Credit Reporting Analyst Salary in the United States
How much does a Credit Reporting Analyst make in the United States?
As of July 01, 2026, the average salary for a Credit Reporting Analyst in the United States is $75,663 per year, which breaks down to an hourly rate of $36.
However, a Credit Reporting Analyst's salary can vary significantly. Here’s a look at the typical salary range:
Top Earners (90th percentile): $86,117
Majority Range (25th-75th percentile): $62,636 to $81,135
Key Factors That Influence Credit Reporting Analyst Salaries
A Credit Reporting Analyst's salary isn't a fixed number.
It's shaped by several important factors.
Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.
How Experience Level Affects Credit Reporting Analyst Salaries?
Experience is a primary driver of a Credit Reporting Analyst's salary.
As you build your skills and take on more complex tasks, your compensation generally increases.
Here's how the average salary grows at different career stages:
Entry-Level (less than 1 year): $64,784
Early Career (1-2 years): $76,568
Mid-Level (2-4 years): $95,013
Senior-Level (5-8 years): $110,021
Expert (over 8 years): $125,471
Levels
Salary
Commercia... Level Credit Reporting Analyst
$64,784
Credit Re... Level Credit Reporting Analyst
$76,568
Commercia... Level Credit Reporting Analyst
$95,013
Commercia... Level Credit Reporting Analyst
$110,021
Commercia... Level Credit Reporting Analyst
$125,471
$64,7840 yr
$76,568< 2 yrs
$95,0132-4 yrs
$110,0215-8 yrs
$125,471> 8 yrs
View as Table
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What Am I Worth?
How Do Credit Reporting Analyst Salaries Vary from State to State?
Your salary can change significantly depending on where you work.
States with a higher cost of living and strong industrial sectors
often pay more to attract Credit Reporting Analysts.
For example, consider the average annual salaries in these key locations:
District of Columbia: $83,774.
California: $83,456.
Massachusetts: $82,344.
District of Columbia$83,774
California$83,456
Massachusetts$82,344
Washington$82,041
New Jersey$82,011
Alaska$81,905
Connecticut$80,861
New York$80,437
Hawaii$79,083
Rhode Island$78,448
Maryland$78,016
Minnesota$77,426
Colorado$77,199
Illinois$77,123
Oregon$76,836
Delaware$76,624
New Hampshire$76,491
Virginia$76,193
Pennsylvania$75,323
Nevada$74,884
North Dakota$74,740
Michigan$74,513
Wisconsin$74,430
Vermont$74,263
Texas$73,802
Maine$73,772
Arizona$73,726
Ohio$73,673
Georgia$72,977
Indiana$72,629
Wyoming$72,561
Utah$72,455
Iowa$72,410
Kansas$72,046
Louisiana$71,940
North Carolina$71,903
Missouri$71,888
Florida$71,592
Montana$71,434
Nebraska$71,282
Kentucky$71,199
South Carolina$70,896
Tennessee$70,707
Idaho$70,632
New Mexico$70,079
Oklahoma$69,958
Alabama$69,512
South Dakota$68,763
Arkansas$68,354
West Virginia$68,135
Mississippi$67,476
Top Paying Cities for Credit Reporting Analysts
Salaries can also vary between different cities.
Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay.
