Loans Officer Salary in Sacramento, CA

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How much does a Loans Officer make in Sacramento, CA?

As of March 01, 2025, the average annual salary for a Loans Officer in Sacramento, CA is $73,960. Salary.com reports that pay typically ranges from $63,870 to $86,612, with most professionals earning between $54,684 and $98,131.

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Salary range for a Loans Officer
$63,870 to $86,612
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What is a Loans Officer?

A Loans Officer is responsible for evaluating, authorizing, or recommending approval of loan applications for individuals and businesses. They analyze the financial status of loan applicants, review credit reports, and assess the risk involved in granting loans. Loans Officers also work with clients to explain loan options and terms, and ensure that all necessary documentation is completed accurately. They may also be responsible for monitoring and managing existing loan accounts, as well as promoting and marketing loan products to potential customers. Strong communication and customer service skills are essential for this role, as Loans Officers must be able to build and maintain relationships with clients while adhering to lending regulations and company policies.

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Loans Officer Salary By Experience Levels in Sacramento, CA

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RELEVANT JOB EXPERIENCE

Length of experience is a pay differentiator. Those with greater experience may have an advantage in negotiating salary. For those with less experience, other factors such as education or special skills could impact your pay. Please visit Professional Salary Report for more details.

Loans Officer Salary By Level of Education in Sacramento, CA

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LEVEL OF EDUCATION

Depending on the job, educational levels may have a significant impact on pay levels. Be informed and understand how things like education and certifications can help to increase potential earnings for the career you are interested in. Please visit Professional Salary Report for more details.

Average Salary Range for Loans Officer in Sacramento, CA

Average Base Salary

Core compensation

 
 
 
63870
86612
73960

Average Total Cash Compensation

Includes base and annual incentives

 
 
 
74222
104047
87336
What is the average salary for Loans Officer in 2025?
These charts show the average base salary (core compensation), as well as the average total cash compensation for the job of Loans Officer in Sacramento, CA. The base salary for Loans Officer ranges from $63,870 to $86,612 with the average base salary of $73,960. The total cash compensation, which includes base, and annual incentives, can vary anywhere from $74,222 to $104,047 with the average total cash compensation of $87,336.

View Average Salary for Loans Officer as table

Average Salary Average Salary Range
Base Salary $73,960 $63,870 - $86,612
Bonus $13,376 $10,352 - $17,435
Total Pay $87,336 $74,222 - $104,047
* Base Salary represents gross income before taxes and deductions. It does not include additional pay such as benefits, bonuses, profit sharing or commissions.
* Total Pay combines base salary, bonuses, profit sharing, tips, commissions, overtime pay and other forms of cash earnings, as applicable for this job.

Loans Officer Salary Near Sacramento, CA

CITY, STATE AVERAGE SALARY RANGE COMPARE TO Sacramento, CA
CITY, STATE Elk Grove, CA AVERAGE SALARY RANGE $63,888 - $86,636 COMPARE TO Sacramento, CA
CITY, STATE Roseville, CA AVERAGE SALARY RANGE $63,817 - $86,540 COMPARE TO Sacramento, CA
CITY, STATE Stockton, CA AVERAGE SALARY RANGE $63,143 - $85,626 COMPARE TO Sacramento, CA
CITY, STATE Fairfield, CA AVERAGE SALARY RANGE $66,280 - $89,881 COMPARE TO Sacramento, CA
CITY, STATE Antioch, CA AVERAGE SALARY RANGE $68,013 - $92,230 COMPARE TO Sacramento, CA
CITY, STATE Concord, CA AVERAGE SALARY RANGE $67,053 - $90,928 COMPARE TO Sacramento, CA
See salaries for Loans Officer in locations close to Sacramento, CA. Pay for the same job may vary based on the location and on the location and on other factors such as the size of company, the industry, and other local conditions.

View Salary for Similar Jobs to Loans Officer in Sacramento, CA

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JOB TITLE LOCATION MINIMUM SALARY MAXIMUM SALARY
JOB TITLE Officer, Entry - Mortgage Loans LOCATION Sacramento, CA MINIMUM SALARY $46,600 MAXIMUM SALARY $63,200
JOB TITLE Officer, Experienced - Mortgage Loans LOCATION Sacramento, CA MINIMUM SALARY $63,000 MAXIMUM SALARY $85,500
JOB TITLE Officer, Senior - Mortgage Loans LOCATION Sacramento, CA MINIMUM SALARY $88,200 MAXIMUM SALARY $121,100
JOB TITLE Loan Review Officer -Small Loans LOCATION Sacramento, CA MINIMUM SALARY $62,020 MAXIMUM SALARY $89,060
JOB TITLE Loan Review Officer - Large Loans LOCATION Sacramento, CA MINIMUM SALARY $88,600 MAXIMUM SALARY $121,500
JOB TITLE Loans Manager LOCATION Sacramento, CA MINIMUM SALARY $160,426 MAXIMUM SALARY $216,170
The Loans Officer job could be listed using titles that are not exactly the same, but actually are for the same or very similar job. Here are some job titles in Sacramento, CA that might be a good fit for the type of job and salary you are looking for.

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63870
86612

 

About Sacramento, California    Sacramento (/ˌsækrəˈmɛntoʊ/ SAK-rə-MEN-toh; Spanish: [sakɾaˈmento]) is the capital city of the U.S. state of California and the seat of Sacramento Cou....More

Sacramento, California  area prices were up 2.5% from a year ago

Loans Officer Salary in popular cities: Los Angeles, San Diego, San Jose

Recently searched related titles: Loan Closing Analyst, Home Loan Advisor, Loan Closing Officer

Learn more about: Compensation Packages, Employee Flight Risk, Gender Pay Gap, Job Openings for This Role

Jobs with a similar salary range to Loans Officer : Escrow Processor, Mortgage Loan Originator Assistant, Mortgage Loan Servicer