How much does a Car Finance Manager make in the United States?
As of September 01, 2026, the average salary for a Car Finance Manager in the United States is $86,263 per year, which breaks down to an hourly rate of $41.
However, a Car Finance Manager's salary can vary significantly. Here’s a look at the typical salary range:
Top Earners (90th percentile): $106,089
Majority Range (25th-75th percentile): $73,717 to $96,641
Key Factors That Influence Car Finance Manager Salaries
A Car Finance Manager's salary isn't a fixed number. It's shaped by several important factors.
Below, we'll explore how your years of experience, geographic location, education
and company size
can directly affect your earning potential.
How Experience Level Affects Car Finance Manager Salaries?
Experience is a primary driver of a Car Finance Manager's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
How Do Car Finance Manager Salaries Vary from State to State?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Car Finance Managers. For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities.
Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay.
Here are a few examples of average annual salaries in different U.S. cities:
San Jose: $108,803
San Francisco: $107,612
Oakland: $105,344
San Jose, CA$108,803
San Francisco, CA$107,612
Oakland, CA$105,344
New York, NY$99,322
Paramus, NJ$98,114
Queens Village, NY$98,110
Passaic, NJ$98,028
Bergenfield, NJ$98,020
Stamford, CT$97,831
Huntington, NY$97,795
Newark, NJ$97,158
Bridgeport, CT$96,976
Vallejo, CA$96,804
New Brunswick, NJ$96,770
Petaluma, CA$96,718
Middlesex, NJ$96,554
Somerset, NJ$96,494
Santa Cruz, CA$96,381
Boston, MA$95,855
Monterey, CA$95,552
Seattle, WA$95,355
Santa Rosa, CA$95,338
Los Angeles, CA$95,312
Juneau, AK$95,087
Washington, DC$94,993
Orange, CA$94,685
Santa Ana, CA$94,458
Long Beach, CA$94,372
Anaheim, CA$94,354
Anchorage, AK$94,311
Santa Maria, CA$94,052
Everett, WA$94,035
Danbury, CT$93,731
Bremerton, WA$93,612
Tacoma, WA$93,302
New Suffolk, NY$93,300
Sacramento, CA$93,276
Santa Barbara, CA$93,181
Trenton, NJ$93,086
San Diego, CA$93,086
Brockton, MA$92,991
Fairbanks, AK$92,780
Lompoc, CA$92,560
Lowell, MA$92,490
Ventura, CA$92,474
Nashua, NH$92,456
Stockton, CA$92,448
Modesto, CA$91,818
Poughkeepsie, NY$91,628
Olympia, WA$91,464
Kennewick, WA$91,464
New Haven, CT$91,430
Lawrence, MA$91,119
Hartford, CT$91,033
Riverside, CA$91,016
New Bedford, MA$90,930
Richland, WA$90,930
Bakersfield, CA$90,809
San Bernardino, CA$90,774
New Britain, CT$90,766
Atlantic City, NJ$90,766
New London, CT$90,731
Norwich, CT$90,705
Portsmouth, NH$90,688
Boulder, CO$90,505
Portland, OR$90,386
Worcester, MA$90,378
Minneapolis, MN$90,110
Philadelphia, PA$89,989
Honolulu, HI$89,705
Saint Paul, MN$89,663
Vineland, NJ$89,644
Providence, RI$89,394
Chicago, IL$89,144
Bellingham, WA$89,040
Springfield, MA$88,971
Baltimore, MD$88,946
Chico, CA$88,730
Pittsfield, MA$88,497
Manchester, NH$88,333
Spokane, WA$87,954
Denver, CO$87,945
Albany, NY$87,539
