As of May 01, 2025, the average annual salary for a Credit Analyst II in Pontiac, MI is $68,996. Salary.com reports that pay typically ranges from $59,000 to $76,567, with most professionals earning between $49,898 and $83,460.
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $76,567 | $6,381 | $1,472 | $37 |
| Average | $68,996 | $5,750 | $1,327 | $33 |
| 25th Percentile | $59,000 | $4,917 | $1,135 | $28 |
An entry-level Credit Analyst II with under 1 year experience makes about $65,714. With less than 2 years of experience, a mid-level Credit Analyst II makes around $66,012. After 2-4 years, the Credit Analyst II pay rises to about $68,996. Those senior Credit Analyst II with 5-8 years of experience earn roughly $71,821, and those Credit Analyst II having 8 years or more experience are expected to earn about $72,951 on average.
| Levels | Salary |
|---|---|
| Entry Level Credit Analyst II | $65,714 |
| Intermediate Level Credit Analyst II | $66,012 |
| Senior Level Credit Analyst II | $68,996 |
| Specialist Level Credit Analyst II | $71,821 |
| Expert Level Credit Analyst II | $72,951 |
| Entry Level | 5% |
| Mid Level | 5% |
| Senior Level | 1% |
| Top Level | 4% |
| Experienced | 5% |
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Each competency has five to ten behavioral assertions that can be observed, each with a corresponding performance level (from one to five) that is required for a particular job.
Analysis: Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.
Accounts Receivable: Accounts receivable is a legally enforceable claim for payment held by a business for goods supplied and/or services rendered that customers/clients have ordered but not paid for. These are generally in the form of invoices raised by a business and delivered to the customer for payment within an agreed time frame. Accounts receivable is shown in a balance sheet as an asset. It is one of a series of accounting transactions dealing with the billing of a customer for goods and services that the customer has ordered. These may be distinguished from notes receivable, which are debts created through formal legal instruments called promissory notes.
Commercial Banking: Is a profit oriented banking by providing loans to customers and charging interest. The bank’s funds come from money deposited by the bank customers in saving accounts, checking accounts, money market accounts, and certificates of deposit (CDs).
| Skill | Salary | Demand |
|---|---|---|
|
Due Diligence
|
$74,516 |
8%
|
|
Risk Management
|
$74,516 |
8%
|
|
Commercial Banking
|
$72,446 |
5%
|
|
Leadership
|
$71,756 |
4%
|
|
Collaboration
|
$71,756 |
4%
|
|
Initiative
|
$71,756 |
4%
|
