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As of August 01, 2026, the average salary for a Mortgage Loan Officer in Texas is $48,638 per year, which breaks down to an hourly rate of $23.
However, a Mortgage Loan Officer's salary can vary significantly. Here’s a look at the typical salary range:
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Mortgage Loan Officer Salaries by Percentile
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $53,593 | $4,466 | $1,031 | $26 |
| Average | $48,638 | $4,053 | $935 | $23 |
| 25th Percentile | $42,818 | $3,568 | $823 | $21 |
loanDepot - Carrollton, TX
Alliance Credit Union - San Antonio, TX
Golden Bank NA - Houston, TX
Alliance Credit Union - Keller, TX
A Mortgage Loan Officer's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.
Experience is a primary driver of a Mortgage Loan Officer's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here’s how the average salary grows at different career stages:
| Levels | Salary |
|---|---|
| Mortgage ... Level Mortgage Loan Officer | $48,273 |
| Mortgage ... Level Mortgage Loan Officer | $60,620 |
| Mortgage ... Level Mortgage Loan Officer | $88,396 |
| Mortgage ... Level Mortgage Loan Officer | $90,814 |
| Mortgage ... Level Mortgage Loan Officer | $111,237 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Mortgage Loan Officers. For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:
For Mortgage Loan Officer roles, the industry you choose can affect earning potential by as much as 35% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Edu., Gov't. & Nonprofit sectors offer the strongest compensation, at 20% above the average. In contrast, Mortgage Loan Officer positions in Insurance or Business Services typically offer lower base pay, as these industries often view Mortgage Loan Officer as a support function rather than a direct revenue driver.
| Industry Sector | Average Annual Salary | Average Hourly Rate | Pay vs.Avg |
|---|---|---|---|
| Financial Services | $58,365 | $28.0 | 20% |
| Edu., Gov't. & Nonprofit | $51,070 | $25.0 | 5% |
Understanding how a Mortgage Loan Officer's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
| Annual Salary | Monthly Pay | Weekly Pay | Hourly Wage | |
|---|---|---|---|---|
| 75th Percentile | $53,593 | $4,466 | $1,031 | $26 |
| Average | $48,638 | $4,053 | $935 | $23 |
| 25th Percentile | $42,818 | $3,568 | $823 | $21 |
Ready to take the next step in your career? Browse thousands of current Mortgage Loan Officer job openings on our job board. Use the search bar below to find your perfect match.
Southside Bank
Fort Worth, TX
Southside Bank | Fort Worth, TX
Job Description. Job Description. Position Title. Mortgage Loan Officer. Exempt Status. Exempt, Full-Time. Reports to. Director of Mortgage Lending. Locat more
1 Day Ago
loanDepot
Irving, TX
loanDepot | Irving, TX
Job Description. Job Description. Position Summary. . . Our Direct Sales channel is at the core of who we are at loanDepot—a consumer direct marketing powe... more
1 Day Ago
loanDepot
Parker, TX
loanDepot | Parker, TX
Job Description. Job Description. Position Summary. . . Our Direct Sales channel is at the core of who we are at loanDepot—a consumer direct marketing powe... more
1 Day Ago
ServisFirst Bank
Houston, TX
ServisFirst Bank | Houston, TX
Job Description. Job Description. At ServisFirst, Our Name is Our Mission. DUTIES AND RESPONSIBILITIES. The. Mortgage Loan Officer (MLO). proactively solic... more
1 Day Ago
First United Bank
Plano, TX
First United Bank | Plano, TX
Mortgage Loan Consultant. The primary role of a Mortgage Loan Consultant is to originate and close mortgage loans through extensive marketing initiatives a... more
1 Day Ago
CornerStone Staffing
Frisco, TX
CornerStone Staffing | Frisco, TX
Job Description. Job Description. Ready to grow your mortgage production with the right tools, products, and support behind you. Join a relationship-focuse... more
3 Days Ago
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