As of January 01, 2026, the average salary for a Senior Credit Risk Officer in Virginia is $105,770 per year, which breaks down to an hourly rate of $51.
However, a Senior Credit Risk Officer's salary can vary significantly. Here’s a look at the typical salary range:
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Senior Credit Risk Officer Salaries by Percentile
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $113,700 | $9,475 | $2,187 | $55 |
| Average | $105,770 | $8,814 | $2,034 | $51 |
| 25th Percentile | $95,830 | $7,986 | $1,843 | $46 |
Capital One - Richmond, VA
Freddie Mac - Mc Lean, VA
BECU - Richmond, VA
BECU - Virginia Beach, VA
A Senior Credit Risk Officer's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.
Experience is a primary driver of a Senior Credit Risk Officer's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Levels | Salary |
|---|---|
| Entry Level Senior Credit Risk Officer | $101,319 |
| Intermediate Level Senior Credit Risk Officer | $102,060 |
| Senior Level Senior Credit Risk Officer | $102,801 |
| Specialist Level Senior Credit Risk Officer | $104,728 |
| Expert Level Senior Credit Risk Officer | $108,726 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Senior Credit Risk Officers. For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:
Understanding how a Senior Credit Risk Officer's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
| Annual Salary | Monthly Pay | Weekly Pay | Hourly Wage | |
|---|---|---|---|---|
| 75th Percentile | $113,700 | $9,475 | $2,187 | $55 |
| Average | $105,770 | $8,814 | $2,034 | $51 |
| 25th Percentile | $95,830 | $7,986 | $1,843 | $46 |
For a Senior Credit Risk Officer, the most direct path to higher earnings is advancing to the Credit Risk Control Manager role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $125,400 - a projected growth of 19% over your current level.
Ready to take the next step in your career? Browse thousands of current Senior Credit Risk Officer job openings on our job board. Use the search bar below to find your perfect match.
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