Mortgage Loan Officer Salary in North Dakota

How much does a Mortgage Loan Officer make in North Dakota?

As of January 01, 2026, the average salary for a Mortgage Loan Officer in North Dakota is $49,263 per year, which breaks down to an hourly rate of $24.

However, a Mortgage Loan Officer's salary can vary significantly. Here’s a look at the typical salary range:

Top Earners (90th percentile): $58,860
Majority Range (25th-75th percentile): $43,338 to $54,287
Entry-Level (10th percentile): $37,944

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Mortgage Loan Officer Salaries by Percentile

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$54,287	$4,524	$1,044	$26
Average	$49,263	$4,105	$947	$24
25th Percentile	$43,338	$3,612	$833	$21

You may get higher pay by adjusting the following factors:

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Check out Mortgage Loan Officer Job Openings in North Dakota

Mortgage Loan Officer

Gate City Bank - Grand Forks, ND

Mortgage Loan Officer

Gate City Bank - Minot, ND

Mortgage Loan Officer - ND

Canopy Mortgage, LLC - Bismarck, ND

Remote Premier Mortgage Loan Officer (North Dakota)

Zillow - Bismarck, ND

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Key Factors That Influence Mortgage Loan Officer Salaries

A Mortgage Loan Officer's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Mortgage Loan Officer Salaries?

Experience is a primary driver of a Mortgage Loan Officer's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

Entry-Level (less than 1 year): $48,894
Early Career (1-2 years): $61,394
Mid-Level (2-4 years): $89,446
Senior-Level (5-8 years): $91,846
Expert (over 8 years): $112,536

Levels	Salary
Mortgage ... Level Mortgage Loan Officer	$48,894
Mortgage ... Level Mortgage Loan Officer	$61,394
Mortgage ... Level Mortgage Loan Officer	$89,446
Mortgage ... Level Mortgage Loan Officer	$91,846
Mortgage ... Level Mortgage Loan Officer	$112,536

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What Am I Worth?

How Do Mortgage Loan Officer Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Mortgage Loan Officers. For example, consider the average annual salaries in these key locations:

District of Columbia: $55,218.
California: $55,008.
Massachusetts: $54,275.

District of Columbia $55,218 California $55,008 Massachusetts $54,275 Washington $54,076 New Jersey $54,056 Alaska $53,986 Connecticut $53,298 New York $53,018

Hawaii $52,126 Rhode Island $51,707 Maryland $51,423 Minnesota $51,034 Colorado $50,884 Illinois $50,834 Oregon $50,645 Delaware $50,505

New Hampshire $50,417 Virginia $50,221 Pennsylvania $49,647 Nevada $49,358 North Dakota $49,263 Michigan $49,113 Wisconsin $49,059 Vermont $48,949

Texas $48,645 Maine $48,625 Arizona $48,595 Ohio $48,560 Georgia $48,101 Indiana $47,872 Wyoming $47,827 Utah $47,757

Iowa $47,727 Kansas $47,488 Louisiana $47,418 North Carolina $47,393 Missouri $47,383 Florida $47,188 Montana $47,084 Nebraska $46,984

Kentucky $46,929 South Carolina $46,730 Tennessee $46,605 Idaho $46,555 New Mexico $46,191 Oklahoma $46,111 Alabama $45,817 South Dakota $45,323

Arkansas $45,054 West Virginia $44,909 Mississippi $44,475

Top Paying Cities for Mortgage Loan Officers

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

Epping: $48,849
Fortuna: $48,849
Grenora: $48,849

Epping, ND $48,849 Fortuna, ND $48,849 Grenora, ND $48,849 Keene, ND $48,849 Ray, ND $48,849 Tioga, ND $48,849 Trenton, ND $48,849 Watford City, ND $48,849

