LTDT Insurance Salary

As of August 2026, the average annual salary for employees at LTDT Insurance in the United States is $84,247. This translates to an approximate hourly wage of $41. Salaries at LTDT Insurance typically range from $74,124 to $95,247 annually, reflecting the diverse roles and experience levels within the company.

How Much Does LTDT Insurance Pay for Different Roles?

Explore detailed salary information for specific jobs at LTDT Insurance. Based on our data, the highest paying job is the Independent Insurance Agent, with an annual salary of $71,292. The table below outlines the annual salary ranges for most popular roles within the company.
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Current Job Openings at LTDT Insurance

Ready for your next career move? Explore current job openings at LTDT Insurance. Use the search tool below to find available positions by title and location and apply directly to start your career.

Is LTDT Insurance’s Pay Competitive? Salary Benchmarking Analysis

How does LTDT Insurance's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
Recovery Insurance Adjusters Inc $89,774
+6.6%
Supported by Recovery Insurance Adjusters Inc's high-margin contracts allowing higher overhead.
NUSA Group Inc $86,272
+2.4%
Reflects stabilized pricing equilibrium for commercial construction roles in this region.
Anderson Adjustment Co Inc $98,634
+17.1%
Data suggests Anderson Adjustment Co Inc's workforce skews heavily towards veteran, high-tenure roles.
Speegle Agency $87,780
+4.2%
Reflects structural premiums typical of Speegle Agency's large-cap national operations.
Insurance Industry $123,858
+47.0%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

Employee Reviews: Working at LTDT Insurance

Considering a career at LTDT Insurance? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
This insurance company fosters a positive and motivating workplace. Leadership encourages creative problem-solving, and colleagues are collaborative. The benefits package, including dental and vision, is impressive. While the benefits are standard, they meet industry expectations. Benefits like health coverage and retirement plans are solid.
Company events foster a strong sense of community. The team is cooperative, and management maintains open communication. The insurance knowledge gained here is valuable for long-term career growth. Management is competent, though not overly innovative. The office vibe is energetic, and employee recognition programs are motivating. Colleagues are competent, though interactions are minimal.
It’s a great place for long-term career growth. Colleagues are professional, and turnover is low. There’s room for improvement in internal communication, but overall, it’s a decent place to work if you value stability and structured workflows. It’s a reliable place to work if you value consistency in the insurance sector. The leadership team communicates clearly, and employee feedback is valued.

LTDT Insurance Overview

Website
www.ltdtinc.com
Founded In
2013
Employees
<25 employees
Industry
Insurance
Headquarter Address
2930 SE Santa Barbara Pl Cape Coral Florida FL 33904
Revenue
<$5 Million
Phone Number
+1 2392600160
Social Media
About LTDT Insurance
ACA, Agent, Annuities, Annuity, Avoid probate, Business Insurance, CDs, College funds, Dental insurance, Dental Plan, Dental, Disability insurance, Disability, Final Expense, Financial Planning, Florida Blue, Florida Final Expense, Florida Guarantee Life, Florida health insurance, Florida Insurance Agent, Florida Insurance, Florida Life Insurance, Florida Term Life, Florida Universal Life, Florida

What Benefits Does LTDT Insurance Offer Beyond Salary?

A competitive compensation package is more than just a salary. LTDT Insurance offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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What Is the Cost of Living Near Cape Coral?

Understanding the cost of living near Cape Coral is key to truly evaluating a salary offer or your current compensation at LTDT Insurance.
Cape Coral's Cost of Living Index is approximately 99.5 (0.5% less expensive than US average; 3.5% less than FL average). SW FL city with many canals, housing costs near US average. LeeTran. When planning your budget based on a salary from LTDT Insurance, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,350 - $2,000+ A significant portion of LTDT Insurance salary. Location choices impact this heavily.
Utilities (Basic) $170 - $280 Electricity, Heating, Cooling, Water etc.
Public Transportation $40 (LeeTran monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $400 - $590 Can be higher with more dining out or specialty stores.
Personal & Leisure $380 - $700+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $370 - $690+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,710 - $4,260+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of LTDT Insurance

1. What is the typical salary range (low to high) for most roles at LTDT Insurance?

The typical annual salary range for most roles at LTDT Insurance is approximately from $74,124 to $95,247. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. How much does LTDT Insurance pay compared to Recovery Insurance Adjusters Inc?

The average annual salary at LTDT Insurance is $84,247, or an hourly wage of $41, in comparison to Recovery Insurance Adjusters Inc which pays $89,774 per year or $43 per hour.

3. Do salaries differ significantly between departments at LTDT Insurance?

Yes, salaries often differ between departments at LTDT Insurance due to varying market demand for specific skill sets and the nature of the roles. For example, technical roles in Engineering or IT may command different salary ranges compared to roles in Marketing or Human Resources.

4. How does experience level affect salary at LTDT Insurance?

Experience level is a significant factor in determining salary at LTDT Insurance, as it is with most employers. Generally, employees with more years of relevant experience and a proven track record can command higher salaries. For example, a senior-level role will typically have a higher pay band than an entry-level or mid-career position within the same job family.

5. How can I determine if a salary offer from LTDT Insurance in Cape Coral is fair given the local cost of living?

To determine if a salary offer from LTDT Insurance in Cape Coral is fair, first compare the gross salary to our data for similar roles at LTDT Insurance and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Cape Coral" to understand its purchasing power.

6. Why might an individual's actual salary at LTDT Insurance differ from the ranges shown here?

An individual's actual salary at LTDT Insurance can differ from our estimated ranges due to various factors. These include their specific years of experience in the role, unique skills or certifications, educational background, performance record, the specific team or department they join, negotiation outcomes, and even the precise timing of when they were hired relative to market fluctuations. Our ranges represent typical compensation.