LowRates Salary

How much does the LowRates Pay for employees?

As of August 2026, the average weekly salary for employees at LowRates in the United States is $1,689. This translates to an approximate annual wage of $87,844. Salaries at LowRates typically range from $1,482 to $1,914 weekly, reflecting the diverse roles and experience levels within the company. LowRates’s salaries are influenced by a wide range of factors including job role, department, years of experience, and location.
DISCLAIMER: The salary range presented here is an estimation that has been derived from our proprietary algorithm. It should be noted that this range does not originate from the company's factual payroll records or survey data.

How Much Does LowRates Pay for Different Roles?

Explore detailed salary information for specific jobs at LowRates. The table below outlines the annual salary ranges for popular roles within the company, helping you benchmark potential earnings. Use 'View by Card/Table' option to find the data most relevant to your career path.
DISCLAIMER: The salary range presented here is an estimation that has been derived from our proprietary algorithm. It should be noted that this range does not originate from the company's factual payroll records or survey data.
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Current Job Openings at LowRates

Ready for your next career move? Explore current job openings at LowRates. Use the search tool below to find available positions by title and location and apply directly to start your career.

Is LowRates’s Pay Competitive? Salary Benchmarking Analysis

How does LowRates’s compensation stack up against the market? This analysis visualizes their annual average salary compared to its industry benchmark and key peer companies.
Peer Company & Industry Benchmarking
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Average Salary ($/year)
LowRates
Financial Services
United Consumer Finance Inc
Integrated Financial Planning Services
Industry Comparison
Our data shows that, on average, compensation at LowRates is below the average for the U.S. Financial Services industry by approximately 28%. This positioning suggests their pay is below the market average within their sector.
Peer Company Comparison
To provide a broader market perspective, we compared LowRates average annual salary with several similar companies. LowRates average salary of $87,844 is lower than United Consumer Finance Inc, which has an average salary of $94,088. It is lower than Integrated Financial Planning Services, with their average salary at $89,732. This places LowRates in a developing position among its peers.
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Employee Reviews: Working at LowRates

Considering a career at LowRates? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
Public transit options abound. You’re surrounded by experts who are happy to share their knowledge. This diligence builds trust with all stakeholders. Overall, it’s a motivating and stable employer. Employees are encouraged to upskill and explore cross-functional roles.
Decision-making is transparent, with regular town halls and Q&A sessions. Leadership is honest, goals are clear, and feedback is welcomed. This prevents burnout while maintaining high standards. Employee safety comes first. Employees have access to ongoing training and career development opportunities. Senior leaders are accessible and listen to feedback.
Training programs are top-notch. High-performing culture with accountability. Personal days accommodate unexpected needs. Sustainable business practices are operationalized. Training is available it is consistent.

LowRates Overview

Website
www.lowrates.com
Founded In
2013
Employees
<25 employees
Industry
Financial Services
Headquarter Address
77 Ctr Charlotte North Carolina NC 28217
Revenue
$5 Million - $10 Million
Phone Number
+1 8557862437
Social Media
About LowRates
To accomplish this, we empower our Loan Officers so that they can find great rates and provide the best fitting loan options to each customer - at amazing speeds. Our focus on technology has given us an edge in the mortgage industry to offer some of the fastest turn times available - so you can get into the home of your dreams sooner! Our commitment to our core values of people, experience, techno

What Benefits Does LowRates Offer Beyond Salary?

A competitive compensation package is more than just a salary. LowRates offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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What Is the Cost of Living Near Charlotte?

Understanding the cost of living near Charlotte is key to truly evaluating a salary offer or your current compensation at LowRates.
Charlotte's Cost of Living Index is approximately 98.9 (1.1% less expensive than US average; 3.0% more than NC average). Major financial hub, growing, housing near US avg. CATS bus/Light Rail. When planning your budget based on a salary from LowRates, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,300 - $1,900+ A significant portion of LowRates salary. Location choices impact this heavily.
Utilities (Basic) $140 - $230 Electricity, Heating, Cooling, Water etc.
Public Transportation $88 (CATS monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $400 - $590 Can be higher with more dining out or specialty stores.
Personal & Leisure $400 - $730+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $370 - $690+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,698 - $4,148+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of LowRates

1. What is the average salary for employees at LowRates?

The average annual total compensation for employees at LowRates is approximately $87,844. However, this is an aggregate figure, actual salaries can range significantly, typically from $77,047 to $99,539, depending on factors like job role, experience, and location.

2. How much does LowRates pay compared to United Consumer Finance Inc?

The average annual salary at LowRates is $87,844, or an hourly wage of $42, in comparison to United Consumer Finance Inc which pays $94,088 per year or $45 per hour.

3. What is the lowest salary at LowRates?

The lowest-paying job at LowRates is a Loan Officer Assistant with a salary of $37,172 per year. The lowest- paying job depends heavily on the specific role, location, whether it's an hourly or salaried position, and if it's full-time, part-time, or an internship. Generally, entry-level positions might represent the lower end of the pay scale.

4. How does having a professional certification impact salary for relevant roles at LowRates?

Professional certifications like PMP (for Project Managers), CPA (for Accountants), or another relevant certification for the industry can often lead to higher salaries and better job prospects at LowRates for applicable roles. Certifications demonstrate a verified level of expertise and commitment to a profession, making candidates more competitive.

5. Does LowRates offer cost-of-living adjustments (COLA) for employees in high-cost areas like Charlotte?

While some companies offer formal COLA, many, including potentially LowRates, incorporate cost of living considerations into their overall salary structure for different locations rather than as a separate, itemized adjustment. This means their base pay bands for roles in high-cost cities like New York City are generally set higher to account for these local market factors.

6. What's the typical process for salary reviews and raises at LowRates?

Most companies, likely including LowRates, conduct formal salary reviews annually, often tied to performance evaluations. During these reviews, factors like individual performance, meeting goals, company performance, and market adjustments are typically considered for potential salary increases.