Sapphire Mortgage Salary

As of August 2026, the average annual salary for employees at Sapphire Mortgage in the United States is $91,820. This translates to an approximate hourly wage of $44. Salaries at Sapphire Mortgage typically range from $80,538 to $104,051 annually, reflecting the diverse roles and experience levels within the company.

How Much Does Sapphire Mortgage Pay for Different Roles?

Explore detailed salary information for specific jobs at Sapphire Mortgage. Based on our data, the highest paying job is the Mortgage Loan Officer, with an annual salary of $41,254. The table below outlines the annual salary ranges for most popular roles within the company.
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Current Job Openings at Sapphire Mortgage

Ready for your next career move? Explore current job openings at Sapphire Mortgage. Use the search tool below to find available positions by title and location and apply directly to start your career.

Is Sapphire Mortgage’s Pay Competitive? Salary Benchmarking Analysis

How does Sapphire Mortgage's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
Home Mortgage Houston $91,335
-0.5%
Reflects stabilized pricing equilibrium for commercial construction roles in this region.
Northern States Mortgage LLC $85,365
-7.0%
Normalized for lower cost-of-living zones where Northern States Mortgage LLC primarily operates.
Menai Financial Group LLC $105,849
+15.3%
Driven by niche technical certifications required for Menai Financial Group LLC's specialized projects.
Pioneers Home Loans $100,892
+9.9%
Reflects structural premiums typical of Pioneers Home Loans's large-cap national operations.
Financial Services Industry $121,514
+32.3%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

Employee Reviews: Working at Sapphire Mortgage

Considering a career at Sapphire Mortgage? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
There's a strong focus on innovation and ethical practices. The workload varies but generally remains manageable. Annual reviews include market benchmarking. Time limits are enforced.
The work is fast-paced but rewarding, with opportunities to shape industry trends. Colleagues are incredibly knowledgeable and supportive. I'm proud to represent a company with such strong moral principles. Working has been an exceptional experience.
Ramp-up periods are realistic. Supportive leadership and clear communication foster a collaborative work environment. Dual monitors are standard. Meeting culture is productive and respectful.

Sapphire Mortgage Overview

Website
www.mauismortgage.com
Founded In
1996
Employees
<25 employees
Industry
Financial Services
Headquarter Address
193 N Church St Wailuku Hawaii HI 96793
Revenue
<$5 Million
Phone Number
+1 8082428110
Social Media
About Sapphire Mortgage
At Sapphire Mortgage, we provide loan choices in a simple and easy format so you are sure to have a clear understanding of your new mortgage as well assurance that you picked the right one! Another cornerstone to Sapphire Mortgage's success is we subscribe to RateAlert, a real time MBS trading feed and monitoring system to help our clients secure the best possible interest rate.

What Benefits Does Sapphire Mortgage Offer Beyond Salary?

A competitive compensation package is more than just a salary. Sapphire Mortgage offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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What Is the Cost of Living Near Honolulu?

Understanding the cost of living near Honolulu is key to truly evaluating a salary offer or your current compensation at Sapphire Mortgage.
Honolulu's Cost of Living Index is approximately 175.5 (75.5% more expensive than US average; 3.2% more than HI average). Extremely expensive, driven by very high housing costs and imported goods. TheBus is extensive. When planning your budget based on a salary from Sapphire Mortgage, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $2,000 - $3,000+ A significant portion of Sapphire Mortgage salary. Location choices impact this heavily.
Utilities (Basic) $200 - $350 (High electric) Electricity, Heating, Cooling, Water etc.
Public Transportation $70 (TheBus monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $600 - $900 Can be higher with more dining out or specialty stores.
Personal & Leisure $500 - $900+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $450 - $850+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $3,820 - $5,900+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Sapphire Mortgage

1. What is the estimated average total compensation at Sapphire Mortgage?

Salary.com estimates that the average total compensation package at Sapphire Mortgage, which can include base salary, potential bonuses, and benefits, is around $91,820 annually . Total compensation provides a more holistic view of an employee's earnings.

2. How much does Sapphire Mortgage pay compared to Home Mortgage Houston?

The average annual salary at Sapphire Mortgage is $91,820, or an hourly wage of $44, in comparison to Home Mortgage Houston which pays $91,335 per year or $44 per hour.

3. Do salaries differ significantly between departments at Sapphire Mortgage?

Yes, salaries often differ between departments at Sapphire Mortgage due to varying market demand for specific skill sets and the nature of the roles. For example, technical roles in Engineering or IT may command different salary ranges compared to roles in Marketing or Human Resources.

4. What's the typical salary progression for an employee moving from an entry-level to a senior role at Sapphire Mortgage?

Salary progression from an entry-level to a senior role at Sapphire Mortgage can be significant, often involving several promotions and substantial pay increases. For example, an entry-level Analyst might see their salary potentially double or more as they progress to a Senior Manager or Director position over several years, assuming strong performance and development.

5. How can I determine if a salary offer from Sapphire Mortgage in Honolulu is fair given the local cost of living?

To determine if a salary offer from Sapphire Mortgage in Honolulu is fair, first compare the gross salary to our data for similar roles at Sapphire Mortgage and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Honolulu" to understand its purchasing power.

6. Are promotions at Sapphire Mortgage usually accompanied by a significant salary increase?

Yes, promotions at Sapphire Mortgage are generally accompanied by a salary increase. The amount of the increase typically reflects the greater responsibilities, skills, and scope of the new role. The percentage increase can vary widely depending on the level of promotion and the company's compensation structure.