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Subrogation Specialist Salary in the United States

How much does a Subrogation Specialist make in the United States?

As of April 01, 2026, the average salary for a Subrogation Specialist in the United States is $44,585 per year, which breaks down to an hourly rate of $21.

However, a Subrogation Specialist's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $55,484
  • Majority Range (25th-75th percentile): $40,542 to $50,290
  • Entry-Level (10th percentile): $36,861
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View as table View as graph 25% $40,542 10% $36,861 90% $55,484 75% $50,290 $44,585 50%(Median) Didn’t find job title? Click

Subrogation Specialist Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $50,290 $4,191 $967 $24
Average $44,585 $3,715 $857 $21
25th Percentile $40,542 $3,379 $780 $19
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Key Factors That Influence Subrogation Specialist Salaries

A Subrogation Specialist's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Subrogation Specialist Salaries?

Experience is a primary driver of a Subrogation Specialist's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Subrogation Specialist (2-4 years): $44,585
  • Subrogation Specialist, Sr. (4-7 years): $56,009
  • Subrogation Supervisor (7+ years): $68,438
  • Subrogation Manager (7+ years): $126,573
Job Role Years of Experience Average Salary
Subrogation Specialist2-4 years$44,585
Subrogation Specialist, Sr.4-7 years$56,009
Subrogation Supervisor7+ years$68,438
Subrogation Manager7+ years$126,573
$44,585 Subrogati...
$56,009 Subrogati...
$68,438 Subrogati...
$126,573 Subrogati...
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What Am I Worth?

Top Paying Cities for Subrogation Specialists

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $56,235
  • San Francisco: $55,682
  • Oakland: $54,447

What Skills Can Increase a Subrogation Specialist's Salary?

Demanded Skills for the Role:

  • Customer Service (Mentioned in 3.5% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
  • Claim Reviews (Mentioned in 1.43% Job Postings): A claims review is the process in which the underwriter reviews a claim to assure that it meets a set of standards.
  • Due Diligence (Mentioned in 0.64% Job Postings): Due diligence is the investigation or exercise of care that a reasonable business or person is expected to take before entering into an agreement or contract with another party, or an act with a certain standard of care. It can be a legal obligation, but the term will more commonly apply to voluntary investigations. A common example of due diligence in various industries is the process through which a potential acquirer evaluates a target company or its assets for an acquisition. The theory behind due diligence holds that performing this type of investigation contributes significantly to informed decision making by enhancing the amount and quality of information available to decision makers and by ensuring that this information is systematically used to deliberate in a reflexive manner on the decision at hand and all its costs, benefits, and risks.
See More Skills
Skills Demand Percentage
Customer Service 3.5%
Claim Reviews 1.43%
Due Diligence 0.64%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Subrogation Specialist's salary.
  • Record Keeping: Can increase your salary by up to 26%.
  • File Handling: Can increase your salary by up to 21%.
  • Leadership: Can increase your salary by up to 12%.
Skill Salary Salary % Increase
Record Keeping
$56,177
26%
File Handling
$53,948
21%
Leadership
$49,935
12%
HIPAA
$47,706
7%
Critical Thinking
$47,706
7%
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How Education impacts a Subrogation Specialist's Salary?

Your level of education can impact your salary potential. While many Subrogation Specialists enter the field with a High School Diploma or Technical Certificate degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for a Subrogation Specialist with a High School Diploma or Technical Certificate is between $44,309 and $46,691).

Subrogation Specialist Salaries by Degree Level

Typical Education for Subrogation Specialist
Degree Level % of user with this level of education
No Diploma 25.0%
High School 75.0%
Associates 25.0%
Bachelors 75.0%
Masters 0.0%
Doctorate 0.0%
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Subrogation Specialist Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Subrogation Specialist's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on April 01, 2026

Subrogation Specialist Salary Growth & Career Path

Promotions are the fastest way to increase your earnings. As a Subrogation Specialist, you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.

Subrogation Specialist Salary Growth and Career Path
Next Step Role Estimate Salary Projected Raise
Staff Nurse - RN, Sr. - Medical Management $106,955 140%
Medical Policy Specialist $95,376 114%
Provider Network Manager $116,996 162%
Reimbursement Services Director $180,488 305%

Salary Trends for Subrogation Specialist

Salaries for a Subrogation Specialist can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $50,948 in 2023 to around $48,664 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Subrogation Specialist salary trends, .

Average Annual Salary of Subrogation Specialist Over Time

2022
$???
2023
$50,948
2024
$49,451
2025
$48,664
2026
$???
2027
$???
Year Average Annual Salary
2022
View More
2023 $50,948
2024 $49,451
2025 $48,664
2026
View More
2027
View More

Most common benefits for Subrogation Specialist

Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
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Common company salaries for Subrogation Specialist

Here are companies hiring for Subrogation Specialist and their salaries, click below for more details.

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Ready to take the next step in your career? Browse thousands of current Subrogation Specialist job openings on our job board. Use the search bar below to find your perfect match.

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FAQ about Subrogation Specialist

1. Where can a Subrogation Specialist earn the most?

A Subrogation Specialist's earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer. According to the latest salary data by Salary.com, a Subrogation Specialist earns the most in San Jose, CA, where the annual salary of a Subrogation Specialist is $56,235.

2. What is the highest pay for Subrogation Specialist?

The highest pay for Subrogation Specialist is $55,484.

3. What is the lowest pay for Subrogation Specialist?

The lowest pay for Subrogation Specialist is $36,861.

4. What are the responsibilities of Subrogation Specialist?

Responsible for subrogation activities including the identification and research of subrogation claims. Assists in the recovery of overpayments for duplicate coverage, workers' compensation, and no-fault claims. Identifies legal liability and pursues, negotiates, and settles subrogation collection. Researches paid claims, answers inquiries, and coordinates with other departments, insurance adjustors, attorneys, and members. Interacts with policyholders, claimants, witnesses, and underwriters to recommend and document the necessary information to close a file. Collects information needed to determine when an on-site investigation is necessary. May require a bachelor's degree. Typically reports to a manager. Occasionally directed in several aspects of the work. Gaining exposure to some of the complex tasks within the job function. Typically requires 2-4 years of related experience.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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