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Universal Banker II Salary in the United States

How much does a Universal Banker II make in the United States?

As of May 01, 2026, the average salary for a Universal Banker II in the United States is $49,042 per year, which breaks down to an hourly rate of $24.

However, a Universal Banker II's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $56,667
  • Majority Range (25th-75th percentile): $45,221 to $53,033
  • Entry-Level (10th percentile): $41,742
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View as table View as graph 25% $45,221 10% $41,742 90% $56,667 75% $53,033 $49,042 50%(Median) Didn’t find job title? Click

Universal Banker II Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $53,033 $4,419 $1,020 $25
Average $49,042 $4,087 $943 $24
25th Percentile $45,221 $3,768 $870 $22
Check out Universal Banker II Job Openings in the United States
Personal Banker Associate II

Fifth Third Bancorp - Columbus, OH

Personal Banker II

Civista Bank - Huber Heights, OH

Personal Banker II

Civista Bank - Dayton, OH

Universal Banker

SB Financial Group Inc. - 43440, OH

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Key Factors That Influence Universal Banker II Salaries

A Universal Banker II's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Universal Banker Salaries?

Experience is a primary driver of a Universal Banker II's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $48,072
  • Early Career (1-2 years): $48,358
  • Mid-Level (2-4 years): $48,643
  • Senior-Level (5-8 years): $50,233
  • Expert (over 8 years): $51,306
Levels Salary
Entry Level Universal Banker II$48,072
Intermediate Level Universal Banker II$48,358
Senior Level Universal Banker II$48,643
Specialist Level Universal Banker II$50,233
Expert Level Universal Banker II$51,306
$48,072 0 yr
$48,358 < 2 yrs
$48,643 2-4 yrs
$50,233 5-8 yrs
$51,306 > 8 yrs
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What Am I Worth?

Top Paying Cities for Universal Banker IIs

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $61,857
  • San Francisco: $61,179
  • Oakland: $59,890

What Skills Can Increase a Universal Banker II's Salary?

Demanded Skills for the Role:

  • Customer Service (Mentioned in 6.69% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
  • Sales and Marketing (Mentioned in 2.19% Job Postings): Marketing consists of the strategies your company employs to generate interest in your business. Sales are the methods by which you convert that interest into a transaction.
  • Sales Presentation (Mentioned in 1.54% Job Postings): Delivery of a focused talk highlighting the advantages of a product or service intended to interest and persuade someone to purchase that product.
See More Skills
Skills Demand Percentage
Customer Service 6.69%
Sales and Marketing 2.19%
Sales Presentation 1.54%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Universal Banker II's salary.
  • FOCUS: Can increase your salary by up to 60%.
  • Staff Training: Can increase your salary by up to 27%.
  • Industry Knowledge: Can increase your salary by up to 23%.
Skill Salary Salary % Increase
FOCUS
$78,467
60%
Staff Training
$62,283
27%
Industry Knowledge
$60,322
23%
Insight
$56,889
16%
Marketing Plans
$55,417
13%
Programming
$55,417
13%
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Universal Banker II Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Universal Banker II's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on May 01, 2026

Universal Banker II Salary Growth & Career Path

Promotions are the fastest way to increase your earnings. As a Universal Banker II, you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.

Universal Banker II Salary Growth and Career Path
Next Step Role Estimate Salary Projected Raise
Universal Banker III $54,656 11%
Personal Banking Representative II $55,205 13%

Salary Trends for Universal Banker II

Salaries for a Universal Banker II can change over time, reflecting shifts in market demand and the overall economy. The median salary increased from $39,683 in 2023 to around $39,974 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Universal Banker II salary trends, .

Average Annual Salary of Universal Banker II Over Time

2022
$???
2023
$39,683
2024
$40,288
2025
$39,974
2026
$???
2027
$???
Year Average Annual Salary
2022
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2023 $39,683
2024 $40,288
2025 $39,974
2026
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2027
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Most common benefits for Universal Banker II

Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
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Common company salaries for Universal Banker II

Here are companies hiring for Universal Banker II and their salaries, click below for more details.

Find Your Next Universal Banker II Job

Ready to take the next step in your career? Browse thousands of current Universal Banker II job openings on our job board. Use the search bar below to find your perfect match.

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FAQ about Universal Banker II

1. Where can a Universal Banker II earn the most?

A Universal Banker II's earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer. According to the latest salary data by Salary.com, a Universal Banker II earns the most in San Jose, CA, where the annual salary of a Universal Banker II is $61,857.

2. What is the highest pay for Universal Banker II?

The highest pay for Universal Banker II is $56,667.

3. What is the lowest pay for Universal Banker II?

The lowest pay for Universal Banker II is $41,742.

4. What are the responsibilities of Universal Banker II?

Responsible for providing a wide range of services to customers, including opening accounts, account management, processing teller transactions, and cross-selling bank products. Builds and maintains strong relationships with customers by understanding their financial needs and providing personalized banking solutions. Resolves customer issues and escalates complex cases as needed. Ensures all transactions meet legal and bank-specific regulations. Requires a high school diploma or equivalent. Typically reports to a supervisor. Works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. Typically requires 1-3 years of related experience.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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