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As of August 01, 2026, the average salary for a Life Agent in North Carolina is $81,738 per year, which breaks down to an hourly rate of $39.
However, a Life Agent's salary can vary significantly. Here’s a look at the typical salary range:
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Life Agent Salaries by Percentile
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $92,209 | $7,684 | $1,773 | $44 |
| Average | $81,738 | $6,812 | $1,572 | $39 |
| 25th Percentile | $71,921 | $5,993 | $1,383 | $35 |
New York Life - Wilmington, NC
Sandhills Financial Group - Pinehurst, NC
New York Life - Greenville, NC
New York Life - Fayetteville, NC
A Life Agent's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.
Experience is a primary driver of a Life Agent's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here’s how the average salary grows at different career stages:
| Levels | Salary |
|---|---|
| Insurance... Level Life Agent | $59,962 |
| Life Agen... Level Life Agent | $82,420 |
| Insurance... Level Life Agent | $145,797 |
| Insurance... Level Life Agent | $197,355 |
| Insurance... Level Life Agent | $237,544 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Life Agents. For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:
For Life Agent roles, the industry you choose can impact your earning potential by as much as 25% (the gap between the highest and lowest paying industries). Data shows that the highest-paying industry, Insurance, offers compensation 10% above the average. Conversely, Life Agent positions in Business Services typically offer lower base pay, as this sector often view Life Agent as a support function rather than a direct revenue driver.
| Industry Sector | Average Annual Salary | Average Hourly Rate | Pay vs.Avg |
|---|---|---|---|
| Insurance | $89,912 | $43.0 | 10% |
| Financial Services | $85,825 | $41.0 | 5% |
Understanding how a Life Agent's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
| Annual Salary | Monthly Pay | Weekly Pay | Hourly Wage | |
|---|---|---|---|---|
| 75th Percentile | $92,209 | $7,684 | $1,773 | $44 |
| Average | $81,738 | $6,812 | $1,572 | $39 |
| 25th Percentile | $71,921 | $5,993 | $1,383 | $35 |
Ready to take the next step in your career? Browse thousands of current Life Agent job openings on our job board. Use the search bar below to find your perfect match.
Kimbrell Agency
Charlotte, NC
Kimbrell Agency | Charlotte, NC
Kimbrell Agency. Remote. Employment Type: Contractor. Compensation $50,000 to $100,000 per year (plus commission). If you're reading this and thinking, "In... more
7 Days Ago
NYL - Matthews
Charlotte, NC
NYL - Matthews | Charlotte, NC
Job Description. Job Description. Entry-Level and Experienced Life Insurance Agent. Are you a leader who has the following traits. Competitive. Business-mi... more
8 Days Ago
Pope Insurance Group (A Senior Life Insurance Company Agency)
Charlotte, NC
Pope Insurance Group (A Senior Life Insurance Company Agency) | Charlotte, NC
Licensed Life Insurance Agent Opportunity. Pope Insurance Group is seeking a licensed life insurance agent to work in the Final Expense Market with our age... more
8 Days Ago
The Colie Group
Charlotte, NC
The Colie Group | Charlotte, NC
Job Description. Job Description. We are looking for a life insurance agent with amazing customer service skills to join our fast-growing insurance agency ... more
9 Days Ago
New York Life Insurance
Charlotte, NC
New York Life Insurance | Charlotte, NC
Job Description. Job Description. Life Insurance Agent. Position Summary. As a Life Insurance Agent, you will help individuals and families protect their f... more
9 Days Ago
GIA Legacy Planning
Swannanoa, NC
GIA Legacy Planning | Swannanoa, NC
Independent Opportunity With Gia Legacy Planning. An independent opportunity for driven, self-motivated people ready to build something of their own. If yo... more
9 Days Ago
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