Here are a few examples of average annual salaries in different U.S. cities:
San Jose: $95,434
San Francisco: $94,389
Oakland: $92,400
San Jose, CA$95,434
San Francisco, CA$94,389
Oakland, CA$92,400
New York, NY$87,118
Paramus, NJ$86,058
Queens Village, NY$86,055
Passaic, NJ$85,983
Bergenfield, NJ$85,976
Stamford, CT$85,810
Huntington, NY$85,778
Newark, NJ$85,219
Bridgeport, CT$85,060
Vallejo, CA$84,909
New Brunswick, NJ$84,879
Petaluma, CA$84,833
Middlesex, NJ$84,690
Somerset, NJ$84,637
Santa Cruz, CA$84,538
Boston, MA$84,077
Monterey, CA$83,811
Seattle, WA$83,638
Santa Rosa, CA$83,623
Los Angeles, CA$83,600
Juneau, AK$83,403
Washington, DC$83,320
Orange, CA$83,051
Santa Ana, CA$82,851
Long Beach, CA$82,775
Anaheim, CA$82,760
Anchorage, AK$82,722
Santa Maria, CA$82,495
Everett, WA$82,480
Danbury, CT$82,214
Bremerton, WA$82,110
Tacoma, WA$81,837
New Suffolk, NY$81,836
Sacramento, CA$81,815
Santa Barbara, CA$81,731
Trenton, NJ$81,648
San Diego, CA$81,648
Brockton, MA$81,565
Fairbanks, AK$81,379
Lompoc, CA$81,187
Lowell, MA$81,125
Ventura, CA$81,111
Nashua, NH$81,096
Stockton, CA$81,088
Modesto, CA$80,536
Poughkeepsie, NY$80,369
Olympia, WA$80,226
Kennewick, WA$80,226
New Haven, CT$80,195
Lawrence, MA$79,923
Hartford, CT$79,847
Riverside, CA$79,832
New Bedford, MA$79,756
Richland, WA$79,756
Bakersfield, CA$79,651
San Bernardino, CA$79,620
New Britain, CT$79,613
Atlantic City, NJ$79,613
New London, CT$79,582
Norwich, CT$79,560
Portsmouth, NH$79,545
Boulder, CO$79,384
Portland, OR$79,280
Worcester, MA$79,272
Minneapolis, MN$79,038
Philadelphia, PA$78,932
Honolulu, HI$78,682
Saint Paul, MN$78,646
Vineland, NJ$78,629
Providence, RI$78,410
Chicago, IL$78,190
Bellingham, WA$78,099
Springfield, MA$78,039
Baltimore, MD$78,016
Chico, CA$77,827
Pittsfield, MA$77,623
Manchester, NH$77,479
Spokane, WA$77,146
Denver, CO$77,139
Albany, NY$76,783
Troy, NY$76,753
Nassau, NY$76,672
Schenectady, NY$76,594
Wilmington, DE$76,533
Burlington, VT$76,427
Salem, OR$76,397
Portland, ME$76,162
Yakima, WA$76,087
Rochester, MN$75,852
Reno, NV$75,814
Fresno, CA$75,814
Milwaukee, WI$75,746
Detroit, MI$75,671
Ann Arbor, MI$75,658
Allentown, PA$75,648
Colorado Springs, CO$75,519
Syracuse, NY$75,482
Carson City, NV$75,482
Houston, TX$75,376
Eugene, OR$75,338
Gary, IN$75,247
Springfield, OR$75,186
Bismarck, ND$75,171
Galveston, TX$75,118
Medford, OR$75,005
Fort Collins, CO$74,975
Concord, NH$74,937
Austin, TX$74,914
Mesa, AZ$74,755
Reading, PA$74,748
Phoenix, AZ$74,740
Dallas, TX$74,717
Saint Cloud, MN$74,645
Madison, WI$74,543
Utica, NY$74,339
Rochester, NY$74,218
Des Moines, IA$74,210
Raleigh, NC$74,203
Atlanta, GA$74,089
Battle Creek, MI$74,067
Salt Lake City, UT$74,044
Lancaster, PA$73,930
Harrisburg, PA$73,824
Kansas City, MO$73,749
Champaign, IL$73,734
Kansas City, KS$73,734
Fort Worth, TX$73,726
Columbus, OH$73,713
Boca Raton, FL$73,696
Pittsburgh, PA$73,666
Richmond, VA$73,635
Indianapolis, IN$73,620
Cleveland, OH$73,613
