, LLC | Bonita Springs, FL
Mortgage Loan Officer - Remote - W-2 or 1099. TAG Lending Group, LLC Remote Nationwide Preferred Production: $1M+ Monthly We Don't Just Originate. We Autom... more
3 Days Ago
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