Zahl, ND $48,849 Stirum, ND $47,263 Tower City, ND $47,263 Valley City, ND $47,263 Wahpeton, ND $47,263 Walcott, ND $47,263 West Fargo, ND $48,011 Wheatland, ND $47,263

Wyndmere, ND $47,263 Fargo, ND $48,011 Grand Forks, ND $46,904 Grand Forks Afb, ND $46,655 Adams, ND $46,156 Aneta, ND $46,156 Arvilla, ND $46,405 Bathgate, ND $46,156

Buxton, ND $46,341 Caledonia, ND $46,635 Cavalier, ND $46,156 Crystal, ND $46,156 Cummings, ND $46,425 Dahlen, ND $46,156 Drayton, ND $46,156 Edinburg, ND $46,156

Emerado, ND $46,705 Fairdale, ND $46,156 Almont, ND $48,849 Baldwin, ND $49,597 Beulah, ND $48,849 Braddock, ND $48,849 Cannon Ball, ND $48,849 Carson, ND $48,849

Center, ND $48,849 Coleharbor, ND $48,849 Driscoll, ND $48,849 Elgin, ND $48,849 Flasher, ND $48,849 Fort Yates, ND $48,849 Garrison, ND $48,849 Golden Valley, ND $48,849

Hague, ND $48,849 Hazelton, ND $48,849 Hazen, ND $48,849 Drake, ND $48,849 Kintyre, ND $48,849 Linton, ND $48,849 Mandan, ND $49,597 Menoken, ND $49,597

Mercer, ND $48,849 Moffit, ND $48,899 Napoleon, ND $48,849 New Leipzig, ND $48,849 New Salem, ND $48,849 Raleigh, ND $48,849 Riverdale, ND $48,849 Saint Anthony, ND $49,098

Selfridge, ND $48,849 Shields, ND $48,849 Solen, ND $48,849 Stanton, ND $48,849 Sterling, ND $49,049 Strasburg, ND $48,849 Turtle Lake, ND $48,849 Underwood, ND $48,849

Washburn, ND $48,849 Wilton, ND $49,049 Zap, ND $48,849 Zeeland, ND $48,849 Dickinson, ND $48,849 Amidon, ND $48,849 Beach, ND $48,849 Belfield, ND $48,849

Bowman, ND $46,241 Dodge, ND $48,849 Dunn Center, ND $48,849 Fairfield, ND $48,849 Gladstone, ND $48,849 Glen Ullin, ND $48,849 Golva, ND $48,849 Grassy Butte, ND $48,849

Halliday, ND $48,849 Hebron, ND $48,849 Hettinger, ND $48,849 Killdeer, ND $48,849 Lefor, ND $48,849 Manning, ND $48,849 Marmarth, ND $46,241 Marshall, ND $48,849

Medora, ND $48,849 Mott, ND $48,849 New England, ND $48,849 Reeder, ND $48,849 Regent, ND $48,849 Rhame, ND $46,241 Richardton, ND $48,849 Scranton, ND $48,849

Sentinel Butte, ND $48,849 South Heart, ND $48,849 Taylor, ND $48,849 Minot, ND $48,849 Minot Afb, ND $48,849 Anamoose, ND $48,849 Antler, ND $48,849 Balfour, ND $48,849

Bantry, ND $48,849 Benedict, ND $48,849 Berthold, ND $48,849 Bowbells, ND $48,849 Burlington, ND $48,849 Butte, ND $48,849 Carpio, ND $48,849 Columbus, ND $48,849

Crosby, ND $48,849 Deering, ND $48,849 Des Lacs, ND $48,849 Donnybrook, ND $48,849 Douglas, ND $48,849 Finley, ND $46,156 Fordville, ND $46,156 Forest River, ND $46,156

Gilby, ND $46,306 Glasston, ND $46,156 Grafton, ND $46,156 Hamilton, ND $46,156 Hannah, ND $46,156 Hatton, ND $46,156 Hensel, ND $46,156 Hoople, ND $46,156

