How Much Does a Life Agent Make in California?

Updated March 01, 2025
As of March 01, 2025, the average annual pay of Life Agent in California is $103,370. While Salary.com is seeing that Life Agent salary in CA can go up to $143,709 or down to $74,281, but most earn between $88,144 and $124,485. Salary ranges can vary widely depending on many important factors, including education, certifications, additional skills, and your experience levels. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.
25% $88,144 10% $74,281 90% $143,709 75% $124,485 $103,370 50%(Median)
Related Job Titles to Life Agent
Life Insurance Agent
$48,257
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Life and Health Agent
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$81,338
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Life and Health Insurance Agent
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Similar Job Salaries to Life Agent by Company

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Company average base salary in (usd) range
North Pointe Strategies
Life Insurance Sales Agent
$168,911/yr
$129,436
$208,387
RANGE: $129,436 - $208,387
RM Financial
Life Insurance Agent
$166,099/yr
$127,280
$204,917
RANGE: $127,280 - $204,917
Hoiseth Agency
Life Insurance Sales Agent
$166,099/yr
$127,280
$204,917
RANGE: $127,280 - $204,917
Aguilar Agency
Life Insurance Sales Agent
$112,626/yr
$91,125
$134,128
RANGE: $91,125 - $134,128
$134,647/yr
$109,684
$159,611
RANGE: $109,684 - $159,611
PHP Financial Services - Orange County
Life Insurance Sales Agent
$178,233/yr
$141,550
$214,916
RANGE: $141,550 - $214,916

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Top 10 Highest Paying Cities For Life Agent Jobs in California

It is important to understand how location impacts your career prospects in the United States. There are some cities where a Life Agent can find a job easily with a greater salary paid then achieve a higher standard of living. Below is the top cities list for Life Agent job salaries in California. Some cities can pay higher salaries for Life Agent jobs, which can indicate that there is a large demand for Life Agent positions in this city.
The following table shows top 10 cities where the Life Agent salary is higher than other cities in California. San Jose takes first place in this list, followed by Santa Clara, Fremont. The Life Agent salary is $117,615 in San Jose, which is higher than the national average. There are 76 cities' Life Agent salary higher than national average in California.
The average salary for a Life Agent in California is $103,370, but we found that the city with the highest salary for Life Agent jobs is San Jose, CA, and it is higher than Santa Clara. Life Agent jobs in San Jose can have the opportunity to earn higher salaries than in other cities in California.
CITY ANNUAL SALARY MONTHLY PAY WEEKLY PAY HOURLY WAGE
San Jose $117,615 $9,801 $2,262 $57
Santa Clara $117,615 $9,801 $2,262 $57
Fremont $117,428 $9,786 $2,258 $56
San Francisco $117,147 $9,762 $2,253 $56
Daly City $117,147 $9,762 $2,253 $56
Berkeley $114,335 $9,528 $2,199 $55
Oakland $114,335 $9,528 $2,199 $55
Hayward $114,148 $9,512 $2,195 $55
Antioch $107,962 $8,997 $2,076 $52
Vallejo $105,432 $8,786 $2,028 $51

What Does a Life Agent Do?

This highly competitive environment is conducive to filling America's life insurance needs, but it can prove to be a tough environment for a new agent who typically makes a living on commissions from sales.
Updated December 19, 2021
Applicants may take one examination and apply for a "full Life Agent" license by selecting both the Life-Only Agent and the Accident and Health Agent license types when scheduling their license examination at.
Updated December 13, 2021
Applicants checking both the Life-Only Agent and the Accident and Health Agent license types on their examination and application will pay one fee.
Updated December 12, 2021
Many life insurance agents who have been in the business 20 years or more have enough renewal commissions built up to make an excellent living without ever having to sell a new policy.
Updated December 03, 2021
However, life insurance agents, to be successful, must accept short-term pain in exchange for long-term gain.
Updated November 22, 2021

Frequently Asked Questions About a Life Agent Salaries

What is the average of a Life Agent in California?

The Life Agent salary range is from $88,144 to $124,485, and the average Life Agent salary is $103,370/year in California. The Life Agent's salary will change in different locations.

Which location pays the highest Life Agent salary in the United States?

The Life Agent salary in San Jose, CA is $117,615 which is the highest in the US.

What kinds of reasons will influence the Life Agent's salary?

Besides the location, employees' education degree, related skills, and work experience also will influence the salary. Try to improve your skills and experience to get a higher salary for the position of Life Agent.

What is the growth rate of the Life Agent's salary?

If you are thinking of becoming a Life Agent or planning the next step in your career, find the detailed salary report of a Life Agent.