Las Vegas, NV$73,522
Cincinnati, OH$73,522
Petersburg, VA$73,408
Huntsville, AL$73,295
Lansing, MI$73,244
Lebanon, PA$73,234
Pueblo, CO$73,227
Appleton, WI$73,204
Buffalo, NY$73,174
Dayton, OH$73,151
Racine, WI$73,136
Charlotte, NC$73,128
Saint Louis, MO$73,106
York, PA$73,060
Elkhart, IN$73,060
Gastonia, NC$73,046
Billings, MT$73,028
Beaumont, TX$73,007
Lorain, OH$72,992
Benton Harbor, MI$72,977
Toledo, OH$72,962
Binghamton, NY$72,924
Rock Hill, SC$72,917
Rockford, IL$72,879
Springfield, IL$72,848
Elyria, OH$72,841
Fargo, ND$72,841
Flagstaff, AZ$72,788
Fort Lauderdale, FL$72,743
Duluth, MN$72,697
Miami, FL$72,697
Cheyenne, WY$72,644
Grand Forks, ND$72,644
Bangor, ME$72,478
Cedar Rapids, IA$72,394
Durham, NC$72,363
Louisville, KY$72,357
Grand Rapids, MI$72,341
Hialeah, FL$72,334
Casper, WY$72,228
Scranton, PA$72,137
New Orleans, LA$72,115
Virginia Beach, VA$72,107
Akron, OH$72,069
Peoria, IL$71,971
Sarasota, FL$71,956
Nashville, TN$71,903
Omaha, NE$71,903
Green Bay, WI$71,903
Baton Rouge, LA$71,865
Charleston, SC$71,850
Jamestown, NY$71,812
Davenport, IA$71,812
Tucson, AZ$71,774
Saint Petersburg, FL$71,729
Tampa, FL$71,713
Evansville, IN$71,668
Port Arthur, TX$71,668
Bradenton, FL$71,638
Santa Fe, NM$71,502
Orlando, FL$71,365
Clearwater, FL$71,343
Canton, OH$71,184
La Crosse, WI$71,184
Albuquerque, NM$71,138
Newport News, VA$71,131
High Point, NC$71,108
Ogden, UT$71,078
Corpus Christi, TX$71,017
Norfolk, VA$70,972
Laramie, WY$70,972
Rock Island, IL$70,927
Saginaw, MI$70,911
Jacksonville, FL$70,904
Salisbury, NC$70,889
Boise, ID$70,874
Moline, IL$70,836
Fort Myers, FL$70,813
Memphis, TN$70,798
Tulsa, OK$70,760
Waterloo, IA$70,715
Spartanburg, SC$70,639
Lincoln, NE$70,601
Fort Wayne, IN$70,586
Provo, UT$70,579
Cedar Falls, IA$70,488
San Antonio, TX$70,457
Greensboro, NC$70,427
South Bend, IN$70,420
Savannah, GA$70,336
Muskegon, MI$70,306
Birmingham, AL$70,299
Winston Salem, NC$70,262
Lake Charles, LA$70,079
Anderson, IN$70,064
Lexington, KY$70,041
Augusta, GA$70,019
Greenville, SC$70,019
Lima, OH$69,958
Wichita, KS$69,951
Tuscaloosa, AL$69,951
Columbia, SC$69,882
Springfield, OH$69,867
Asheville, NC$69,746
Bloomington, IN$69,693
Knoxville, TN$69,421
Shreveport, LA$69,413
Wilmington, NC$69,315
Roanoke, VA$69,315
Topeka, KS$69,179
Frankfort, KY$69,170
Oklahoma City, OK$69,118
Chillicothe, OH$69,088
Longview, TX$69,080
Melbourne, FL$69,073
Sioux Falls, SD$68,952
Mobile, AL$68,944
Terre Haute, IN$68,914
Altoona, PA$68,869
Amarillo, TX$68,816
Killeen, TX$68,793
Fayetteville, AR$68,732
Chattanooga, TN$68,710
Sioux City, IA$68,642
Idaho Falls, ID$68,626
Lynchburg, VA$68,566
Gainesville, FL$68,468
Portsmouth, OH$68,430
Little Rock, AR$68,415
Lafayette, LA$68,384
Youngstown, OH$68,384
Daytona Beach, FL$68,339
Clarksville, TN$68,331
Pensacola, FL$68,324
Temple, TX$68,318
Hopkinsville, KY$68,097
Erie, PA$68,082
Florence, SC$68,051
Charleston, WV$67,930
Great Falls, MT$67,892
Macon, GA$67,787
Tallahassee, FL$67,779
