Tiaa-Cref Salary

As of August 2026, the average annual salary for employees at Tiaa-Cref in the United States is $105,390. This translates to an approximate hourly wage of $51. Salaries at Tiaa-Cref typically range from $94,337 to $119,683 annually, reflecting the diverse roles and experience levels within the company.

How Much Does Tiaa-Cref Pay for Different Roles?

Explore detailed salary information for specific jobs at Tiaa-Cref. Based on our data, the highest paying job is the Lawn Care, with an annual salary of $186,305. The table below outlines the annual salary ranges for most popular roles within the company.

Insurance Retention Specialist

$62,943 / year

Salary Range: $53,330 - $75,168

Sales

Allstate Insurance Customer Service Representative

$46,317 / year

Salary Range: $41,773 - $52,266

Customer Service

Management Trainee

$66,518 / year

Salary Range: $59,390 - $73,603

Automotive Repair

Insurance Sales Representative

$47,150 / year

Salary Range: $42,524 - $53,159

Medical Technology

Customer Service Representative

$40,328 / year

Salary Range: $36,517 - $45,032

Customer Service

Operations Manager

$117,248 / year

Salary Range: $104,811 - $130,828

Operations

Turn Insight into Opportunity: Current Job Openings

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About Tiaa-Cref: Company Profile

Website
www.tiaa-cref.org
Founded In
1918
Employees
7,500 - 15,000 employees
Industry
Insurance
Headquarter Location
CORNELIUS
Revenue
$5B - $10B
Phone Number
-
Social Media

Employee Reviews: Insights on Salary, Culture & Work-Life

Gain authentic perspectives from current and former employees. These anonymous reviews offer invaluable insights into Tiaa-Cref's culture, work-life balance, management, and employee sentiment regarding salary satisfaction, bonus payouts, and benefits.
The leadership team is engaged, and the work environment is collaborative. I’ve grown professionally since joining and would recommend it to anyone seeking stability and growth in insurance. Management listens to feedback. Team dynamics are great, and leadership is approachable.
It’s a suitable place for those who prefer consistency in their roles. Impressive benefits package and strong emphasis on diversity. The company culture is welcoming, and employees are treated with respect. The work environment is inclusive, and diversity is celebrated. The office setup is functional, and communication from management is consistent. Benefits are excellent, including health and ret...
Processes are efficient, though some could be modernized. It’s a dependable place for those who prefer consistency in their career. Managers are supportive of skill-building, and promotions are merit-based. There’s a strong sense of teamwork, which makes even busy periods manageable. Training is provided, though it could be more tailored to individual roles.
The collaborative atmosphere makes it a great place to work. Employee recognition programs are a nice touch, boosting morale. Benefits are competitive. Technology tools are up-to-date, making daily tasks efficient. Workloads are distributed fairly, and teamwork is highly encouraged.

Is Tiaa-Cref’s Pay Competitive? Salary Benchmarking Analysis

How does Tiaa-Cref's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
AUTOMOBILE CLUB OF SOUTHERN CALIFORNIA $120,654
+14.5%
Data suggests AUTOMOBILE CLUB OF SOUTHERN CALIFORNIA's workforce skews heavily towards veteran, high-tenure roles.
MARILYN MANGRU $104,972
-0.4%
Aligns perfectly with prevailing regional benchmarks for this specific job family.
JOHN HANCOCK $134,835
+27.9%
Reflects a supply-demand imbalance for the specific talent JOHN HANCOCK targets.
AXA ADVISOR $105,990
+0.6%
Indicates identical technical requirements and experience levels between the two firms.
Insurance Industry $123,858
+17.5%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

What Is the Cost of Living Near Charlotte?

Understanding the cost of living near Charlotte is key to truly evaluating a salary offer or your current compensation at Tiaa-Cref.
Charlotte's Cost of Living Index is approximately 98.9 (1.1% less expensive than US average; 3.0% more than NC average). Major financial hub, growing, housing near US avg. CATS bus/Light Rail. When planning your budget based on a salary from Tiaa-Cref, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,300 - $1,900+ A significant portion of Tiaa-Cref salary. Location choices impact this heavily.
Utilities (Basic) $140 - $230 Electricity, Heating, Cooling, Water etc.
Public Transportation $88 (CATS monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $400 - $590 Can be higher with more dining out or specialty stores.
Personal & Leisure $400 - $730+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $370 - $690+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,698 - $4,148+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

Most Common Questions About Tiaa-Cref

FAQ 1: How much does Tiaa-Cref in the United States pay?
Tiaa-Cref pays its employees an average of $105,390 per year. The average salary at Tiaa-Cref range from $94,337 to $119,683 per year. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills and location.
FAQ 2: Do Tiaa-Cref employees get a higher salary than its peer company?
The salary at Tiaa-Cref is lesser than its peer company. The average annual salary at Tiaa-Cref is $105,390, or an hourly wage of $51, in comparison to AUTOMOBILE CLUB OF SOUTHERN CALIFORNIA which pays $120,653 per year or $58 per hour.
FAQ 3: How much does salary increase with years of experience at Tiaa-Cref?
Salary progression with years of experience at Tiaa-Cref is typical. Generally, as employees gain more relevant experience, develop more skills, and take on greater responsibilities, their earning potential increases. For example, a role with 5-7 years of experience will usually pay more than the same role requiring 0-2 years.
FAQ 4: Do salaries at Tiaa-Cref vary by office location?
Yes, it's very likely that salaries at Tiaa-Cref vary by office location. Companies often adjust pay based on local market rates, cost of living, and talent competition in different geographic areas. For instance, a role in a high-cost city like New York City may offer a higher nominal salary than the same role in a lower-cost city like Omaha, NE. Our Cost of Living Insights for Charlotte section provides more context.
FAQ 5: Does Tiaa-Cref offer good benefits?
Tiaa-Cref typically offers a comprehensive benefits package that adds significant value to an employee's total compensation. Common benefits include health, dental, and vision insurance, a 401(k) plan often with a company match, paid time off. For example, a strong 401(k) match or excellent, low-cost health insurance can be worth thousands of dollars annually, effectively increasing your overall earnings beyond your base salary. For a more detailed list of benefits, please see our "Employee Benefits at Tiaa-Cref" section on this page.