As of July 01, 2026, the average salary for a Fraud Detection Analyst II in the United States is $64,825 per year, which breaks down to an hourly rate of $31.
However, a Fraud Detection Analyst II's salary can vary significantly. Here’s a look at the typical salary range:
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A Fraud Detection Analyst II's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, and company size can directly affect your earning potential.
Experience is a primary driver of a Fraud Detection Analyst II's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Job Role | Years of Experience | Average Salary |
|---|---|---|
| Fraud Detection Analyst I | 0-2 years | $59,813 |
| Fraud Detection Analyst II | 2-4 years | $64,825 |
| Fraud Detection Analyst III | 4-7 years | $88,475 |
| Fraud Detection Manager | 7+ years | $98,652 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Fraud Detection Analyst IIs. For example, consider the average annual salaries in these key locations:
Fraud Detection Analyst II salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $72,506. While startup companies pay approximate $61,319.
| Company Size | Employees | Average Salary |
|---|---|---|
| Startup | 1~50 | $61,319 |
| Growth Stage | 51~500 | $64,854 |
| Established | 501~5000 | $70,019 |
| Enterprise | 5000+ | $72,506 |
For Fraud Detection Analyst II roles, the industry you choose can affect earning potential by as much as 100% (the gap between the highest and lowest paying industries). Data shows that the Retail & Wholesale and Telecom sectors offer the strongest compensation, at 50% above the average. In contrast, Fraud Detection Analyst positions in Transportation or Software & Networking typically offer lower base pay, as these industries often view Fraud Detection Analyst II as a support function rather than a direct revenue driver.
| Industry Sector | Average Annual Salary | Average Hourly Rate | Pay vs.Avg |
|---|---|---|---|
| Retail & Wholesale | $97,238 | $47.0 | 50% |
| Telecom | $93,996 | $45.0 | 45% |
| Insurance | $90,755 | $44.0 | 40% |
| MFG Nondurable | $87,514 | $42.0 | 35% |
| Hospitality & Leisure | $84,272 | $41.0 | 30% |
Understanding how a Fraud Detection Analyst II's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
Last Updated on July 01, 2026For a Fraud Detection Analyst II, the most direct path to higher earnings is advancing to the Fraud Detection Analyst III role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $88,475 - a projected growth of 36% over your current level.
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A Fraud Detection Analyst II's earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer. According to the latest salary data by Salary.com, a Fraud Detection Analyst II earns the most in San Jose, CA, where the annual salary of a Fraud Detection Analyst II is $81,764.
The highest pay for Fraud Detection Analyst II is $86,245.
The lowest pay for Fraud Detection Analyst II is $43,038.
Responsible for detecting and investigating suspicious financial activities. Uses advanced tools and techniques to monitor, examine, and analyze transactions, looking for anomalies and irregularities. Conducts detailed investigations when fraud is detected which may include collecting evidence, interviewing customers, and collaborating with law enforcement authorities. Recommends and helps implement policies and procedures to stop future fraudulent incidents. Requires a bachelor's degree. Typically reports to a manager. Occasionally directed in several aspects of the work. Gaining exposure to some of the complex tasks within the job function. Typically requires 2-4 years of related experience.
The Retail & Wholesale industry offers the highest average compensation for Fraud Detection Analyst II roles, with salaries approximately 50% above the market median.
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
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