Upstart Salary

As of June 2026, the average annual salary for employees at Upstart in the United States is $108,376. This translates to an approximate hourly wage of $52. Salaries at Upstart typically range from $95,029 to $123,024 annually, reflecting the diverse roles and experience levels within the company.

How Much Does Upstart Pay for Different Roles?

Explore detailed salary information for specific jobs at Upstart. Based on our data, the highest paying job is the Business Anaylst, with an annual salary of $136,585. The table below outlines the annual salary ranges for most popular roles within the company.

Digital Services Specialist

$34,932 / year

Salary Range: $31,525 - $38,948

Security Services

Contact Center Agent

$86,351 / year

Salary Range: $75,884 - $100,095

Sales

Fraud and Security Specialist

$91,520 / year

Salary Range: $78,966 - $105,937

Security Services

Digital Support Agent

$69,758 / year

Salary Range: $61,896 - $78,750

Construction

Business Anaylst

$136,585 / year

Salary Range: $115,388 - $156,730

Library

Digital Banking Agent

$69,758 / year

Salary Range: $61,896 - $78,750

Construction

Turn Insight into Opportunity: Current Job Openings

Ready for your next career move? Explore current job openings at Upstart.
Loading results...

About Upstart: Company Profile

Website
www.upstart.com
Founded In
2012
Employees
200 - 500 employees
Industry
Financial Services
Headquarter Location
SAN MATEO
Revenue
<$5 Million
Phone Number
-
Social Media
About UPSTART
Upstart is the leading AI lending platform partnering with banks to expand access to affordable credit. Forbes recently ranked Upstart #12 on its list of "most promising AI companies in America." Inc. Magazine also recognized Upstart as one of the Best Workplaces for 2020. By leveraging Upstart's AI platform, Upstart-powered banks can have higher approval rates and lower loss rates, while simultan

Employee Reviews: Insights on Salary, Culture & Work-Life

Gain authentic perspectives from current and former employees. These anonymous reviews offer invaluable insights into Upstart's culture, work-life balance, management, and employee sentiment regarding salary satisfaction, bonus payouts, and benefits.
Strong leadership encourages transparent communication and trust. Consistent recognition for performance. Workloads are balanced thoughtfully, preventing burnout common in financial services.
Management is polite but often distant from frontline employees. Schedules are predictable, and responsibilities are well-structured. Excellent internal mobility and training. Supportive team environment with focus on work-life balance.
Working has been an exceptional experience. Everyone has clearly defined roles and boundaries. Colleagues are polite and professional. The organization maintains a stable work environment with clear expectations, but innovation is limited by bureaucratic procedures. Management is approachable and invests in employee growth through regular training and mentoring.
The focus on sustainable productivity prevents burnout. Most tasks are procedural and repeatable. Recognition programs make employees feel valued. The onboarding process was smooth, and mentorship programs helped me adapt quickly. There's a strong balance between delivering results and maintaining well-being. Employees are expected to follow procedures closely, and there isn’t much deviation from ...
Even in a highly structured setting, creativity is still welcome and valued. This culture of respect, trust, and innovation makes it an excellent place to work. ERGs have executive sponsorship and budget. There's little to no emphasis on innovation. Transparent communication promotes trust and collaboration.

Is Upstart’s Pay Competitive? Salary Benchmarking Analysis

How does Upstart's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
RELIABLE AUTO, UNA DIVISI $86,036
-20.6%
Normalized for lower cost-of-living zones where RELIABLE AUTO, UNA DIVISI primarily operates.
MARINER $78,086
-27.9%
MARINER focuses strategically on recruiting and training entry-level apprentices.
HOME CREDIT US $84,636
-21.9%
HOME CREDIT US operates with a leaner overhead structure, impacting base wage offers.
DOVER DOWNS HOTEL & CASINO $91,708
-15.4%
DOVER DOWNS HOTEL & CASINO likely leverages performance bonuses over the high base salary shown here.
Financial Services Industry $121,514
+12.1%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

What Is the Cost of Living Near San Francisco?

Understanding the cost of living near San Francisco is key to truly evaluating a salary offer or your current compensation at Upstart.
San Francisco's Cost of Living Index is approximately 243.5 (143.5% more expensive than US average; 74.2% more than CA average). One of the most expensive cities globally, extreme housing costs, high transportation, and very high prices for all goods/services. When planning your budget based on a salary from Upstart, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $3,200 - $5,000+ A significant portion of Upstart salary. Location choices impact this heavily.
Utilities (Basic) $200 - $320 Electricity, Heating, Cooling, Water etc.
Public Transportation $81 (Muni Monthly Pass 'M') Essential for most commuters; car ownership is costly.
Groceries (Single Person) $550 - $850 Can be higher with more dining out or specialty stores.
Personal & Leisure $600 - $1,200+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $450 - $850+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $5,081 - $8,221+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

Most Common Questions About Upstart

FAQ 1: What is the typical salary range (low to high) for most roles at Upstart?
The typical annual salary range for most roles at Upstart is approximately from $95,029 to $123,024. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.
FAQ 2: How much does Upstart pay compared to RELIABLE AUTO, UNA DIVISI?
The average annual salary at Upstart is $108,376, or an hourly wage of $52, in comparison to RELIABLE AUTO, UNA DIVISI which pays $86,035 per year or $41 per hour.
FAQ 3: How does experience level affect salary at Upstart?
Experience level is a significant factor in determining salary at Upstart, as it is with most employers. Generally, employees with more years of relevant experience and a proven track record can command higher salaries. For example, a senior-level role will typically have a higher pay band than an entry-level or mid-career position within the same job family.
FAQ 4: How can I determine if a salary offer from Upstart in San Francisco is fair given the local cost of living?
To determine if a salary offer from Upstart in San Francisco is fair, first compare the gross salary to our data for similar roles at Upstart and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for San Francisco" to understand its purchasing power.
FAQ 5: What are the key factors that influence salary levels at Upstart?
Several key factors influence salary levels at Upstart. These primarily include: 1. Job Role & Responsibilities: More complex roles with greater impact typically command higher pay. 2. Experience & Skills: Your years of relevant experience and specific in-demand skills are critical. 3. Performance: Strong performance can lead to higher raises and bonuses. 4. Location: Office location impacts pay due to varying local market rates and cost of living. 5. Industry Benchmarks: Upstart likely benchmarks its salaries against other companies in the Financial Services sector. You can explore how these factors play out in our detailed salary data.