Troy, NY$87,505
Nassau, NY$87,413
Schenectady, NY$87,324
Wilmington, DE$87,255
Burlington, VT$87,134
Salem, OR$87,100
Portland, ME$86,832
Yakima, WA$86,746
Rochester, MN$86,478
Reno, NV$86,435
Fresno, CA$86,435
Milwaukee, WI$86,358
Detroit, MI$86,271
Ann Arbor, MI$86,257
Allentown, PA$86,246
Colorado Springs, CO$86,099
Syracuse, NY$86,056
Carson City, NV$86,056
Houston, TX$85,935
Eugene, OR$85,892
Gary, IN$85,788
Springfield, OR$85,719
Bismarck, ND$85,702
Galveston, TX$85,642
Medford, OR$85,512
Fort Collins, CO$85,478
Concord, NH$85,435
Austin, TX$85,409
Mesa, AZ$85,228
Reading, PA$85,219
Phoenix, AZ$85,210
Dallas, TX$85,185
Saint Cloud, MN$85,102
Madison, WI$84,986
Utica, NY$84,753
Rochester, NY$84,615
Des Moines, IA$84,607
Raleigh, NC$84,598
Atlanta, GA$84,469
Battle Creek, MI$84,443
Salt Lake City, UT$84,417
Lancaster, PA$84,287
Harrisburg, PA$84,167
Kansas City, MO$84,080
Champaign, IL$84,063
Kansas City, KS$84,063
Fort Worth, TX$84,054
Columbus, OH$84,040
Boca Raton, FL$84,020
Pittsburgh, PA$83,985
Richmond, VA$83,951
Indianapolis, IN$83,934
Cleveland, OH$83,925
Las Vegas, NV$83,822
Cincinnati, OH$83,822
Petersburg, VA$83,692
Huntsville, AL$83,563
Lansing, MI$83,505
Lebanon, PA$83,494
Pueblo, CO$83,485
Appleton, WI$83,459
Buffalo, NY$83,425
Dayton, OH$83,399
Racine, WI$83,382
Charlotte, NC$83,373
Saint Louis, MO$83,347
York, PA$83,295
Elkhart, IN$83,295
Gastonia, NC$83,279
Billings, MT$83,258
Beaumont, TX$83,235
Lorain, OH$83,218
Benton Harbor, MI$83,200
Toledo, OH$83,183
Binghamton, NY$83,140
Rock Hill, SC$83,131
Rockford, IL$83,088
Springfield, IL$83,054
Elyria, OH$83,045
Fargo, ND$83,045
Flagstaff, AZ$82,985
Fort Lauderdale, FL$82,933
Duluth, MN$82,881
Miami, FL$82,881
Cheyenne, WY$82,821
Grand Forks, ND$82,821
Bangor, ME$82,631
Cedar Rapids, IA$82,536
Durham, NC$82,500
Louisville, KY$82,493
Grand Rapids, MI$82,476
Hialeah, FL$82,467
Casper, WY$82,346
Scranton, PA$82,243
New Orleans, LA$82,217
Virginia Beach, VA$82,208
Akron, OH$82,165
Peoria, IL$82,053
Sarasota, FL$82,036
Nashville, TN$81,976
Omaha, NE$81,976
Green Bay, WI$81,976
Baton Rouge, LA$81,932
Charleston, SC$81,915
Jamestown, NY$81,872
Davenport, IA$81,872
Tucson, AZ$81,829
Saint Petersburg, FL$81,777
Tampa, FL$81,760
Evansville, IN$81,708
Port Arthur, TX$81,708
Bradenton, FL$81,674
Santa Fe, NM$81,518
Orlando, FL$81,363
Clearwater, FL$81,337
Canton, OH$81,156
La Crosse, WI$81,156
Albuquerque, NM$81,104
Newport News, VA$81,096
High Point, NC$81,070
Ogden, UT$81,035
Corpus Christi, TX$80,966
Norfolk, VA$80,915
Laramie, WY$80,915
Rock Island, IL$80,863
Saginaw, MI$80,845
Jacksonville, FL$80,837
Salisbury, NC$80,820
Boise, ID$80,802
Moline, IL$80,759
Fort Myers, FL$80,733
Memphis, TN$80,716
Tulsa, OK$80,673
Waterloo, IA$80,621
Spartanburg, SC$80,535
Lincoln, NE$80,492
Fort Wayne, IN$80,475
Provo, UT$80,466
Cedar Falls, IA$80,362
San Antonio, TX$80,328
Greensboro, NC$80,293
South Bend, IN$80,285
Savannah, GA$80,190
Muskegon, MI$80,155
Birmingham, AL$80,147
Winston Salem, NC$80,104
Lake Charles, LA$79,897
