Mortgage Loan Officer Salary in Vermont

How much does a Mortgage Loan Officer make in Vermont?

As of January 01, 2026, the average salary for a Mortgage Loan Officer in Vermont is $48,949 per year, which breaks down to an hourly rate of $24.

However, a Mortgage Loan Officer's salary can vary significantly. Here’s a look at the typical salary range:

Top Earners (90th percentile): $58,485
Majority Range (25th-75th percentile): $43,062 to $53,940
Entry-Level (10th percentile): $37,702

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Mortgage Loan Officer Salaries by Percentile

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$53,940	$4,495	$1,037	$26
Average	$48,949	$4,079	$941	$24
25th Percentile	$43,062	$3,589	$828	$21

You may get higher pay by adjusting the following factors:

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Check out Mortgage Loan Officer Job Openings in Vermont

Mortgage Loan Officer

EastRise Credit Union - Rutland, VT

Assistant Mortgage Loan Consultant

OneGroup - Rutland, VT

Remote Mortgage Loan Processor | Accelerate Closings

Carrington - Montpelier, VT

Mortgage Loan Assistant & Client Concierge

Community Bank, N.A. - Rutland, VT

Search More Mortgage Loan Officer Jobs in Vermont

Key Factors That Influence Mortgage Loan Officer Salaries

A Mortgage Loan Officer's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Mortgage Loan Officer Salaries?

Experience is a primary driver of a Mortgage Loan Officer's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

Entry-Level (less than 1 year): $48,582
Early Career (1-2 years): $61,002
Mid-Level (2-4 years): $88,876
Senior-Level (5-8 years): $91,260
Expert (over 8 years): $111,818

Levels	Salary
Mortgage ... Level Mortgage Loan Officer	$48,582
Mortgage ... Level Mortgage Loan Officer	$61,002
Mortgage ... Level Mortgage Loan Officer	$88,876
Mortgage ... Level Mortgage Loan Officer	$91,260
Mortgage ... Level Mortgage Loan Officer	$111,818

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What Am I Worth?

How Do Mortgage Loan Officer Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Mortgage Loan Officers. For example, consider the average annual salaries in these key locations:

District of Columbia: $55,218.
California: $55,008.
Massachusetts: $54,275.

District of Columbia $55,218 California $55,008 Massachusetts $54,275 Washington $54,076 New Jersey $54,056 Alaska $53,986 Connecticut $53,298 New York $53,018

Hawaii $52,126 Rhode Island $51,707 Maryland $51,423 Minnesota $51,034 Colorado $50,884 Illinois $50,834 Oregon $50,645 Delaware $50,505

New Hampshire $50,417 Virginia $50,221 Pennsylvania $49,647 Nevada $49,358 North Dakota $49,263 Michigan $49,113 Wisconsin $49,059 Vermont $48,949

Texas $48,645 Maine $48,625 Arizona $48,595 Ohio $48,560 Georgia $48,101 Indiana $47,872 Wyoming $47,827 Utah $47,757

Iowa $47,727 Kansas $47,488 Louisiana $47,418 North Carolina $47,393 Missouri $47,383 Florida $47,188 Montana $47,084 Nebraska $46,984

Kentucky $46,929 South Carolina $46,730 Tennessee $46,605 Idaho $46,555 New Mexico $46,191 Oklahoma $46,111 Alabama $45,817 South Dakota $45,323

Arkansas $45,054 West Virginia $44,909 Mississippi $44,475

Top Paying Cities for Mortgage Loan Officers

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

Adamant: $49,926
Barre: $49,926
Cabot: $49,926

Adamant, VT $49,926 Barre, VT $49,926 Cabot, VT $49,926 Calais, VT $49,926 East Barre, VT $49,926 East Calais, VT $49,926 East Montpelier, VT $49,926 Eden, VT $49,926

Eden Mills, VT $49,926 Graniteville, VT $49,926 Hyde Park, VT $49,926 Johnson, VT $49,926 Lake Elmore, VT $49,926 Marshfield, VT $49,926 Moretown, VT $49,926 Morrisville, VT $49,926

Moscow, VT $49,926 Northfield, VT $49,926 Northfield Falls, VT $49,926 North Hyde Park, VT $49,926 North Montpelier, VT $49,926 Plainfield, VT $49,926 Roxbury, VT $49,926 South Barre, VT $49,926

