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As of August 01, 2026, the average salary for a Life Agent in Massachusetts is $93,608 per year, which breaks down to an hourly rate of $45.
However, a Life Agent's salary can vary significantly. Here’s a look at the typical salary range:
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Life Agent Salaries by Percentile
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $105,599 | $8,800 | $2,031 | $51 |
| Average | $93,608 | $7,801 | $1,800 | $45 |
| 25th Percentile | $82,365 | $6,864 | $1,584 | $40 |
NYL - Patrick Piscitelli - Brockton, MA
GIA Legacy Planning - Boston, MA
New York Life, Coelho Group -- Bridgewater - Bridgewater, MA
New York Life, Coelho Group — Bridgewater - Bridgewater, MA
A Life Agent's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.
Experience is a primary driver of a Life Agent's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here’s how the average salary grows at different career stages:
| Levels | Salary |
|---|---|
| Insurance... Level Life Agent | $68,669 |
| Life Agen... Level Life Agent | $94,389 |
| Insurance... Level Life Agent | $166,969 |
| Insurance... Level Life Agent | $226,015 |
| Insurance... Level Life Agent | $272,039 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Life Agents. For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:
For Life Agent roles, the industry you choose can impact your earning potential by as much as 25% (the gap between the highest and lowest paying industries). Data shows that the highest-paying industry, Insurance, offers compensation 10% above the average. Conversely, Life Agent positions in Business Services typically offer lower base pay, as this sector often view Life Agent as a support function rather than a direct revenue driver.
| Industry Sector | Average Annual Salary | Average Hourly Rate | Pay vs.Avg |
|---|---|---|---|
| Insurance | $102,969 | $50.0 | 10% |
| Financial Services | $98,288 | $47.0 | 5% |
Understanding how a Life Agent's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
| Annual Salary | Monthly Pay | Weekly Pay | Hourly Wage | |
|---|---|---|---|---|
| 75th Percentile | $105,599 | $8,800 | $2,031 | $51 |
| Average | $93,608 | $7,801 | $1,800 | $45 |
| 25th Percentile | $82,365 | $6,864 | $1,584 | $40 |
Ready to take the next step in your career? Browse thousands of current Life Agent job openings on our job board. Use the search bar below to find your perfect match.
GIA Legacy Planning
Brockton, MA
GIA Legacy Planning | Brockton, MA
Job Description. Job Description. Licensed Insurance Agent. Company. GIA Legacy Planning. Location. Work from Home. Job Type. Full-Time | Part-Time |Uncapp... more
10 Days Ago
Kimbrell Agency
Roslindale, MA
Kimbrell Agency | Roslindale, MA
Job Description. Job Description. Kimbrell Agency. Remote. Employment Type: Contractor. Compensation $50,000 to $100,000 per year (plus commission). If you... more
11 Days Ago
Emergent Financial Group
Hingham, MA
Emergent Financial Group | Hingham, MA
Professional Insurance Sales Career OpportunityKey BenefitsIndustry-Leading Compensation:Commission structure ranging from 80%-145%, with opportunities for... more
9 Days Ago
True North Recruiters
Boston, MA
True North Recruiters | Boston, MA
Job Description. Job Description. Life Insurance Sales Agent — 100% Commission, Uncapped Income, Fully Remote. Job Type. Full-time, commission-only (1099).... more
11 Days Ago
MyFEDBenefits
Boston, MA
MyFEDBenefits | Boston, MA
Life Insurance Agent - Federal Benefits Market. Boston, Massachusetts, United States. About the Job. Overview: Are you ready to embark on a rewarding caree... more
11 Days Ago
Burk Agency
Boston, MA
Burk Agency | Boston, MA
Use your talents to protect families while building a career you can be proud of.100% commission based with uncapped earning potentialThis remote opportuni... more
9 Days Ago
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