Anderson, IN$79,879
Lexington, KY$79,853
Augusta, GA$79,828
Greenville, SC$79,828
Lima, OH$79,759
Wichita, KS$79,750
Tuscaloosa, AL$79,750
Columbia, SC$79,672
Springfield, OH$79,655
Asheville, NC$79,517
Bloomington, IN$79,457
Knoxville, TN$79,146
Shreveport, LA$79,137
Wilmington, NC$79,025
Roanoke, VA$79,025
Topeka, KS$78,870
Frankfort, KY$78,861
Oklahoma City, OK$78,801
Chillicothe, OH$78,767
Longview, TX$78,758
Melbourne, FL$78,749
Sioux Falls, SD$78,611
Mobile, AL$78,603
Terre Haute, IN$78,568
Altoona, PA$78,516
Amarillo, TX$78,456
Killeen, TX$78,430
Fayetteville, AR$78,361
Chattanooga, TN$78,335
Sioux City, IA$78,258
Idaho Falls, ID$78,240
Lynchburg, VA$78,171
Gainesville, FL$78,059
Portsmouth, OH$78,016
Little Rock, AR$77,999
Lafayette, LA$77,964
Youngstown, OH$77,964
Daytona Beach, FL$77,913
Clarksville, TN$77,904
Pensacola, FL$77,895
Temple, TX$77,889
Hopkinsville, KY$77,637
Erie, PA$77,619
Florence, SC$77,585
Charleston, WV$77,447
Great Falls, MT$77,404
Macon, GA$77,283
Tallahassee, FL$77,274
Fayetteville, NC$77,257
Waco, TX$77,240
Helena, MT$77,179
Pine Bluff, AR$77,147
Vincennes, IN$77,041
Lubbock, TX$77,007
Alamogordo, NM$76,955
Twin Falls, ID$76,877
Rapid City, SD$76,852
Jackson, MS$76,696
Huntington, WV$76,690
Greenville, MS$76,688
Parkersburg, WV$76,600
Montgomery, AL$76,584
Wichita Falls, TX$76,498
Springfield, MO$76,498
Biloxi, MS$76,455
Monroe, LA$76,368
Johnstown, PA$76,308
Sumter, SC$76,274
Columbus, GA$76,265
Pascagoula, MS$76,101
Abilene, TX$76,101
Kingsport, TN$75,877
Albany, GA$75,877
Gulfport, MS$75,851
Alexandria, LA$75,566
Fort Smith, AR$75,351
El Paso, TX$75,118
Las Cruces, NM$74,729
Harlingen, TX$74,510
Pocatello, ID$74,497
Florence, AL$74,384
Brownsville, TX$74,367
Mcallen, TX$74,186
Dothan, AL$74,065
Columbus, MS$73,553
Altus, OK$73,151
Lawton, OK$72,987
Pierre, SD$72,676
What Skills Can Increase a Car Finance Manager's Salary?
Demanded Skills for the Role:
Coordination (Mentioned in 6.13% Job Postings): Ability to plan, execute, and adjust job duties to achieve business goals.
Accounting (Mentioned in 1.89% Job Postings): Creating financial statements and reports based on the summary of financial and business transactions.
Visio (Mentioned in 1.18% Job Postings): Microsoft Visio is a diagramming and vector graphics application. It is used to create diagram types such as Flowcharts, Org Charts, Floor Plans, Network Diagrams, UML Diagrams, Mind maps and more.
Mastering certain specialized skills can lead to a significant increase in pay.
Here are examples of skills and the potential impact they can have on a Car Finance Manager's salary.
Oral Communication: Can increase your salary by up to 52%.
Car Finance Manager Salary by Industry: Top Paying Sectors
For Car Finance Manager roles, the industry you choose can affect earning potential
by as much as 45% (the gap between the highest and lowest paying industries).
Data shows that the Software & Networking and Telecom
sectors offer the strongest compensation, at 20% above the average.