Fayetteville, NC$67,764
Waco, TX$67,749
Helena, MT$67,696
Pine Bluff, AR$67,667
Vincennes, IN$67,575
Lubbock, TX$67,544
Alamogordo, NM$67,499
Twin Falls, ID$67,431
Rapid City, SD$67,408
Jackson, MS$67,272
Huntington, WV$67,267
Greenville, MS$67,264
Parkersburg, WV$67,187
Montgomery, AL$67,174
Wichita Falls, TX$67,098
Springfield, MO$67,098
Biloxi, MS$67,060
Monroe, LA$66,985
Johnstown, PA$66,932
Sumter, SC$66,901
Columbus, GA$66,894
Pascagoula, MS$66,750
Abilene, TX$66,750
Kingsport, TN$66,553
Albany, GA$66,553
Gulfport, MS$66,531
Alexandria, LA$66,281
Fort Smith, AR$66,092
El Paso, TX$65,887
Las Cruces, NM$65,547
Harlingen, TX$65,355
Pocatello, ID$65,343
Florence, AL$65,244
Brownsville, TX$65,229
Mcallen, TX$65,070
Dothan, AL$64,964
Columbus, MS$64,515
Altus, OK$64,162
Lawton, OK$64,019
Pierre, SD$63,746
What Skills Can Increase a Credit Reporting Analyst's Salary?
Demanded Skills for the Role:
Analysis (Mentioned in 20.47% Job Postings): Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.
Microsoft Office (Mentioned in 2.16% Job Postings): Microsoft Office is a suite of desktop productivity applications that is designed by Microsoft for business use. You can create documents containing text and images, work with data in spreadsheets and databases, create presentations and posters.
Customer Care (Mentioned in 1.16% Job Postings): Customer care is the process of building an emotional connection with your customers, whereas customer service is simply the advice or assistance your business provides them.
See More Skills
Skills
Demand Percentage
Analysis
20.47%
Microsoft Office
2.16%
Customer Care
1.16%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay.
Here are examples of skills and the potential impact they can have on a Credit Reporting Analyst's salary.
Customer Care: Can increase your salary by up to 24%.
Process Improvement: Can increase your salary by up to 9%.
Credit Risk: Can increase your salary by up to 7%.
Skill
Salary
Salary % Increase
Customer Care
$93,822
24%
Process Improvement
$82,473
9%
Credit Risk
$80,960
7%
Balance Sheet
$79,446
5%
Initiative
$79,446
5%
Products and Services
$78,690
4%
Get Latest Data
Credit Reporting Analyst Salary by Industry: Top Paying Sectors
For Credit Reporting Analyst roles, the industry you choose can impact your earning potential
by as much as 20% (the gap between the highest and lowest paying industries).
Data shows that the highest-paying industry, Edu., Gov't. & Nonprofit,
offers compensation 10% above the average. Conversely,
Credit Reporting Analyst positions in Business Services typically offer lower base pay,
as this sector often view Credit Reporting Analyst as a support function rather than a direct revenue driver.
The top paying industry for a Credit Reporting Analyst
Industry Sector
Average Annual Salary
Average Hourly Rate
Pay vs.Avg
Edu., Gov't. & Nonprofit
$83,229
$40.0
10%
How Education impacts a Credit Reporting Analyst's Salary?
