Capstone Insurance & Financial Services Salary

Capstone Insurance & Financial Services Salary

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As of August 2026, the average annual salary for employees at Capstone Insurance & Financial Services in the United States is $99,415. This translates to an approximate hourly wage of $48. Salaries at Capstone Insurance & Financial Services typically range from $87,466 to $112,403 annually, reflecting the diverse roles and experience levels within the company.
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Current Job Openings at Capstone Insurance & Financial Services

Ready for your next career move? Explore current job openings at Capstone Insurance & Financial Services. Use the search tool below to find available positions by title and location and apply directly to start your career.

Is Capstone Insurance & Financial Services’s Pay Competitive? Salary Benchmarking Analysis

How does Capstone Insurance & Financial Services's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
Clear Choice Insurance $85,586
-13.9%
Clear Choice Insurance focuses strategically on recruiting and training entry-level apprentices.
Boyles Moak Insurance Services $81,768
-17.8%
Normalized for lower cost-of-living zones where Boyles Moak Insurance Services primarily operates.
McQueen Insurance Agency Inc $103,128
+3.7%
Supported by McQueen Insurance Agency Inc's high-margin contracts allowing higher overhead.
Allen Bailey & Associates Inc $88,603
-10.9%
Allen Bailey & Associates Inc may offer non-monetary perks in lieu of competitive base salaries.
Insurance Industry $123,858
+24.6%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

How Capstone Insurance & Financial Services's Salaries Compare to Similar Companies?

Explore companies in the same industry to compare average salaries, benefits, and career opportunities with those at Capstone Insurance & Financial Services. Click a company name to learn more.

Employee Reviews: Working at Capstone Insurance & Financial Services

Considering a career at Capstone Insurance & Financial Services? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
The culture promotes innovation, and new ideas are welcomed. The company operates with a focus on compliance and efficiency. The office environment is collaborative, making it easy to ask for help when needed. Benefits like health coverage, retirement plans, and performance bonuses are excellent.
Commented in May 19, 2025
29
2
The company follows industry standards with a focus on efficiency. Processes are efficient, though some could be modernized. Benefits meet industry norms, and the office environment is comfortable. Colleagues are friendly and always willing to assist. It’s a practical choice for those who value consistency over rapid change. I’d recommend this company to professionals seeking growth in insurance.
Commented in June 25, 2024
35
2
I’ve developed valuable skills here and feel motivated to contribute long-term. Training programs are robust, ensuring employees stay updated with industry trends. The insurance industry can be demanding, but the team makes it manageable.
Commented in February 06, 2024
25
1

Capstone Insurance & Financial Services Overview

Website
www.capstonecoverage.com
Founded In
2014
Employees
<25 employees
Industry
Insurance
Headquarter Address
1386 Rte 9 Toms River New Jersey NJ 08755
Revenue
$5 Million - $10 Million
Phone Number
+1 7322869600
Social Media
About Capstone Insurance & Financial Services
Capstone Insurance & Financial Services employs an experienced team of licensed professionals that provide excellent customer service and attention to your business and personal insurance and financial needs. We will work with you one on one to identify your goals and secure coverage for your business and personal insurance needs. We are an independent insurance agency that offers a personalized a

What Benefits Does Capstone Insurance & Financial Services Offer Beyond Salary?

A competitive compensation package is more than just a salary. Capstone Insurance & Financial Services offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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What Is the Cost of Living Near Toms River?

Understanding the cost of living near Toms River is key to truly evaluating a salary offer or your current compensation at Capstone Insurance & Financial Services.
Toms River's Cost of Living Index is approximately 109.8 (9.8% more expensive than US average; 3.8% less than NJ average). Ocean County, Jersey Shore, housing costs above US avg. NJ Transit, Ocean Ride. When planning your budget based on a salary from Capstone Insurance & Financial Services, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,500 - $2,200+ A significant portion of Capstone Insurance & Financial Services salary. Location choices impact this heavily.
Utilities (Basic) $160 - $270 Electricity, Heating, Cooling, Water etc.
Public Transportation NJ Transit bus, Ocean Ride Essential for most commuters; car ownership is costly.
Groceries (Single Person) $440 - $650 Can be higher with more dining out or specialty stores.
Personal & Leisure $400 - $750+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $390 - $720+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,940 - $4,590+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Capstone Insurance & Financial Services

1. What is the estimated average total compensation at Capstone Insurance & Financial Services?

Salary.com estimates that the average total compensation package at Capstone Insurance & Financial Services, which can include base salary, potential bonuses, and benefits, is around $99,415 annually . Total compensation provides a more holistic view of an employee's earnings.

2. How much does Capstone Insurance & Financial Services pay compared to Clear Choice Insurance?

The average annual salary at Capstone Insurance & Financial Services is $99,415, or an hourly wage of $48, in comparison to Clear Choice Insurance which pays $85,586 per year or $41 per hour.

3. Do salaries differ significantly between departments at Capstone Insurance & Financial Services?

Yes, salaries often differ between departments at Capstone Insurance & Financial Services due to varying market demand for specific skill sets and the nature of the roles. For example, technical roles in Engineering or IT may command different salary ranges compared to roles in Marketing or Human Resources.

4. What's the typical salary progression for an employee moving from an entry-level to a senior role at Capstone Insurance & Financial Services?

Salary progression from an entry-level to a senior role at Capstone Insurance & Financial Services can be significant, often involving several promotions and substantial pay increases. For example, an entry-level Analyst might see their salary potentially double or more as they progress to a Senior Manager or Director position over several years, assuming strong performance and development.

5. How can I determine if a salary offer from Capstone Insurance & Financial Services in Toms River is fair given the local cost of living?

To determine if a salary offer from Capstone Insurance & Financial Services in Toms River is fair, first compare the gross salary to our data for similar roles at Capstone Insurance & Financial Services and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Toms River" to understand its purchasing power.

6. Are promotions at Capstone Insurance & Financial Services usually accompanied by a significant salary increase?

Yes, promotions at Capstone Insurance & Financial Services are generally accompanied by a salary increase. The amount of the increase typically reflects the greater responsibilities, skills, and scope of the new role. The percentage increase can vary widely depending on the level of promotion and the company's compensation structure.

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