Waterbury, VT $49,926 Stowe, VT $49,926 Waitsfield, VT $49,926 Warren, VT $49,926 Washington, VT $49,926 Waterbury Center, VT $49,926 Websterville, VT $49,926 Williamstown, VT $49,926

Wolcott, VT $49,926 Woodbury, VT $49,926 Worcester, VT $49,926 Rutland, VT $50,136 Belmont, VT $49,572 Benson, VT $49,926 Bomoseen, VT $49,926 Brandon, VT $49,926

Bridport, VT $49,926 Castleton, VT $50,136 Center Rutland, VT $50,136 Chittenden, VT $49,926 Cuttingsville, VT $50,340 Danby, VT $50,340 East Middlebury, VT $49,926 East Poultney, VT $50,166

East Wallingford, VT $50,340 Fair Haven, VT $50,166 Florence, VT $49,926 Forest Dale, VT $49,926 Gaysville, VT $49,926 Granville, VT $49,926 Hancock, VT $49,926 Hydeville, VT $50,166

Killington, VT $49,926 Middlebury, VT $49,926 Middletown Springs, VT $50,340 Mount Holly, VT $49,572 North Clarendon, VT $50,136 Orwell, VT $49,926 Pawlet, VT $50,340 Pittsfield, VT $49,926

Pittsford, VT $49,926 Poultney, VT $50,290 Proctor, VT $49,926 Ripton, VT $49,926 Rochester, VT $49,926 Rupert, VT $50,320 Salisbury, VT $49,926 Shoreham, VT $49,926

Stockbridge, VT $49,926 Wallingford, VT $50,340 Wells, VT $50,290 West Pawlet, VT $50,340 West Rupert, VT $50,330 West Rutland, VT $50,136 Whiting, VT $49,926 Saint Johnsbury, VT $49,926

Albany, VT $49,926 Barnet, VT $49,926 Barton, VT $49,926 Beebe Plain, VT $49,926 Concord, VT $49,926 Coventry, VT $49,926 Craftsbury, VT $49,926 Craftsbury Common, VT $49,926

Danville, VT $49,926 Derby, VT $49,926 Derby Line, VT $49,926 East Burke, VT $49,926 East Charleston, VT $49,926 East Hardwick, VT $49,926 East Haven, VT $49,926 East Saint Johnsbury, VT $49,926

Glover, VT $49,926 Granby, VT $49,926 Greensboro, VT $49,926 Greensboro Bend, VT $49,926 Hardwick, VT $49,926 Irasburg, VT $49,926 Island Pond, VT $49,926 Lowell, VT $49,926

Lower Waterford, VT $49,926 Lyndon, VT $49,926 Lyndon Center, VT $49,926 Lyndonville, VT $49,926 Morgan, VT $49,926 Newport, VT $49,926 Newport Center, VT $49,926 North Concord, VT $49,926

North Troy, VT $49,926 Orleans, VT $49,926 Passumpsic, VT $49,926 Peacham, VT $49,926 Saint Johnsbury Center, VT $49,926 Sheffield, VT $49,926 Sutton, VT $49,926 Troy, VT $49,926

West Burke, VT $49,926 West Charleston, VT $49,926 West Danville, VT $49,926 Westfield, VT $49,926 West Glover, VT $49,926 Averill, VT $49,926 Beecher Falls, VT $49,926 Canaan, VT $49,926

Gilman, VT $49,363 Guildhall, VT $49,812 Lunenburg, VT $49,926 Norton, VT $49,926 North Bennington, VT $50,475 North Pownal, VT $50,440 Pownal, VT $50,440 White River Junction, VT $48,804

Ascutney, VT $48,804 Barnard, VT $49,363 Bethel, VT $49,926 Bradford, VT $49,363 Bridgewater, VT $48,804 Bridgewater Corners, VT $49,363 Brookfield, VT $49,926 Brownsville, VT $48,804

Chelsea, VT $49,926 Corinth, VT $49,926 East Corinth, VT $49,926 East Randolph, VT $49,926 East Ryegate, VT $49,926 East Thetford, VT $48,804 Fairlee, VT $48,804 Groton, VT $49,926

Hartford, VT $48,804 Hartland, VT $48,804 Hartland Four Corners, VT $48,804 Mc Indoe Falls, VT $49,926 Newbury, VT $49,363 North Hartland, VT $48,804 North Pomfret, VT $49,363 North Thetford, VT $48,804

Norwich, VT $48,804 Plymouth, VT $49,572 Post Mills, VT $49,363 Quechee, VT $48,804 Randolph, VT $49,926 Randolph Center, VT $49,926 Reading, VT $48,804 Sharon, VT $49,363

