As of March 01, 2026, the average salary for an Insurance Risk Analyst IV in California is $135,213 per year, which breaks down to an hourly rate of $65.
However, an Insurance Risk Analyst IV's salary can vary significantly. Here’s a look at the typical salary range:
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Insurance Risk Analyst IV Salaries by Percentile
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $147,219 | $12,268 | $2,831 | $71 |
| Average | $135,213 | $11,268 | $2,600 | $65 |
| 25th Percentile | $126,406 | $10,534 | $2,431 | $61 |
Pattern Energy - San Francisco, CA
Westlake Services, LLC - Los Angeles, CA
Pattern Energy - San Francisco, CA
In-N-Out Burger - Irvine, CA
An Insurance Risk Analyst IV's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.
Experience is a primary driver of an Insurance Risk Analyst IV's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Job Role | Years of Experience | Average Salary |
|---|---|---|
| Insurance Risk Analyst II | 2-4 years | $81,393 |
| Insurance Risk Analyst III | 4-7 years | $106,731 |
| Insurance Risk Analyst IV | 7+ years | $135,213 |
| Insurance Risk Analyst V | 7-10 years | $156,462 |
| Insurance Risk Supervisor | 10+ years | $118,272 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Insurance Risk Analyst IVs. For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:
Understanding how an Insurance Risk Analyst IV's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
| Annual Salary | Monthly Pay | Weekly Pay | Hourly Wage | |
|---|---|---|---|---|
| 75th Percentile | $147,219 | $12,268 | $2,831 | $71 |
| Average | $135,213 | $11,268 | $2,600 | $65 |
| 25th Percentile | $126,406 | $10,534 | $2,431 | $61 |
Promotions are the fastest way to increase your earnings. As an Insurance Risk Analyst IV, you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.
| Next Step Role | Estimate Salary | Projected Raise |
|---|---|---|
| E-commerce Risk Director | $172,853 | 28% |
| Insurance Risk Analyst V | $156,462 | 16% |
| Risk Analyst V | $171,830 | 27% |
| Workers' Compensation Claims Manager | $112,145 | -17% |
Ready to take the next step in your career? Browse thousands of current Insurance Risk Analyst IV job openings on our job board. Use the search bar below to find your perfect match.
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