Pacific Guardian Life Salary

How much does the Pacific Guardian Life Pay for employees?

As of August 2026, the average annual salary for employees at Pacific Guardian Life in the United States is $101,809. This translates to an approximate hourly wage of $49. Salaries at Pacific Guardian Life typically range from $89,509 to $115,245 annually, reflecting the diverse roles and experience levels within the company. Pacific Guardian Life’s salaries are influenced by a wide range of factors including job role, department, years of experience, and location.
DISCLAIMER: The salary range presented here is an estimation that has been derived from our proprietary algorithm. It should be noted that this range does not originate from the company's factual payroll records or survey data.

How Much Does Pacific Guardian Life Pay for Different Roles?

Explore detailed salary information for specific jobs at Pacific Guardian Life. The table below outlines the annual salary ranges for popular roles within the company, helping you benchmark potential earnings. Use 'View by Card/Table' option to find the data most relevant to your career path.
DISCLAIMER: The salary range presented here is an estimation that has been derived from our proprietary algorithm. It should be noted that this range does not originate from the company's factual payroll records or survey data.
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Current Job Openings at Pacific Guardian Life

Ready for your next career move? Explore current job openings at Pacific Guardian Life. Use the search tool below to find available positions by title and location and apply directly to start your career.

Is Pacific Guardian Life’s Pay Competitive? Salary Benchmarking Analysis

How does Pacific Guardian Life’s compensation stack up against the market? This analysis visualizes their annual average salary compared to its industry benchmark and key peer companies.
Peer Company & Industry Benchmarking
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Average Salary ($/year)
Pacific Guardian Life
Insurance
Fidelity Security Life Insurance
Tillinghast-Towers Perrin
Industry Comparison
Our data shows that, on average, compensation at Pacific Guardian Life is below the average for the U.S. Insurance industry by approximately 18%. This positioning suggests their pay is below the market average within their sector.
Peer Company Comparison
To provide a broader market perspective, we compared Pacific Guardian Life average annual salary with several similar companies. Pacific Guardian Life average salary of $101,809 is higher than Fidelity Security Life Insurance, which has an average salary of $96,229. It is lower than Tillinghast-Towers Perrin, with their average salary at $111,682. This places Pacific Guardian Life in a mid-range position among its peers.
See Your True Competitors
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Employee Reviews: Working at Pacific Guardian Life

Considering a career at Pacific Guardian Life? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
A great place to work. Typical insurance workplace. I’ve been with this insurance firm for over two years, and it’s been a great journey. The hybrid work model, health benefits, and professional development opportunities are outstanding.
The company provides excellent resources for skill development, and managers are supportive of career growth. The insurance products are top-tier, and working with knowledgeable colleagues enhances the experience. Performance reviews are fair, and high achievers are rewarded. The hybrid work model is a big plus, allowing flexibility without sacrificing productivity. Good work recognition. It’s a d...
Overall, it’s a solid place to build a career in the insurance industry. Management values work-life balance, and benefits like health coverage are strong. The company also recognizes hard work through bonuses and awards, which boosts morale. Leadership is transparent about goals, and employees are given the tools to succeed.

Pacific Guardian Life Overview

Website
www.pacificguardian.com
Founded In
1961
Employees
100 - 200 employees
Industry
Insurance
Headquarter Address
1440 Kapiolani Blvd Honolulu Hawaii HI 96814
Revenue
$10 Million - $50 Million
Phone Number
+1 8089552236
Social Media
About Pacific Guardian Life
Founded in 1961, Pacific Guardian Life is the largest domestic life and disability insurer in Hawaii. With our corporate office located in Honolulu, we offer a range of life insurance and employee benefits solutions. Our insurance products are sold via independent brokers and career agents at a network of offices across Hawaii, the West Coast, Guam and the Commonwealth of the Northern Marianas. Mo

What Benefits Does Pacific Guardian Life Offer Beyond Salary?

A competitive compensation package is more than just a salary. Pacific Guardian Life offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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What Is the Cost of Living Near Honolulu?

Understanding the cost of living near Honolulu is key to truly evaluating a salary offer or your current compensation at Pacific Guardian Life.
Honolulu's Cost of Living Index is approximately 175.5 (75.5% more expensive than US average; 3.2% more than HI average). Extremely expensive, driven by very high housing costs and imported goods. TheBus is extensive. When planning your budget based on a salary from Pacific Guardian Life, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $2,000 - $3,000+ A significant portion of Pacific Guardian Life salary. Location choices impact this heavily.
Utilities (Basic) $200 - $350 (High electric) Electricity, Heating, Cooling, Water etc.
Public Transportation $70 (TheBus monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $600 - $900 Can be higher with more dining out or specialty stores.
Personal & Leisure $500 - $900+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $450 - $850+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $3,820 - $5,900+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Pacific Guardian Life

1. What is the average salary for employees at Pacific Guardian Life?

The average annual total compensation for employees at Pacific Guardian Life is approximately $101,809. However, this is an aggregate figure, actual salaries can range significantly, typically from $89,509 to $115,245, depending on factors like job role, experience, and location.

2. How much does Pacific Guardian Life pay compared to Fidelity Security Life Insurance?

The average annual salary at Pacific Guardian Life is $101,809, or an hourly wage of $49, in comparison to Fidelity Security Life Insurance which pays $96,229 per year or $46 per hour.

3. What is the lowest salary at Pacific Guardian Life?

The lowest-paying job at Pacific Guardian Life is a Manager, Actuarial with a salary of $133,037 per year. The lowest- paying job depends heavily on the specific role, location, whether it's an hourly or salaried position, and if it's full-time, part-time, or an internship. Generally, entry-level positions might represent the lower end of the pay scale.

4. How does having a professional certification impact salary for relevant roles at Pacific Guardian Life?

Professional certifications like PMP (for Project Managers), CPA (for Accountants), or another relevant certification for the industry can often lead to higher salaries and better job prospects at Pacific Guardian Life for applicable roles. Certifications demonstrate a verified level of expertise and commitment to a profession, making candidates more competitive.

5. Does Pacific Guardian Life offer cost-of-living adjustments (COLA) for employees in high-cost areas like Honolulu?

While some companies offer formal COLA, many, including potentially Pacific Guardian Life, incorporate cost of living considerations into their overall salary structure for different locations rather than as a separate, itemized adjustment. This means their base pay bands for roles in high-cost cities like New York City are generally set higher to account for these local market factors.

6. What's the typical process for salary reviews and raises at Pacific Guardian Life?

Most companies, likely including Pacific Guardian Life, conduct formal salary reviews annually, often tied to performance evaluations. During these reviews, factors like individual performance, meeting goals, company performance, and market adjustments are typically considered for potential salary increases.