Summit Lending Salary

As of April 2026, the average annual salary for employees at Summit Lending in the United States is $100,058. This translates to an approximate hourly wage of $48. Salaries at Summit Lending typically range from $87,768 to $113,391 annually, reflecting the diverse roles and experience levels within the company.
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Current Job Openings at Summit Lending

Ready for your next career move? Explore current job openings at Summit Lending. Use the search tool below to find available positions by title and location and apply directly to start your career.

Is Summit Lending’s Pay Competitive? Salary Benchmarking Analysis

How does Summit Lending's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
One Source Capital Group $95,407
-4.6%
One Source Capital Group operates with a leaner overhead structure, impacting base wage offers.
TH Associates Ltd $110,543
+10.5%
Adjusted for higher cost-of-living indices in TH Associates Ltd's primary metro hubs.
Imprint Capital Advisors $111,682
+11.6%
Supported by Imprint Capital Advisors's high-margin contracts allowing higher overhead.
Newport-Mesa Schools Foundation $99,320
-0.7%
Suggests Newport-Mesa Schools Foundation utilizes a highly similar base-plus-benefits compensation model.
Financial Services Industry $121,514
+21.4%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

Employee Reviews: Working at Summit Lending

Considering a career at Summit Lending? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
It's nice to connect with colleagues outside of typical work projects and meetings. There's genuine interest in employee well-being, and performance is fairly rewarded. Leadership is competent but sometimes adopt new ideas. Everyone brings their best, which motivates me to do the same every day. Coworkers are sharp, driven, and always willing to help.
Coworkers are encouraging, and the energy here is positive. I’m surrounded by professionals who care about quality and client outcomes. Ethical practices and transparency build trust, and it’s rewarding to work for a firm that prioritizes long-term client satisfaction over short-term gains. The teams here work well together. This creates a workplace where you feel genuinely valued and looked after...
Work is divided evenly, but there’s little flexibility in how tasks are completed. It’s a reliable and forward-thinking workplace with a strong foundation in the financial services sector. Work-life balance initiatives, like flexible scheduling, demonstrate understanding of employees' needs. I’m proud to work here and see a promising future.

Summit Lending Overview

Website
www.summitlr.com
Founded In
2007
Employees
<25 employees
Industry
Financial Services
Headquarter Address
2130 Main St Huntington Beach California CA 92648
Revenue
<$5 Million
Phone Number
+1 7145369500
Social Media
About Summit Lending
Southern California-based Summit Lending is a top-reviewed direct mortgage lender, and mortgage brokerage specializing in home purchase loans and refinance loans.We proudly offer government loans including FHA loans and VA loans, in addition to Conventional loans, Jumbo loans, Home Equity Lines of Credit, and reverse mortgage loans for home buyers and homeowners throughout California.We have provi

What Benefits Does Summit Lending Offer Beyond Salary?

A competitive compensation package is more than just a salary. Summit Lending offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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What Is the Cost of Living Near Huntington Beach?

Understanding the cost of living near Huntington Beach is key to truly evaluating a salary offer or your current compensation at Summit Lending.
Huntington Beach's Cost of Living Index is approximately 182.1 (82.1% more expensive than US average; 30.3% more than CA average). 'Surf City USA' Orange County, extremely high housing costs due to coastal location and desirability. When planning your budget based on a salary from Summit Lending, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $2,600 - $3,800+ A significant portion of Summit Lending salary. Location choices impact this heavily.
Utilities (Basic) $160 - $270 Electricity, Heating, Cooling, Water etc.
Public Transportation $69 (OCTA monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $490 - $730 Can be higher with more dining out or specialty stores.
Personal & Leisure $500 - $950+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $430 - $820+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $4,249 - $6,579+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Summit Lending

1. What is the average salary for employees at Summit Lending?

The average annual total compensation for employees at Summit Lending is approximately $100,058. However, this is an aggregate figure, actual salaries can range significantly, typically from $87,768 to $113,391, depending on factors like job role, experience, and location.

2. How much does Summit Lending pay compared to One Source Capital Group?

The average annual salary at Summit Lending is $100,058, or an hourly wage of $48, in comparison to One Source Capital Group which pays $95,407 per year or $46 per hour.

3. What is the lowest salary at Summit Lending?

The lowest-paying job at Summit Lending is an Office Assistant with a salary of $38,884 per year. The lowest- paying job depends heavily on the specific role, location, whether it's an hourly or salaried position, and if it's full-time, part-time, or an internship. Generally, entry-level positions might represent the lower end of the pay scale.

4. How does having a professional certification impact salary for relevant roles at Summit Lending?

Professional certifications like PMP (for Project Managers), CPA (for Accountants), or another relevant certification for the industry can often lead to higher salaries and better job prospects at Summit Lending for applicable roles. Certifications demonstrate a verified level of expertise and commitment to a profession, making candidates more competitive.

5. Does Summit Lending offer cost-of-living adjustments (COLA) for employees in high-cost areas like Huntington Beach?

While some companies offer formal COLA, many, including potentially Summit Lending, incorporate cost of living considerations into their overall salary structure for different locations rather than as a separate, itemized adjustment. This means their base pay bands for roles in high-cost cities like New York City are generally set higher to account for these local market factors.

6. What's the typical process for salary reviews and raises at Summit Lending?

Most companies, likely including Summit Lending, conduct formal salary reviews annually, often tied to performance evaluations. During these reviews, factors like individual performance, meeting goals, company performance, and market adjustments are typically considered for potential salary increases.