South Pomfret, VT $48,804 South Royalton, VT $49,926 South Ryegate, VT $49,926 South Strafford, VT $49,363 South Woodstock, VT $48,804 Strafford, VT $49,363 Taftsville, VT $48,804 Thetford, VT $48,804

Thetford Center, VT $48,804 Topsham, VT $49,926 Tunbridge, VT $49,926 Vershire, VT $49,926 Wells River, VT $49,926 West Fairlee, VT $49,363 West Hartford, VT $48,804 West Newbury, VT $49,363

West Topsham, VT $49,926 Wilder, VT $48,804 Windsor, VT $48,804 Woodstock, VT $48,804 Bellows Falls, VT $48,804 Cambridgeport, VT $49,762 Cavendish, VT $48,804 Chester, VT $48,804

Chester Depot, VT $48,804 Grafton, VT $50,196 Londonderry, VT $50,340 Ludlow, VT $49,572 North Springfield, VT $48,804 Perkinsville, VT $48,804 Peru, VT $50,340 Proctorsville, VT $48,804

Saxtons River, VT $49,762 South Londonderry, VT $50,630 Springfield, VT $48,804 Westminster, VT $48,804 Westminster Station, VT $50,919 Weston, VT $50,340 Shaftsbury, VT $50,455 Brattleboro, VT $50,914

Bondville, VT $50,340 East Dover, VT $50,669 Jacksonville, VT $50,709 Jamaica, VT $50,340 Marlboro, VT $50,759 Newfane, VT $50,914 Putney, VT $50,919 Readsboro, VT $50,640

South Newfane, VT $50,769 Stamford, VT $50,640 Townshend, VT $50,630 Vernon, VT $51,073 Wardsboro, VT $50,630 West Dover, VT $50,595 West Dummerston, VT $50,914 West Halifax, VT $50,884

West Townshend, VT $50,630 West Wardsboro, VT $50,605 Whitingham, VT $50,674 Williamsville, VT $50,914 Wilmington, VT $50,640 Burlington, VT $50,375 South Burlington, VT $50,375 Winooski, VT $50,375

Colchester, VT $50,375 Alburgh, VT $49,926 Bakersfield, VT $49,926 Belvidere Center, VT $49,926 Bristol, VT $49,926 Cambridge, VT $50,076 Charlotte, VT $50,285 East Berkshire, VT $49,926

East Fairfield, VT $49,926 Enosburg Falls, VT $49,926 Essex, VT $50,375 Essex Junction, VT $50,375 Fairfax, VT $50,196 Fairfield, VT $49,926 Ferrisburgh, VT $50,076 Franklin, VT $49,926

Grand Isle, VT $50,196 Highgate Center, VT $49,926 Highgate Springs, VT $49,926 Hinesburg, VT $50,315 Huntington, VT $50,196 Isle La Motte, VT $49,926 Jeffersonville, VT $49,986 Jericho, VT $50,315

Jonesville, VT $50,256 Milton, VT $50,345 Monkton, VT $50,136 Montgomery, VT $49,926 Montgomery Center, VT $49,926 New Haven, VT $49,926 North Ferrisburgh, VT $50,166 North Hero, VT $49,986

Richford, VT $49,926 Richmond, VT $50,285 Saint Albans, VT $49,986 Saint Albans Bay, VT $49,956 Shelburne, VT $50,375 Sheldon, VT $49,926 Sheldon Springs, VT $49,926 South Hero, VT $50,345

Starksboro, VT $50,016 Swanton, VT $49,926 Underhill, VT $50,285 Underhill Center, VT $50,166 Vergennes, VT $49,986 Waterville, VT $49,926 Westford, VT $50,256 Williston, VT $50,375

Montpelier, VT $49,926 Bennington, VT $50,500 Arlington, VT $50,440 Dorset, VT $50,340 East Arlington, VT $50,445 East Dorset, VT $50,340 Manchester, VT $50,340 Manchester Center, VT $50,340

Mortgage Loan Officer Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Mortgage Loan Officer's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on January 01, 2026

$43,062

Average $48,949/year

$53,940

$3,589

Average $4,079/month

$4,495

$828

Average $941/week

$1,037

$21

Average $24/hour

$26

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$53,940	$4,495	$1,037	$26
Average	$48,949	$4,079	$941	$24
25th Percentile	$43,062	$3,589	$828	$21

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