SMS Retirement Salary

As of August 2026, the average annual salary for employees at SMS Retirement in the United States is $89,626. This translates to an approximate hourly wage of $43. Salaries at SMS Retirement typically range from $78,861 to $101,344 annually, reflecting the diverse roles and experience levels within the company.

How Much Does SMS Retirement Pay for Different Roles?

Explore detailed salary information for specific jobs at SMS Retirement. Based on our data, the highest paying job is the Retirement Plan Administrator, with an annual salary of $70,180. The table below outlines the annual salary ranges for most popular roles within the company.
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Current Job Openings at SMS Retirement

Ready for your next career move? Explore current job openings at SMS Retirement. Use the search tool below to find available positions by title and location and apply directly to start your career.

Is SMS Retirement’s Pay Competitive? Salary Benchmarking Analysis

How does SMS Retirement's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
midwest pension actuaries Inc $92,590
+3.3%
Influenced by prevailing union wage agreements specific to midwest pension actuaries Inc's sector.
Lawrence C Musgrove Associates $82,802
-7.6%
Typical compensation structure for smaller regional agencies like Lawrence C Musgrove Associates.
Pension Planners Northwest Inc $87,358
-2.5%
Reflects stabilized pricing equilibrium for commercial construction roles in this region.
Benefits Outsource Inc $86,515
-3.5%
Reflects market rates for standard general contracting, differing from specialized roles.
Insurance Industry $123,858
+38.2%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

Employee Reviews: Working at SMS Retirement

Considering a career at SMS Retirement? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
This company stands out for its employee-centric approach. Communication from upper management is frequent but could be more detailed. Managers are supportive of skill-building, and promotions are merit-based. The culture is collaborative, and innovation is encouraged.
The workload is manageable, and the team culture is supportive. The insurance products are reputable, adding credibility to daily tasks. This company offers a supportive environment for insurance professionals. For anyone looking for stability and growth in insurance, this is a solid choice. Team dynamics are average. Managers are supportive and provide constructive feedback. The company also offe...
The culture here is inclusive and motivating. Benefits like tuition reimbursement and hybrid work options add value. The company values innovation and encourages employees to share ideas. The company offers a stable career path with good compensation.

SMS Retirement Overview

Website
www.smsretirement.com
Founded In
Data pending, update soon.
Employees
<25 employees
Industry
Insurance
Headquarter Address
4540 Cooper Rd Cincinnati Ohio OH 45242
Revenue
<$5 Million
Phone Number
+1 5139846100
Social Media
About SMS Retirement
Schneider, Male & Strakowski Co., E.A. dba SMS Retirement is a consulting firm located in Cincinnati, Ohio, that has been providing retirement plan services since 1985. We work in partnership with you, your accountant, your attorney and your investment advisor to design and administer a retirement plan that will provide tax sheltered strategies as well as a substantial retirement income. We curren

What Benefits Does SMS Retirement Offer Beyond Salary?

A competitive compensation package is more than just a salary. SMS Retirement offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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What Is the Cost of Living Near Cincinnati?

Understanding the cost of living near Cincinnati is key to truly evaluating a salary offer or your current compensation at SMS Retirement.
Cincinnati's Cost of Living Index is approximately 85.3 (14.7% less expensive than US average; 6.1% less than OH average). SW OH city, affordable housing. Metro bus, Connector streetcar (free). When planning your budget based on a salary from SMS Retirement, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $950 - $1,400+ A significant portion of SMS Retirement salary. Location choices impact this heavily.
Utilities (Basic) $140 - $230 Electricity, Heating, Cooling, Water etc.
Public Transportation $70 (Metro monthly pass, Connector free) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $380 - $560 Can be higher with more dining out or specialty stores.
Personal & Leisure $350 - $650+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $360 - $670+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,250 - $3,510+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of SMS Retirement

1. What is the estimated average total compensation at SMS Retirement?

Salary.com estimates that the average total compensation package at SMS Retirement, which can include base salary, potential bonuses, and benefits, is around $89,626 annually . Total compensation provides a more holistic view of an employee's earnings.

2. How much does SMS Retirement pay compared to midwest pension actuaries Inc?

The average annual salary at SMS Retirement is $89,626, or an hourly wage of $43, in comparison to midwest pension actuaries Inc which pays $92,590 per year or $45 per hour.

3. Do salaries differ significantly between departments at SMS Retirement?

Yes, salaries often differ between departments at SMS Retirement due to varying market demand for specific skill sets and the nature of the roles. For example, technical roles in Engineering or IT may command different salary ranges compared to roles in Marketing or Human Resources.

4. What's the typical salary progression for an employee moving from an entry-level to a senior role at SMS Retirement?

Salary progression from an entry-level to a senior role at SMS Retirement can be significant, often involving several promotions and substantial pay increases. For example, an entry-level Analyst might see their salary potentially double or more as they progress to a Senior Manager or Director position over several years, assuming strong performance and development.

5. How can I determine if a salary offer from SMS Retirement in Cincinnati is fair given the local cost of living?

To determine if a salary offer from SMS Retirement in Cincinnati is fair, first compare the gross salary to our data for similar roles at SMS Retirement and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Cincinnati" to understand its purchasing power.

6. Are promotions at SMS Retirement usually accompanied by a significant salary increase?

Yes, promotions at SMS Retirement are generally accompanied by a salary increase. The amount of the increase typically reflects the greater responsibilities, skills, and scope of the new role. The percentage increase can vary widely depending on the level of promotion and the company's compensation structure.