How Much Does a Life Agent Make?

Updated March 01, 2025
As of March 01, 2025, the average annual pay of Life Agent in the United States is $93,717. While Salary.com is seeing that Life Agent salary in the US can go up to $130,289 or down to $67,344, but most earn between $79,913 and $112,861. Salary ranges can vary widely depending on many important factors, including education, certifications, additional skills, and your experience levels. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.
Related Job Titles to Life Agent
Life Insurance Agent
$43,751
US
Per Year
Life and Health Agent
$96,244
US
Per Year
Life and Annuity Agent
$73,743
US
Per Year
Life and Health Insurance Agent
$55,564
US
Per Year
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Similar Job Salaries to Life Agent by Company

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Company average base salary in (usd) range
North Pointe Strategies
Life Insurance Sales Agent
$146,723/yr
$112,433
$181,014
RANGE: $112,433 - $181,014
New York Life - North Dakota
Life Insurance Sales Agent
$150,005/yr
$114,948
$185,062
RANGE: $114,948 - $185,062
Quility
Life Insurance Agent, Remote
$156,567/yr
$119,976
$193,158
RANGE: $119,976 - $193,158
NorthPointe Strategies
Life Insurance Sales Agent
$157,817/yr
$120,934
$194,700
RANGE: $120,934 - $194,700
USA Life Insurance Group, LLC
Life Insurance Agent
$92,057/yr
$74,590
$109,525
RANGE: $74,590 - $109,525

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What Does a Life Agent Do?

This highly competitive environment is conducive to filling America's life insurance needs, but it can prove to be a tough environment for a new agent who typically makes a living on commissions from sales.
Updated December 19, 2021
Applicants may take one examination and apply for a "full Life Agent" license by selecting both the Life-Only Agent and the Accident and Health Agent license types when scheduling their license examination at.
Updated December 13, 2021
Applicants checking both the Life-Only Agent and the Accident and Health Agent license types on their examination and application will pay one fee.
Updated December 12, 2021
Many life insurance agents who have been in the business 20 years or more have enough renewal commissions built up to make an excellent living without ever having to sell a new policy.
Updated December 03, 2021
However, life insurance agents, to be successful, must accept short-term pain in exchange for long-term gain.
Updated November 22, 2021

Frequently Asked Questions About a Life Agent Salaries

What is the average of a Life Agent in the United States?

The Life Agent salary range is from $79,913 to $112,861, and the average Life Agent salary is $93,717/year in the United States. The Life Agent's salary will change in different locations.

Which location pays the highest Life Agent salary in the United States?

The Life Agent salary in San Jose, CA is $117,615 which is the highest in the US.

What kinds of reasons will influence the Life Agent's salary?

Besides the location, employees' education degree, related skills, and work experience also will influence the salary. Try to improve your skills and experience to get a higher salary for the position of Life Agent.

What is the growth rate of the Life Agent's salary?

If you are thinking of becoming a Life Agent or planning the next step in your career, find the detailed salary report of a Life Agent.

Recent Salary Report

Below are the most recent Life Agent salary reports. Employer name has been removed to protect anonymity.

$84,131 Yearly
A Life Agent in Pine Bluff, AR reported making $84,131 per year
Pine Bluff, AR
6 - 1,000 employees
Full-Time
Company - Private
$131,359 Yearly
A Life Agent in New Bedford, MA reported making $131,359 per year
New Bedford, MA
200 - 6 employees
Full-Time
Company - Private
$46 Hourly
A Life Agent in Dearborn, MI reported making $46 per hour
Dearborn, MI
3,000 - 7,6 employees
Part-Time
Company - Public
$8,673 Monthly
A Life Agent in Jefferson, CO reported making $8,673 per month
Jefferson, CO
1,000 - 3,000 employees
Full-Time
Company - Public
$87,390 Yearly
A Life Agent in Lynchburg, VA reported making $87,390 per year
Lynchburg, VA
100 - 200 employees
Full-Time
Company - Private
$55 Hourly
A Life Agent in Cincinnati, OH reported making $55 per hour
Cincinnati, OH
7,6 - 15,000 employees
Part-Time
Company - Public