VML Insurance Programs Salary

As of August 2026, the average hourly salary for employees at VML Insurance Programs in the United States is $46. This translates to an approximate annual wage of $95,723. Salaries at VML Insurance Programs typically range from $40 to $52 hourly, reflecting the diverse roles and experience levels within the company.

How Much Does VML Insurance Programs Pay for Different Roles?

Explore detailed salary information for specific jobs at VML Insurance Programs. Based on our data, the highest paying job is the Safety Consultant, with an hourly wage of $38. The table below outlines the hourly wage ranges for most popular roles within the company.
How accurate does the salary look to you?

Current Job Openings at VML Insurance Programs

Ready for your next career move? Explore current job openings at VML Insurance Programs. Use the search tool below to find available positions by title and location and apply directly to start your career.

Is VML Insurance Programs’s Pay Competitive? Salary Benchmarking Analysis

How does VML Insurance Programs's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
Nicholson & Associates Insurance LLC $44
-4.4%
Nicholson & Associates Insurance LLC focuses strategically on recruiting and training entry-level apprentices.
Jones Raulston Title Insurance Agency Inc $39
-15.2%
Jones Raulston Title Insurance Agency Inc operates with a leaner overhead structure, impacting base wage offers.
Rhode Island Psychological Association $48
+4.6%
Influenced by prevailing union wage agreements specific to Rhode Island Psychological Association's sector.
Iial $41
-10.3%
Iial likely leverages performance bonuses over the high base salary shown here.
Insurance Industry $60
+29.4%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

Employee Reviews: Working at VML Insurance Programs

Considering a career at VML Insurance Programs? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
The company provides clear expectations, making it easy to perform tasks efficiently. The company fosters a collaborative environment where employees are encouraged to grow professionally. The company provides a stable work environment with clear processes. Training programs keep skills sharp, and promotions are attainable. While not the most dynamic, it’s a dependable workplace.
Management values work-life balance, and benefits like health coverage are strong. This company truly cares about its employees. Reliable employer overall. While the benefits are standard, they meet industry expectations. Managers are approachable, and teamwork is a core value. Team dynamics are smooth, and supervisors are fair. My experience here has been decent. Compensation is fair, with standa...
The culture promotes innovation, and new ideas are welcomed. Management is supportive, and the team works well together. The culture promotes both individual accountability and teamwork. The insurance industry knowledge shared internally is invaluable.

VML Insurance Programs Overview

Website
www.vmlins.org
Founded In
1980
Employees
50 - 100 employees
Industry
Insurance
Headquarter Address
PO Box 3239 Glen Allen Virginia VA 23058
Revenue
$5 Million - $10 Million
Phone Number
+1 8042730038
Social Media
About VML Insurance Programs
VML Insurance Programs (VMLIP) is the first and largest group self-insurance pool in the Commonwealth of Virginia. For more than 35 years VMLIP has provided auto, property, liability, and workers' compensation coverage to more than 470 local political subdivisions across Virginia. VMLIP's programs are designed to meet the needs of all Virginia local governments - from the smallest to the largest.

What Benefits Does VML Insurance Programs Offer Beyond Salary?

A competitive compensation package is more than just a salary. VML Insurance Programs offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
Work at VML Insurance Programs?
Share your experience
How Much Should You Be Earning?

Get an estimated calculation of how much you should be earning and insight into your career options.

illustration

What Is the Cost of Living Near Richmond?

Understanding the cost of living near Richmond is key to truly evaluating a salary offer or your current compensation at VML Insurance Programs.
Richmond's Cost of Living Index is approximately 95.8 (4.2% less expensive than US average; 8.0% less than VA average). State capital, historic, arts/food scene, affordable housing. GRTC bus. When planning your budget based on a salary from VML Insurance Programs, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,100 - $1,600+ A significant portion of VML Insurance Programs salary. Location choices impact this heavily.
Utilities (Basic) $130 - $220 Electricity, Heating, Cooling, Water etc.
Public Transportation $60 (GRTC monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $400 - $580 Can be higher with more dining out or specialty stores.
Personal & Leisure $380 - $700+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $370 - $690+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,440 - $3,790+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of VML Insurance Programs

1. What is the typical salary range (low to high) for most roles at VML Insurance Programs?

The typical salary range for most roles at VML Insurance Programs is approximately from $40 to $52 per hour. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. How much does VML Insurance Programs pay compared to Nicholson & Associates Insurance LLC?

The average annual salary at VML Insurance Programs is $95,723, or an hourly wage of $46, in comparison to Nicholson & Associates Insurance LLC which pays $91,557 per year or $44 per hour.

3. Do salaries differ significantly between departments at VML Insurance Programs?

Yes, salaries often differ between departments at VML Insurance Programs due to varying market demand for specific skill sets and the nature of the roles. For example, technical roles in Engineering or IT may command different salary ranges compared to roles in Marketing or Human Resources.

4. How does experience level affect salary at VML Insurance Programs?

Experience level is a significant factor in determining salary at VML Insurance Programs, as it is with most employers. Generally, employees with more years of relevant experience and a proven track record can command higher salaries. For example, a senior-level role will typically have a higher pay band than an entry-level or mid-career position within the same job family.

5. How can I determine if a salary offer from VML Insurance Programs in Richmond is fair given the local cost of living?

To determine if a salary offer from VML Insurance Programs in Richmond is fair, first compare the gross salary to our data for similar roles at VML Insurance Programs and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Richmond" to understand its purchasing power.

6. What factors influence salary increases at VML Insurance Programs?

Salary increases at VML Insurance Programs are likely influenced by a combination of factors, including: individual employee performance against set goals, overall company performance and profitability, budget availability, changes in the market rate for similar roles (market adjustments), and sometimes cost-of-living increases.