As of March 01, 2025, the average annual salary for a Credit Clerk in Lowell, MA is $44,430. Salary.com reports that pay typically ranges from $39,777 to $48,630, with most professionals earning between $35,540 and $52,454.
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $44,574 | $3,715 | $857 | $21 |
| Average | $40,724 | $3,394 | $783 | $20 |
| 25th Percentile | $36,459 | $3,038 | $701 | $18 |
An entry-level Credit Clerk with under 1 year experience makes about $43,596. With less than 2 years of experience, a mid-level Credit Clerk makes around $44,555. After 2-4 years, the Credit Clerk pay rises to about $46,311. Those senior Credit Clerk with 5-8 years of experience earn roughly $46,499, and those Credit Clerk having 8 years or more experience are expected to earn about $46,624 on average.
| Levels | Salary |
|---|---|
| Entry Level Credit Clerk | $43,596 |
| Intermediate Level Credit Clerk | $44,555 |
| Senior Level Credit Clerk | $46,311 |
| Specialist Level Credit Clerk | $46,499 |
| Expert Level Credit Clerk | $46,624 |
| Entry Level | 7% |
| Mid Level | 9% |
| Senior Level | 14% |
| Top Level | 14% |
| Experienced | 14% |
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Each competency has five to ten behavioral assertions that can be observed, each with a corresponding performance level (from one to five) that is required for a particular job.
Customer Service: Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
Credit Risk: Credit risk is the possibility of loss due to a borrower's defaulting on a loan or not meeting contractual obligations.
Data Entry: Transcribing information into an electronic medium such as a computer or other electronic device.
| Skill | Salary | Demand |
|---|---|---|
|
Risk Management
|
$64,423 |
45%
|
|
Process Improvement
|
$58,647 |
32%
|
|
Credit Analysis
|
$56,426 |
27%
|
|
Underwriting
|
$55,537 |
25%
|
|
Credit Risk
|
$54,649 |
23%
|
|
Financial Analysis
|
$54,204 |
22%
|