In contrast, Car Finance Manager positions in Hospitality & Leisure or Edu., Gov't. & Nonprofit typically offer lower base pay,
as these industries often view Car Finance Manager as a support function rather than a direct revenue driver.
The top paying industries for a Car Finance Manager
Industry Sector
Average Annual Salary
Average Hourly Rate
Pay vs.Avg
Software & Networking
$103,515
$50.0
20%
Telecom
$103,515
$50.0
20%
Financial Services
$99,202
$48.0
15%
Pharmaceuticals
$99,202
$48.0
15%
Energy & Utilities
$94,889
$46.0
10%
How Education impacts a Car Finance Manager's Salary?
Your level of education can impact your salary potential.
While many Car Finance Managers enter the field with a Associate's Degree degree,
higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data,
the median salary for a Car Finance Manager with a Associate's Degree is between
$87,563
and $95,392).
Car Finance Manager Salary: Hourly Rate, Weekly Pay, and Monthly Pay
Understanding how a Car Finance Manager's annual salary breaks down can help with budgeting.
Below, you can see the average hourly rate, weekly pay, and monthly pay for this role.
Use the buttons to switch between different pay periods.
Salaries for a Car Finance Manager can change over time,
reflecting shifts in market demand and the overall economy.
The median salary decreased from $85,602 in 2023
to around $85,143 in 2025,
reflecting changes in demand, location, experience, and the wider economy.
For a detailed analysis of Car Finance Manager salary trends,
.
Average Annual Salary of Car Finance Manager Over Time
$???
$85,602
$85,547
$85,143
$???
$???
2022
2023
2024
2025
2026
2027
Year
Average Annual Salary
2022
View More
2023
$85,602
2024
$85,547
2025
$85,143
2026
View More
2027
View More
Most common benefits for Car Finance Manager
Social Security
401 (k)
Disability
Healthcare
Pension
Time Off (days)
Common company salaries for Car Finance Manager
Here are companies hiring for Car Finance Manager and their salaries, click below for more details.
C$128,509/per year
C R Bard IncBiotechnologythe United States
H$124,697/per year
Henry Schein CanadaBiotechnologythe United States
N$123,899/per year
Nordex IncBiotechnologythe United States
N$120,416/per year
Nipro CorpBiotechnologythe United States
E$115,870/per year
EnovisBiotechnologythe United States
A$114,553/per year
Advanced Research Projects Agency - EnergyBiotechnologythe United States
M$112,110/per year
MiniMed IncBiotechnologythe United States
L$111,500/per year
Labcorp Drug DevelopmentBiotechnologythe United States
L$110,229/per year
Life Technologies CorpBiotechnologythe United States
Z$106,224/per year
Zimmer BiometBiotechnologythe United States
P$103,077/per year
Promontory TherapeuticsBiotechnologythe United States
S$102,181/per year
Steris PLCBiotechnologythe United States
G$97,274/per year
Gavin Conferences Pty LtdBiotechnologythe United States
E$94,764/per year
Endeavor BioMedicinesBiotechnologythe United States
R$94,402/per year
Replay Holdings LLCBiotechnologythe United States
P$94,235/per year
Pleno IncBiotechnologythe United States
S$93,666/per year
Simulaids IncBiotechnologythe United States
N$88,880/per year
NOIRLab/CASBiotechnologythe United States
O$86,468/per year
Onward TechnologyBiotechnologythe United States
L$84,895/per year
LED Medical Diagnostics IncBiotechnologythe United States
E$84,682/per year
Eyeco LtdBiotechnologythe United States
P$84,523/per year
PaerosolBiotechnologythe United States
I$83,525/per year
IONIQ Sciences IncBiotechnologythe United States
S$82,815/per year
Stateside PPEBiotechnologythe United States
D$82,041/per year
Digi BioBiotechnologythe United States
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FAQ about Car Finance Manager
1. What industry pays the highest salary for Car Finance Manager?
The Software & Networking industry offers the highest average compensation for Car Finance Manager roles,
with salaries approximately 20% above the market median.
Where Does Our Salary Data Come From?
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
