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Personal Banking Representative II Salary in the United States

How much does a Personal Banking Representative II make in the United States?

As of April 01, 2026, the average salary for a Personal Banking Representative II in the United States is $55,199 per year, which breaks down to an hourly rate of $27.

However, a Personal Banking Representative II's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $63,775
  • Majority Range (25th-75th percentile): $50,885 to $59,688
  • Entry-Level (10th percentile): $46,957
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View as table View as graph 25% $50,885 10% $46,957 90% $63,775 75% $59,688 $55,199 50%(Median) Didn’t find job title? Click

Personal Banking Representative II Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $59,688 $4,974 $1,148 $29
Average $55,199 $4,600 $1,062 $27
25th Percentile $50,885 $4,240 $979 $24
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Key Factors That Influence Personal Banking Representative II Salaries

A Personal Banking Representative II's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Personal Banking Representative Salaries?

Experience is a primary driver of a Personal Banking Representative II's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Personal Banking Representative (1-3 years): $45,794
  • Personal Banking Representative II (3-5 years): $55,199
  • Personal Banking Manager (5+ years): $60,283
Job Role Years of Experience Average Salary
Personal Banking Representative1-3 years$45,794
Personal Banking Representative II3-5 years$55,199
Personal Banking Manager5+ years$60,283
$45,794 Personal ...
$55,199 Personal ...
$60,283 Personal ...
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What Am I Worth?

Top Paying Cities for Personal Banking Representative IIs

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $69,622
  • San Francisco: $68,938
  • Oakland: $67,409

What Skills Can Increase a Personal Banking Representative II's Salary?

Demanded Skills for the Role:

  • Customer Service (Mentioned in 14.2% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
  • Customer Relationship (Mentioned in 2.19% Job Postings): Customer relations is the company-wide process of nurturing positive relationships with your customers . It helps you connect with your customers on a much more personal level and create a sense of mutual understanding with them.
  • CSR (Mentioned in 1.69% Job Postings): Corporate social responsibility (CSR) is a business model that helps a company be socially accountable to itself, its stakeholders, and the public.
See More Skills
Skills Demand Percentage
Customer Service 14.2%
Customer Relationship 2.19%
CSR 1.69%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Personal Banking Representative II's salary.
  • HIPAA: Can increase your salary by up to 47%.
  • Influencing: Can increase your salary by up to 40%.
  • Prospecting: Can increase your salary by up to 28%.
Skill Salary Salary % Increase
HIPAA
$81,143
47%
Influencing
$77,279
40%
Prospecting
$70,655
28%
Credit Reports
$68,999
25%
Retail Banking
$66,239
20%
Consulting
$65,135
18%
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Personal Banking Representative II Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Personal Banking Representative II's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on April 01, 2026

Personal Banking Representative II Salary Growth & Career Path

For a Personal Banking Representative II, the most direct path to higher earnings is advancing to the Personal Banking Manager role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $60,283 - a projected growth of 9% over your current level.

Salary Trends for Personal Banking Representative II

Salaries for a Personal Banking Representative II can change over time, reflecting shifts in market demand and the overall economy. The median salary increased from $39,683 in 2023 to around $39,974 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Personal Banking Representative II salary trends, .

Average Annual Salary of Personal Banking Representative II Over Time

2022
$???
2023
$39,683
2024
$40,288
2025
$39,974
2026
$???
2027
$???
Year Average Annual Salary
2022
View More
2023 $39,683
2024 $40,288
2025 $39,974
2026
View More
2027
View More

Most common benefits for Personal Banking Representative II

Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
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Common company salaries for Personal Banking Representative II

Here are companies hiring for Personal Banking Representative II and their salaries, click below for more details.

Find Your Next Personal Banking Representative II Job

Ready to take the next step in your career? Browse thousands of current Personal Banking Representative II job openings on our job board. Use the search bar below to find your perfect match.

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FAQ about Personal Banking Representative II

1. Where can a Personal Banking Representative II earn the most?

A Personal Banking Representative II's earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer. According to the latest salary data by Salary.com, a Personal Banking Representative II earns the most in San Jose, CA, where the annual salary of a Personal Banking Representative II is $69,622.

2. What is the highest pay for Personal Banking Representative II?

The highest pay for Personal Banking Representative II is $63,775.

3. What is the lowest pay for Personal Banking Representative II?

The lowest pay for Personal Banking Representative II is $46,957.

4. What are the responsibilities of Personal Banking Representative II?

Responsible for providing in-branch services to customers. Identifies customer needs and uses current knowledge of bank products and services to explain, promote, and cross-sell products and services. Processes basic branch service transactions and refers customers to the right resource to facilitate other banking requests. Provides solutions to account issues, answers customer inquiries, and provides education and training on banking self-service technology. Requires a high school diploma or equivalent. Typically reports to a supervisor. Works independently within established procedures associated with the specific job function. Has gained proficiency in multiple competencies relevant to the job. Typically requires 3-5 years of related experience.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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