Inkster, ND $46,156 Langdon, ND $46,156 Lankin, ND $46,156 Larimore, ND $46,156 Mcville, ND $46,156 Maida, ND $46,156 Manvel, ND $46,804 Mayville, ND $46,306

Mekinock, ND $46,605 Michigan, ND $46,156 Milton, ND $46,156 Minto, ND $46,156 Mountain, ND $46,156 Neche, ND $46,156 Niagara, ND $46,156 Northwood, ND $46,156

Osnabrock, ND $46,156 Park River, ND $46,156 Pembina, ND $46,156 Petersburg, ND $46,156 Pisek, ND $46,156 Portland, ND $46,316 Reynolds, ND $46,555 Saint Thomas, ND $46,156

Sharon, ND $46,156 Thompson, ND $46,904 Wales, ND $46,156 Walhalla, ND $46,156 Devils Lake, ND $46,156 Agate, ND $47,503 Alsen, ND $46,156 Balta, ND $48,849

Belcourt, ND $47,503 Bisbee, ND $46,156 Bottineau, ND $48,849 Bremen, ND $48,849 Brocket, ND $46,156 Calvin, ND $46,156 Cando, ND $46,156 Churchs Ferry, ND $46,156

Crary, ND $46,156 Dunseith, ND $47,503 Edmore, ND $46,156 Abercrombie, ND $47,263 Absaraka, ND $47,263 Amenia, ND $47,513 Argusville, ND $47,961 Arthur, ND $47,413

Ayr, ND $47,263 Barney, ND $47,263 Blanchard, ND $46,839 Buffalo, ND $47,263 Casselton, ND $47,562 Cayuga, ND $47,263 Christine, ND $47,313 Clifford, ND $46,809

Cogswell, ND $47,263 Colfax, ND $47,263 Davenport, ND $47,612 Enderlin, ND $47,263 Erie, ND $47,263 Fairmount, ND $47,263 Fingal, ND $47,263 Forman, ND $47,263

Fort Ransom, ND $47,263 Galesburg, ND $47,054 Gardner, ND $47,662 Bismarck, ND $49,597 Grandin, ND $47,243 Egeland, ND $46,156 Esmond, ND $48,849 Fort Totten, ND $46,156

Hampden, ND $46,156 Hansboro, ND $46,156 Harvey, ND $48,849 Knox, ND $47,503 Lakota, ND $46,156 Lawton, ND $46,156 Leeds, ND $47,503 Maddock, ND $48,849

Minnewaukan, ND $47,503 Munich, ND $46,156 Mylo, ND $47,503 Nekoma, ND $46,156 New Rockford, ND $47,503 Oberon, ND $47,503 Pekin, ND $46,156 Penn, ND $46,156

Perth, ND $46,156 Rocklake, ND $46,156 Rolette, ND $47,503 Rolla, ND $46,156 Rugby, ND $48,849 Saint John, ND $47,503 Saint Michael, ND $46,156 Sarles, ND $46,156

Sheyenne, ND $47,503 Starkweather, ND $46,156 Tokio, ND $46,156 Tolna, ND $46,156 Warwick, ND $46,156 Webster, ND $46,156 Willow City, ND $48,849 Wolford, ND $47,503

York, ND $47,503 Jamestown, ND $48,056 Ashley, ND $48,849 Berlin, ND $47,263 Binford, ND $46,156 Bowdon, ND $48,849 Buchanan, ND $48,056 Carrington, ND $48,849

Cathay, ND $48,849 Chaseley, ND $48,849 Cleveland, ND $48,849 Cooperstown, ND $46,156 Courtenay, ND $46,710 Dawson, ND $48,849 Dazey, ND $46,710 Denhoff, ND $48,849

Dickey, ND $47,263 Edgeley, ND $48,056 Ellendale, ND $47,263 Fessenden, ND $48,849 Forbes, ND $48,056 Fredonia, ND $48,849 Fullerton, ND $47,263 Gackle, ND $48,849

