How Much Does an Insurance Investigator Make in Kentucky?

Updated April 01, 2025
As of April 01, 2025, the average annual pay of Insurance Investigator in Kentucky is $45,056. While Salary.com is seeing that Insurance Investigator salary in KY can go up to $48,465 or down to $41,399, but most earn between $43,142 and $46,841. Salary ranges can vary widely depending on many important factors, including education, certifications, additional skills, and your experience levels. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.
Related Job Titles to Insurance Investigator
Insurance Fraud Investigator
$47,044
Kentucky
Per Year
Insurance Claims Investigator
$55,360
Kentucky
Per Year
Claims Investigator I
$51,000
Kentucky
Per Year
Investigator
$74,816
Kentucky
Per Year
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Similar Job Salaries to Insurance Investigator by Company

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Company average base salary in (usd) range
$67,076/yr
$59,198
$74,955
RANGE: $59,198 - $74,955
Ethos Risk Services
Investigator
$62,509/yr
$55,878
$69,140
RANGE: $55,878 - $69,140
Allied Universal
Surveillance Investigator
$70,133/yr
$63,359
$76,908
RANGE: $63,359 - $76,908
$70,489/yr
$63,256
$77,723
RANGE: $63,256 - $77,723
Apace Ky LLC
Quality Investigator
$71,810/yr
$63,583
$80,036
RANGE: $63,583 - $80,036
Frasco Inc
Surveillance Investigator
$72,502/yr
$65,063
$79,942
RANGE: $65,063 - $79,942
Marshall Investigative Group
Surveillance Investigator
$74,899/yr
$67,213
$82,585
RANGE: $67,213 - $82,585
kypersonnelcabinet
Investigator II
$76,483/yr
$68,061
$84,905
RANGE: $68,061 - $84,905

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Top 10 Highest Paying Cities For Insurance Investigator Jobs in Kentucky

It is important to understand how location impacts your career prospects in the United States. There are some cities where an Insurance Investigator can find a job easily with a greater salary paid then achieve a higher standard of living. Below is the top cities list for Insurance Investigator job salaries in Kentucky. Some cities can pay higher salaries for Insurance Investigator jobs, which can indicate that there is a large demand for Insurance Investigator positions in this city.
The following table shows top 10 cities where the Insurance Investigator salary is higher than other cities in Kentucky. Covington takes first place in this list, followed by Louisville, Owensboro. The Insurance Investigator salary is $46,526 in Covington, which is lower than the national average. There is 0 city's Insurance Investigator salary higher than national average in Kentucky.
The average salary for an Insurance Investigator in Kentucky is $45,056, but we found that the city with the highest salary for Insurance Investigator jobs is Covington, KY, and it is higher than Louisville. Insurance Investigator jobs in Covington can have the opportunity to earn higher salaries than in other cities in Kentucky.
CITY ANNUAL SALARY MONTHLY PAY WEEKLY PAY HOURLY WAGE
Covington $46,526 $3,877 $895 $22
Louisville $45,789 $3,816 $881 $22
Owensboro $45,066 $3,755 $867 $22
Lexington $44,324 $3,694 $852 $21
Richmond $43,926 $3,661 $845 $21
Frankfort $43,773 $3,648 $842 $21
Bowling Green $43,577 $3,631 $838 $21
Hopkinsville $43,093 $3,591 $829 $21

What Does an Insurance Investigator Do?

When making decisions, underwriters depend more on data from specific software, whereas insurance investigators collect most of their data through interviews and investigative research.
Updated September 30, 2021
Insurance investigator positions typically require a high school education or GED to work for insurance companies.
Updated September 26, 2021
Once the investigation is complete, the insurance investigator writes a report of their findings and sends it to legal professionals.
Updated December 22, 2021
Most states require insurance investigators to be licensed as a private investigator, which requires a specific set of education and experience requirements, as well as a written test in some instances.
Updated December 21, 2021
Very often insurance companies and investigators will study medical reports and history to eliminate this possibility, as well as searching for evidence of previous claims or accidents.
Updated December 19, 2021

Frequently Asked Questions About an Insurance Investigator Salaries

What is the average of an Insurance Investigator in Kentucky?

The Insurance Investigator salary range is from $43,142 to $46,841, and the average Insurance Investigator salary is $45,056/year in Kentucky. The Insurance Investigator's salary will change in different locations.

Which location pays the highest Insurance Investigator salary in the United States?

The Insurance Investigator salary in San Jose, CA is $60,393 which is the highest in the US.

What kinds of reasons will influence the Insurance Investigator's salary?

Besides the location, employees' education degree, related skills, and work experience also will influence the salary. Try to improve your skills and experience to get a higher salary for the position of Insurance Investigator.

What is the growth rate of the Insurance Investigator's salary?

If you are thinking of becoming an Insurance Investigator or planning the next step in your career, find the detailed salary report of an Insurance Investigator.