How Much Does a Debt Counselor Make in New Jersey?

Updated March 01, 2025
As of March 01, 2025, the average annual pay of Debt Counselor in New Jersey is $45,116. While Salary.com is seeing that Debt Counselor salary in NJ can go up to $51,392 or down to $40,064, but most earn between $42,471 and $48,401. Salary ranges can vary widely depending on many important factors, including education, certifications, additional skills, and your experience levels. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.
Related Job Titles to Debt Counselor
Debt Collector
$51,605
New Jersey
Per Year
Debt Negotiator
$49,465
New Jersey
Per Year
Debt Manager
$88,423
New Jersey
Per Year
Debt Specialist
$89,995
New Jersey
Per Year
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Similar Job Salaries to Debt Counselor by Company

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Company average base salary in (usd) range
The Caridi Law Firm
Debt Negotiator / Debt Settlement Specialist
$54,276/yr
$48,984
$59,567
RANGE: $48,984 - $59,567
Andrews Federal Credit Union
Debt Mortgage Counselor II - Remote
$52,168/yr
$46,740
$57,597
RANGE: $46,740 - $57,597
ORIX
Director, Debt Capital Markets
$140,443/yr
$125,526
$155,361
RANGE: $125,526 - $155,361
Lument
Director, Debt Capital Markets
$146,366/yr
$130,599
$162,134
RANGE: $130,599 - $162,134
ORIX Corporation USA
Director, Debt Capital Markets
$146,366/yr
$130,599
$162,134
RANGE: $130,599 - $162,134
CoreWeave
Accounting Manager - Debt Accounting
$98,113/yr
$89,742
$106,483
RANGE: $89,742 - $106,483
Continental Service Group
Call Center Representative - Debt Counselor Buf
$46,559/yr
$42,138
$50,980
RANGE: $42,138 - $50,980
ConServe
Call Center Representative - Debt Counselor FL
$45,936/yr
$41,574
$50,298
RANGE: $41,574 - $50,298
ConServe
Call Center Representative - Debt Counselor TX
$45,936/yr
$41,574
$50,298
RANGE: $41,574 - $50,298
Universal Debt Relief
Inside Sales-Debt Consultant to Certified Financial Counselor
$64,983/yr
$57,388
$72,578
RANGE: $57,388 - $72,578

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Top 10 Highest Paying Cities For Debt Counselor Jobs in New Jersey

It is important to understand how location impacts your career prospects in the United States. There are some cities where a Debt Counselor can find a job easily with a greater salary paid then achieve a higher standard of living. Below is the top cities list for Debt Counselor job salaries in New Jersey. Some cities can pay higher salaries for Debt Counselor jobs, which can indicate that there is a large demand for Debt Counselor positions in this city.
The following table shows top 10 cities where the Debt Counselor salary is higher than other cities in New Jersey. Jersey City takes first place in this list, followed by Union City, Hoboken. The Debt Counselor salary is $48,079 in Jersey City, which is higher than the national average. There are 33 cities' Debt Counselor salary higher than national average in New Jersey.
The average salary for a Debt Counselor in New Jersey is $45,116, but we found that the city with the highest salary for Debt Counselor jobs is Jersey City, NJ, and it is higher than Union City. Debt Counselor jobs in Jersey City can have the opportunity to earn higher salaries than in other cities in New Jersey.
CITY ANNUAL SALARY MONTHLY PAY WEEKLY PAY HOURLY WAGE
Jersey City $48,079 $4,007 $925 $23
Union City $48,079 $4,007 $925 $23
Hoboken $48,079 $4,007 $925 $23
West New York $48,079 $4,007 $925 $23
Paramus $47,421 $3,952 $912 $23
Paterson $47,380 $3,948 $911 $23
Clifton $47,380 $3,948 $911 $23
Passaic $47,380 $3,948 $911 $23
Bloomfield $47,380 $3,948 $911 $23
Wayne $47,380 $3,948 $911 $23

What Does a Debt Counselor Do?

A debt counselor can also direct you to resources that may be helpful, and provide information about debt including.
Updated November 27, 2021
A debt counselor at ACCC can help you understand the pros and cons of debt consolidation, and provide advice about what to look for if you choose to try to consolidate debt through a loan.
Updated December 02, 2021
An ACCC debt counselor cannot actually help you secure a consolidation loan, as ACCC does not provide these services.
Updated November 01, 2021
When you first come to ACCC, you’ll be connected with a debt counselor via phone or in person to discuss your finances.
Updated October 27, 2021
If you’re ready to meet with a debt counselor or learn more about nonprofit debt consolidation, Money Management International has trained financial counselors who are ready to help.
Updated October 22, 2021

Frequently Asked Questions About a Debt Counselor Salaries

What is the average of a Debt Counselor in New Jersey?

The Debt Counselor salary range is from $42,471 to $48,401, and the average Debt Counselor salary is $45,116/year in New Jersey. The Debt Counselor's salary will change in different locations.

Which location pays the highest Debt Counselor salary in the United States?

The Debt Counselor salary in San Jose, CA is $51,661 which is the highest in the US.

What kinds of reasons will influence the Debt Counselor's salary?

Besides the location, employees' education degree, related skills, and work experience also will influence the salary. Try to improve your skills and experience to get a higher salary for the position of Debt Counselor.

What is the growth rate of the Debt Counselor's salary?

If you are thinking of becoming a Debt Counselor or planning the next step in your career, find the detailed salary report of a Debt Counselor.