As of March 01, 2025, the average annual salary for an Intermediate Credit Risk Officer in Lowell, MA is $112,860. Salary.com reports that pay typically ranges from $96,510 to $129,830, with most professionals earning between $81,624 and $145,280.
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $129,830 | $10,819 | $2,497 | $62 |
| Average | $112,860 | $9,405 | $2,170 | $54 |
| 25th Percentile | $96,510 | $8,043 | $1,856 | $46 |
An entry-level Intermediate Credit Risk Officer with under 1 year experience makes about $106,308. With less than 2 years of experience, a mid-level Intermediate Credit Risk Officer makes around $106,790. After 2-4 years, the Intermediate Credit Risk Officer pay rises to about $107,515. Those senior Intermediate Credit Risk Officer with 5-8 years of experience earn roughly $113,372, and those Intermediate Credit Risk Officer having 8 years or more experience are expected to earn about $119,879 on average.
| Levels | Salary |
|---|---|
| Entry Level Intermediate Credit Risk Officer | $106,308 |
| Intermediate Level Intermediate Credit Risk Officer | $106,790 |
| Senior Level Intermediate Credit Risk Officer | $107,515 |
| Specialist Level Intermediate Credit Risk Officer | $113,372 |
| Expert Level Intermediate Credit Risk Officer | $119,879 |
| Entry Level | 6% |
| Mid Level | 5% |
| Senior Level | 5% |
| Top Level | 0% |
| Experienced | 6% |
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Each competency has five to ten behavioral assertions that can be observed, each with a corresponding performance level (from one to five) that is required for a particular job.
Risk Management: Risk management is the identification, evaluation, and prioritization of risks (defined in ISO 31000 as the effect of uncertainty on objectives) followed by coordinated and economical application of resources to minimize, monitor, and control the probability or impact of unfortunate events or to maximize the realization of opportunities. Risks can come from various sources including uncertainty in financial markets, threats from project failures (at any phase in design, development, production, or sustainment life-cycles), legal liabilities, credit risk, accidents, natural causes and disasters, deliberate attack from an adversary, or events of uncertain or unpredictable root-cause. There are two types of events i.e. negative events can be classified as risks while positive events are classified as opportunities. Several risk management standards have been developed including the Project Management Institute, the National Institute of Standards and Technology, actuarial societies, and ISO standards. Methods, definitions and goals vary widely according to whether the risk management method is in the context of project management, security, engineering, industrial processes, financial portfolios, actuarial assessments, or public health and safety.
Financial Services Industry: Financial services is a broad term used to describe the various offerings within the finance industry–encompassing everything from insurance and money management to payments and digital banking technology.
PowerPoint: A computer software created by Microsoft which allows the user to create slides with recordings, narrations, transitions and other features in order to present information.
| Skill | Salary | Demand |
|---|---|---|
|
Business Strategy
|
$125,275 |
11%
|
|
Information Security
|
$123,017 |
9%
|
|
Planning
|
$119,632 |
6%
|
|
Transaction Processing
|
$119,632 |
6%
|
|
Investment Banking
|
$118,503 |
5%
|
|
Presentation
|
$118,503 |
5%
|
