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Credit and Collections Operations Manager Salary in the United States

How much does a Credit and Collections Operations Manager make in the United States?

As of May 01, 2026, the average salary for a Credit and Collections Operations Manager in the United States is $110,500 per year, which breaks down to an hourly rate of $53.

However, a Credit and Collections Operations Manager's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $132,088
  • Majority Range (25th-75th percentile): $98,400 to $121,800
  • Entry-Level (10th percentile): $87,384
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View as table View as graph 25% $98,400 10% $87,384 90% $132,088 75% $121,800 $110,500 50%(Median) Didn’t find job title? Click

Credit and Collections Operations Manager Salaries by Percentile

Annual
Salary		 Monthly
Pay		 Weekly
Pay		 Hourly
Wage
75th Percentile $121,800 $10,150 $2,342 $59
Average $110,500 $9,208 $2,125 $53
25th Percentile $98,400 $8,200 $1,892 $47
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Key Factors That Influence Credit and Collections Operations Manager Salaries

A Credit and Collections Operations Manager's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Credit and Collections Operations Manager Salaries?

Experience is a primary driver of a Credit and Collections Operations Manager's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Consumer Credit/Collections Analyst, Senior (4-7 years): $79,888
  • Credit and Collections Operations Supervisor (7+ years): $74,150
  • Credit and Collections Operations Manager (7+ years): $110,486
  • Director Credit and Collections Operations (7+ years): $159,250
  • Vice President of Credit and Collections (7+ years): $199,285
Job Role Years of Experience Average Salary
Consumer Credit/Collections Analyst, Senior4-7 years$79,888
Credit and Collections Operations Supervisor7+ years$74,150
Credit and Collections Operations Manager7+ years$110,486
Director Credit and Collections Operations7+ years$159,250
Vice President of Credit and Collections7+ years$199,285
$79,888 Consumer ...
$74,150 Credit an...
$110,486 Credit an...
$159,250 Director ...
$199,285 Vice Pres...
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What Am I Worth?

How Do Credit and Collections Operations Manager Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Credit and Collections Operations Managers. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $122,400.
  • California: $121,900.
  • Massachusetts: $120,300.

Top Paying Cities for Credit and Collections Operations Managers

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $139,400
  • San Francisco: $137,900
  • Oakland: $135,000

What Skills Can Increase a Credit and Collections Operations Manager's Salary?

Demanded Skills for the Role:

  • Customer Service (Mentioned in 7.62% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
  • Credit Card (Mentioned in 1.77% Job Postings): A credit card is a type of credit facility, provided by banks that allow customers to borrow funds within a pre-approved credit limit.
  • Bond (Mentioned in 1.26% Job Postings): Bonds are issued by borrowers to raise money from investors willing to lend them money for a certain amount of time.
See More Skills
Skills Demand Percentage
Customer Service 7.62%
Credit Card 1.77%
Bond 1.26%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Credit and Collections Operations Manager's salary.
  • Financial Services: Can increase your salary by up to 8%.
  • PowerPoint: Can increase your salary by up to 7%.
  • Project Management: Can increase your salary by up to 7%.
Skill Salary Salary % Increase
Financial Services
 $119,340
8%
PowerPoint
 $118,235
7%
Project Management
 $118,235
7%
Integrity
 $116,025
5%
Verbal Communication
 $116,025
5%
Collaboration
 $116,025
5%
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How Education impacts a Credit and Collections Operations Manager's Salary?

Your level of education can impact your salary potential. While many Credit and Collections Operations Managers enter the field with a Bachelor's Degree degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for a Credit and Collections Operations Manager with a Bachelor's Degree is between $105,455 and $113,993).

Credit and Collections Operations Manager Salaries by Degree Level

Typical Education for Credit and Collections Operations Manager
Degree Level % of user with this level of education
No Diploma 2.6%
High School 27.0%
Associates 16.4%
Bachelors 40.4%
Masters 12.7%
Doctorate 1.0%
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Credit and Collections Operations Manager Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Credit and Collections Operations Manager's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

  • Hourly
  • Monthly
  • Weekly
  • Yearly
  • Table View
Last Updated on May 01, 2026
$98,400
Average $110,500/year
$121,800
$8,200
Average $9,208/month
$10,150
$1,892
Average $2,125/week
$2,342
$47
Average $53/hour
$59
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $121,800 $10,150 $2,342 $59
Average $110,500 $9,208 $2,125 $53
25th Percentile $98,400 $8,200 $1,892 $47

Credit and Collections Operations Manager Salary Growth & Career Path

Credit and Collections Operations Manager
Director Credit and Collections Operations
Vice President of Credit and Collections

For a Credit and Collections Operations Manager, the most direct path to higher earnings is advancing to the Director Credit and Collections Operations role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $159,300 - a projected growth of 44% over your current level.

Salaries of jobs related to Credit and Collections Operations Manager

Salary Trends for Credit and Collections Operations Manager

Salaries for a Credit and Collections Operations Manager can change over time, reflecting shifts in market demand and the overall economy. The median salary increased from $98,774 in 2023 to around $99,491 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Credit and Collections Operations Manager salary trends, .

Average Annual Salary of Credit and Collections Operations Manager Over Time

2022
$???
2023
$98,774
2024
$99,824
2025
$99,491
2026
$???
2027
$???
Year Average Annual Salary
2022
View More
2023 $98,774
2024 $99,824
2025 $99,491
2026
View More
2027
View More

Most common benefits for Credit and Collections Operations Manager

Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
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Common company salaries for Credit and Collections Operations Manager

Here are companies hiring for Credit and Collections Operations Manager and their salaries, click below for more details.

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FAQ about Credit and Collections Operations Manager

1. How to become a collections manager?

To become a collections manager, a graduate degree in a relevant field is beneficial, but hands-on experience is crucial. Many start with internships or project-based roles. In this position, you can expect a salary ranging from $97,700 to $129,900, with a median salary of $113,000, reflecting the importance of experience and expertise in the field.

2. What is the salary of an operations manager in us?

The salary for a Credit and Collections Operations Manager in the U.S. ranges from $97,700 to $129,900 per year, with a midpoint salary of $113,000. This reflects the typical compensation for this role, providing a clear picture of the earning potential in this field.

3. What is the highest salary of a credit manager?

The highest salary for a Credit and Collections Operations Manager is approximately $129,900 per year. The average starting salary is around $97,700, with a mid-range salary of $113,000. Typically, a minimum of one year of experience is required for this role.

4. What is the highest paying finance position?

The highest paying finance position is often the Chief Financial Officer (CFO). CFOs manage budgeting, financial decision-making, and lead financial teams. This role commands a significant salary, typically ranging from $97,700 to $129,900, reflecting the expertise and leadership required in the finance sector.

5. What is the highest salary for an Operations Manager?

The highest salary for a Credit and Collections Operations Manager is $129,900. The median salary is $113,000, while the minimum salary starts at $97,700. This reflects a competitive compensation structure within the industry.

6. What is the highest paying finance position?

The highest paying finance position is often the Chief Financial Officer (CFO). CFOs manage budgeting, financial decision-making, and lead financial teams. This role commands a significant salary, typically ranging from $97,700 to $129,900, reflecting the expertise and leadership required in the finance sector.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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