Loans Officer Salary in Everett, Washington

How much does a Loans Officer make in Everett, WA?

As of April 01, 2025, the average annual salary for a Loans Officer in Everett, WA is $74,639. Salary.com reports that pay typically ranges from $64,463 to $87,404, with most professionals earning between $55,199 and $99,026.

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Salary range for a Loans Officer

$64,463 to $87,404

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What is a Loans Officer?

A Loans Officer is responsible for evaluating, authorizing, or recommending approval of loan applications for individuals and businesses. They analyze the financial status of loan applicants, review credit reports, and assess the risk involved in granting loans. Loans Officers also work with clients to explain loan options and terms, and ensure that all necessary documentation is completed accurately. They may also be responsible for monitoring and managing existing loan accounts, as well as promoting and marketing loan products to potential customers. Strong communication and customer service skills are essential for this role, as Loans Officers must be able to build and maintain relationships with clients while adhering to lending regulations and company policies.

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What does a Loans Officer do?

Common responsibilities of a Loans Officer

Stay informed about industry trends, market conditions, and changes in lending practices to make informed decisions about loan approvals and risk management.

September 08, 2023

Provide guidance and assistance to customers in understanding the loan application process and their financial obligations.

September 14, 2023

Develop and maintain relationships with potential borrowers, such as individuals, small businesses, and commercial clients.

September 15, 2023

Negotiate loan terms and conditions with borrowers, including interest rates, repayment schedules, and collateral requirements.

September 18, 2023

Monitor and track the status of existing loans, including payments, delinquencies, and defaults.

October 07, 2023

Interview loan applicants to gather additional information and clarify any discrepancies in their financial records.

October 10, 2023

Review and analyze financial documents, such as income statements and credit reports, to assess the risk of lending to an individual or business.

October 20, 2023

Work with underwriters and other financial professionals to ensure compliance with lending regulations and company policies.

October 21, 2023

Recommend loan approvals or denials based on the applicant's financial situation and credit history.

November 08, 2023

Evaluate loan applications and determine the creditworthiness of applicants.

November 15, 2023

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Loans Officer Salary By Experience Levels in Everett, WA

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RELEVANT JOB EXPERIENCE

Length of experience is a pay differentiator. Those with greater experience may have an advantage in negotiating salary. For those with less experience, other factors such as education or special skills could impact your pay. Please visit Professional Salary Report for more details.

Loans Officer Salary By Level of Education in Everett, WA

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LEVEL OF EDUCATION

Depending on the job, educational levels may have a significant impact on pay levels. Be informed and understand how things like education and certifications can help to increase potential earnings for the career you are interested in. Please visit Professional Salary Report for more details.

Average Salary Range for Loans Officer in Everett, WA

Average Base Salary

Core compensation

64463

87404

74639

Average Total Cash Compensation

Includes base and annual incentives

74900

104987

88131

What is the average salary for Loans Officer in 2025?

These charts show the average base salary (core compensation), as well as the average total cash compensation for the job of Loans Officer in Everett, WA. The base salary for Loans Officer ranges from $64,463 to $87,404 with the average base salary of $74,639. The total cash compensation, which includes base, and annual incentives, can vary anywhere from $74,900 to $104,987 with the average total cash compensation of $88,131.

View Average Salary for Loans Officer as table

	Average Salary	Average Salary Range
Base Salary	$74,639	$64,463 - $87,404
Bonus	$13,492	$10,437 - $17,583
Total Pay	$88,131	$74,900 - $104,987

* Base Salary represents gross income before taxes and deductions. It does not include additional pay such as benefits, bonuses, profit sharing or commissions.

* Total Pay combines base salary, bonuses, profit sharing, tips, commissions, overtime pay and other forms of cash earnings, as applicable for this job.

Loans Officer Salary Near Everett, WA

CITY, STATE	AVERAGE SALARY RANGE	COMPARE TO Everett, WA
CITY, STATE Marysville, WA	AVERAGE SALARY RANGE $64,463 - $87,404	COMPARE TO Everett, WA 0%
CITY, STATE Bellevue, WA	AVERAGE SALARY RANGE $65,368 - $88,631	COMPARE TO Everett, WA
CITY, STATE Seattle, WA	AVERAGE SALARY RANGE $65,368 - $88,631	COMPARE TO Everett, WA
CITY, STATE Kent, WA	AVERAGE SALARY RANGE $63,837 - $86,554	COMPARE TO Everett, WA
CITY, STATE Renton, WA	AVERAGE SALARY RANGE $65,303 - $88,543	COMPARE TO Everett, WA
CITY, STATE Bremerton, WA	AVERAGE SALARY RANGE $64,174 - $87,011	COMPARE TO Everett, WA

See salaries for Loans Officer in locations close to Everett, WA. Pay for the same job may vary based on the location and on the location and on other factors such as the size of company, the industry, and other local conditions.

About Everett, Washington

Everett is the county seat of and the largest city in Snohomish County, Washington, United States. It is located 25 miles (40 km) north of Seattle and is one of the main cities in the metropolitan area and Puget Sound region. Everett is the seventh-largest city in Washington state and had a total population of 103,019 at the 2010 census. The city is located at the mouth of the Snohomish River along Port Gardner Bay, an inlet of Possession Sound (itself part of Puget Sound). American settlement on the Everett peninsula began in the 1860s, with several sawmills built to serve the area's growing ...

Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia

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