Your level of education can impact your salary potential.
While many Credit Reporting Analysts enter the field with a Bachelor's Degree degree,
higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data,
the median salary for a Credit Reporting Analyst with a Bachelor's Degree is between
$69,942
and $75,270).
Understanding how a Credit Reporting Analyst's annual salary breaks down can help with budgeting.
Below, you can see the average hourly rate, weekly pay, and monthly pay for this role.
Use the buttons to switch between different pay periods.
Hourly
Monthly
Weekly
Yearly
Table View
Last Updated on July 01, 2026
$62,636
Average$75,663/year
$81,135
$5,220
Average$6,305/month
$6,761
$1,205
Average$1,455/week
$1,560
$30
Average$36/hour
$39
Annual Salary
Monthly Pay
Weekly Pay
Hourly Wage
75th Percentile
$81,135
$6,761
$1,560
$39
Average
$75,663
$6,305
$1,455
$36
25th Percentile
$62,636
$5,220
$1,205
$30
Salaries of jobs related to Credit Reporting Analyst
Salaries for a Credit Reporting Analyst can change over time,
reflecting shifts in market demand and the overall economy.
The median salary decreased from $74,117 in 2023
to around $73,374 in 2025,
reflecting changes in demand, location, experience, and the wider economy.
For a detailed analysis of Credit Reporting Analyst salary trends,
.
Average Annual Salary of Credit Reporting Analyst Over Time
2022
$???
2023
$74,117
2024
$74,135
2025
$73,374
2026
$???
2027
$???
Year
Average Annual Salary
2022
View More
2023
$74,117
2024
$74,135
2025
$73,374
2026
View More
2027
View More
Most common benefits for Credit Reporting Analyst
Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
For Employers
If your compensation planning software is too rigid to deploy winning incentive strategies, it’s time to find an adaptable solution.
Compensation Planning
Common company salaries for Credit Reporting Analyst
Here are companies hiring for Credit Reporting Analyst and their salaries, click below for more details.
K
$114,295/per year
Kpmg Us LLP
Business Services
the United States
W
$114,096/per year
Warner Bros Discovery
Business Services
the United States
D
$111,927/per year
Dentsu International Ltd
Business Services
the United States
G
$111,873/per year
GroupM Worldwide Inc
Business Services
the United States
C
$111,651/per year
CoWorx Staffing
Business Services
the United States
C
$110,194/per year
Contemporary Services Corp
Business Services
the United States
S
$107,128/per year
Showcase Cinemas
Business Services
the United States
A
$106,429/per year
Amentum Services Inc
Business Services
the United States
A
$106,199/per year
Allied Universal Security Services LLC
Business Services
the United States
S
$106,104/per year
Sodexo USA
Business Services
the United States
J
$105,192/per year
JLL Technologies
Business Services
the United States
I
$104,478/per year
Intact Insurance Group USA LLC
Business Services
the United States
N
$101,619/per year
NielsenIQ
Business Services
the United States
T
$101,470/per year
The Leading Edge Alliance
Business Services
the United States
H
$101,308/per year
Honeywell UOP
Business Services
the United States
R
$97,720/per year
Reeve & Associates
Business Services
the United States
M
$97,584/per year
ManpowerGroup Global Inc
Business Services
the United States
F
$95,980/per year
Financial Sys Nco
Business Services
the United States
A
$95,314/per year
Arrow Global Ltd
Business Services
the United States
C
$94,777/per year
CarMax Enterprise Services LLC
Business Services
the United States
D
$94,479/per year
DZConneX
Business Services
the United States
A
$93,802/per year
Adecco Staffing, USA
Business Services
the United States
R
$92,937/per year
Resource MFG
Business Services
the United States
Z
$92,774/per year
Zachry Brands Inc
Business Services
the United States
G
$88,138/per year
Greystar Worldwide LLC
Business Services
the United States
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