Glenfield, ND $46,156 Goodrich, ND $48,849 Grace City, ND $46,156 Hannaford, ND $46,710 Hurdsfield, ND $48,849 Jessie, ND $46,156 Jud, ND $48,849 Kensal, ND $46,710

Kulm, ND $48,849 Lamoure, ND $47,263 Lehr, ND $48,849 Litchville, ND $47,263 Mcclusky, ND $48,849 Mchenry, ND $46,156 Marion, ND $47,263 Medina, ND $48,849

Montpelier, ND $47,263 Oakes, ND $47,263 Pettibone, ND $48,849 Pingree, ND $48,849 Regan, ND $48,949 Robinson, ND $48,849 Rogers, ND $47,263 Sanborn, ND $47,263

Spiritwood, ND $47,263 Steele, ND $48,849 Streeter, ND $48,849 Sutton, ND $46,156 Sykeston, ND $48,849 Tappen, ND $48,849 Tuttle, ND $48,849 Verona, ND $47,263

Wimbledon, ND $46,710 Wing, ND $48,849 Wishek, ND $48,849 Woodworth, ND $48,849 Ypsilanti, ND $47,263 Gwinner, ND $47,263 Hankinson, ND $47,263 Harwood, ND $48,011

Havana, ND $47,263 Hillsboro, ND $46,710 Hope, ND $46,710 Horace, ND $47,912 Hunter, ND $47,263 Kathryn, ND $47,263 Kindred, ND $47,463 Leonard, ND $47,263

Lidgerwood, ND $47,263 Lisbon, ND $47,263 Luverne, ND $46,710 Mcleod, ND $47,263 Mantador, ND $47,263 Mapleton, ND $47,961 Milnor, ND $47,263 Mooreton, ND $47,263

Nome, ND $47,263 Oriska, ND $47,263 Page, ND $47,263 Pillsbury, ND $47,263 Rutland, ND $47,263 Sheldon, ND $47,263 Flaxton, ND $48,849 Glenburn, ND $48,849

Granville, ND $48,849 Karlsruhe, ND $48,849 Kenmare, ND $48,849 Kramer, ND $48,849 Lansford, ND $48,849 Lignite, ND $48,849 Mcgregor, ND $48,849 Makoti, ND $48,849

Mandaree, ND $48,849 Martin, ND $48,849 Max, ND $48,849 Maxbass, ND $48,849 Mohall, ND $48,849 Newburg, ND $48,849 New Town, ND $48,849 Noonan, ND $48,849

Norwich, ND $48,849 Palermo, ND $48,849 Parshall, ND $48,849 Plaza, ND $48,849 Portal, ND $48,849 Powers Lake, ND $48,849 Roseglen, ND $48,849 Ross, ND $48,849

Ruso, ND $48,849 Ryder, ND $48,849 Sawyer, ND $48,849 Sherwood, ND $48,849 Souris, ND $48,849 Stanley, ND $48,849 Surrey, ND $48,849 Tolley, ND $48,849

Towner, ND $48,849 Upham, ND $48,849 Velva, ND $48,849 Voltaire, ND $48,849 Westhope, ND $48,849 White Earth, ND $48,849 Wildrose, ND $48,849 Williston, ND $48,849

Alamo, ND $48,849 Alexander, ND $48,849 Ambrose, ND $48,849 Arnegard, ND $48,849 Cartwright, ND $48,849

Mortgage Loan Officer Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Mortgage Loan Officer's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on January 01, 2026

$43,338

Average $49,263/year

$54,287

$3,612

Average $4,105/month

$4,524

$833

Average $947/week

$1,044

$21

Average $24/hour

$26

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$54,287	$4,524	$1,044	$26
Average	$49,263	$4,105	$947	$24
25th Percentile	$43,338	$3,612	$833	$21

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