Universal Lending Salary

Universal Lending Salary

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As of April 2026, the average annual salary for employees at Universal Lending in the United States is $89,469. This translates to an approximate hourly wage of $43. Salaries at Universal Lending typically range from $78,450 to $101,562 annually, reflecting the diverse roles and experience levels within the company.

How Much Does Universal Lending Pay for Different Roles?

Explore detailed salary information for specific jobs at Universal Lending. Based on our data, the highest paying job is the Business Anaylst, with an annual salary of $136,585. The table below outlines the annual salary ranges for most popular roles within the company.

Digital Services Specialist

$34,932 / year

Salary Range: $31,525 - $38,948

Security Services

Contact Center Agent

$86,351 / year

Salary Range: $75,884 - $100,095

Sales

Fraud and Security Specialist

$91,520 / year

Salary Range: $78,966 - $105,937

Security Services

Digital Support Agent

$69,758 / year

Salary Range: $61,896 - $78,750

Construction

Business Anaylst

$136,585 / year

Salary Range: $115,388 - $156,730

Library

Digital Banking Agent

$69,758 / year

Salary Range: $61,896 - $78,750

Construction

Turn Insight into Opportunity: Current Job Openings

Ready for your next career move? Explore current job openings at Universal Lending.
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About Universal Lending: Company Profile

Website
www.ulc.com
Founded In
1981
Employees
200 - 500 employees
Industry
Financial Services
Headquarter Location
ARVADA
Revenue
<$5 Million
Phone Number
-
Social Media
About UNIVERSAL LENDING
Universal Lending was founded over 35 years ago on the principle that our customers deserve individual and specialized attention throughout the mortgage process. This is why we have one of the highest rates of repeat borrowers in the business. Our mortgage professionals embrace our passion for customer care, and educate and empower each potential home buyer throughout the entire process, so they m

Employee Reviews: Insights on Salary, Culture & Work-Life

Gain authentic perspectives from current and former employees. These anonymous reviews offer invaluable insights into Universal Lending's culture, work-life balance, management, and employee sentiment regarding salary satisfaction, bonus payouts, and benefits.
Beyond the financial aspects, the company fosters a high-performance culture balanced with initiatives for employee well-being, demonstrating a holistic approach to staff satisfaction. Management is polite but often distant from frontline employees. Positive, motivating culture boosts productivity daily. Processes are well-documented, and expectations are clear. I’ve switched departments twice wit...
Commented in April 28, 2025
10
3
It's a great place to learn from experienced professionals in the financial field. The roadmap balances ambition with realism. Pay and benefits are competitive and it is somehow outstanding.
Commented in November 16, 2024
21
3
Buddies provide peer support beyond HR training. The company offers meaningful work, steady professional development, and competitive compensation. Dynamic workplace with constant learning. Ideal for those who enjoy consistency and prefer working within defined boundaries.
Commented in September 04, 2024
42
2
This environment works well for those who appreciate routine and job security but may frustrate employees seeking dynamic challenges. Career progression is transparent, with clear paths to promotion. Ethical values guide daily operations. I’ve received valuable mentoring, and career conversations happen regularly. Overall, it’s a stable workplace that prioritizes routine over rapid change. Project...
Commented in May 13, 2024
9
1
There’s an impressive balance of challenge and support. Regular updates and open forums ensure we are all informed and aligned, fostering a strong sense of trust and shared purpose. This culture of respect, trust, and innovation makes it an excellent place to work.
Commented in February 13, 2024
24
0

How Universal Lending's Salaries Compare to Similar Companies?

The data below provides a snapshot of what comparable firms are paying, offering crucial context for evaluating Universal Lending’s pay competitiveness. Click on a company for a deeper dive.

Is Universal Lending’s Pay Competitive? Salary Benchmarking Analysis

How does Universal Lending's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
IMH $86,671
-3.1%
IMH focuses strategically on recruiting and training entry-level apprentices.
TENNESSE DEPARTMENT OF HEALTH $75,197
-16.0%
Reflects market rates for standard general contracting, differing from specialized roles.
GLOBAL LENDING SERVICES LLC $82,515
-7.8%
Typical compensation structure for smaller regional agencies like GLOBAL LENDING SERVICES LLC.
SUCCESS MORTGAGE PARTNERS $90,223
+0.8%
Suggests SUCCESS MORTGAGE PARTNERS utilizes a highly similar base-plus-benefits compensation model.
Financial Services Industry $121,514
+35.8%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

What Is the Cost of Living Near Arvada?

Understanding the cost of living near Arvada is key to truly evaluating a salary offer or your current compensation at Universal Lending.
Arvada's Cost of Living Index is approximately 113.2 (13.2% more expensive than US average; 7.5% more than CO average). Denver suburb, historic Olde Town, housing costs above US average. RTD G Line. When planning your budget based on a salary from Universal Lending, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,600 - $2,300+ A significant portion of Universal Lending salary. Location choices impact this heavily.
Utilities (Basic) $130 - $220 Electricity, Heating, Cooling, Water etc.
Public Transportation $114 (RTD regional pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $420 - $620 Can be higher with more dining out or specialty stores.
Personal & Leisure $380 - $720+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $380 - $690+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $3,044 - $4,634+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

Most Common Questions About Universal Lending

FAQ 1: What is the typical salary range (low to high) for most roles at Universal Lending?
The typical annual salary range for most roles at Universal Lending is approximately from $78,450 to $101,562. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.
FAQ 2: How much does Universal Lending pay compared to IMH?
The average annual salary at Universal Lending is $89,469, or an hourly wage of $43, in comparison to IMH which pays $86,671 per year or $42 per hour.
FAQ 3: How does experience level affect salary at Universal Lending?
Experience level is a significant factor in determining salary at Universal Lending, as it is with most employers. Generally, employees with more years of relevant experience and a proven track record can command higher salaries. For example, a senior-level role will typically have a higher pay band than an entry-level or mid-career position within the same job family.
FAQ 4: How can I determine if a salary offer from Universal Lending in Arvada is fair given the local cost of living?
To determine if a salary offer from Universal Lending in Arvada is fair, first compare the gross salary to our data for similar roles at Universal Lending and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Arvada" to understand its purchasing power.
FAQ 5: Are the salaries listed for Universal Lending on Salary.com pre-tax or after-tax?
All salary figures displayed for Universal Lending, including average base salary and estimated total compensation, are pre-tax amounts. They do not account for federal, state, or local income taxes, nor deductions for benefits like health insurance or 401(k) contributions.

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